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HDFC Cash Management Fund

The instrument of mutual funds has forever functioned as an investment haven for those who are reluctant to directly initiate into the equity and derivative markets because of lack of knowledge and information. This requires essential knowledge on the market and an in-depth comprehension of the concepts required for the market to operate. This should at all costs be comprehended in advance lest one decides to invest in the market.

Yet, mutual funds come as a convenient entry point into these markets, even if one lacks the time and energy to get an update on the complete knowledge of capital markets. All mutual fund investments set variable targets for the investor and it is the investor who chooses these schemes, as per the investment goals.

HDFC Cash Management Fund is among these plans. It presents four different investment plans, varying as per capital appreciation and annual return. This scheme’s objective is meeting the investors’ short- and medium-period investment needs. This scheme delivers for investment in money market besides a corporate debt instrument.

HDFC Cash Management Fund Growth Option

  • The fund has delivered a return at 8% for the investors in a 5-year period.
  • The fund carries a higher risk for average returns.
  • This scheme manager is Rakesh Vyas. B.E Electrical and PGDM in Business Management out of XLRI Jamshedpur and before joining HDFC Mutual Fund in 2009, he has worked with the Lehman Brothers and Nomura.
  • The open-ended policy is fully debt oriented and was initialised in November 1999.
  • The size of fund at 30th September 2017 stood at INR12956.37 crores. The scheme is backed by a 0.97 expense ratio and calls for a minimum investment of INR 5000.

Portfolio of Investments of the Scheme

Fund 1 Y High1 Y Low
Number of Securities427531
Modified Duration (yrs.)
Average Maturities (yrs.)
Yield to Maturity %7.617.616.28

HDFC Cash Management Fund Dividend Daily Option

HDFC Cash Management Fund Dividend Daily Option is amazing for investors who have an interest in weekly returns. The policy declares frequent weekly dividends.

Previous Week:

Date of Dividend Declaration% DIVIDEND

A closer observation of the above makes it obvious that even if one is invested with the daily dividend plan, dividends are not guaranteed. This is due to the fact that dividends are distributed only when there is distributable profit and the fund allows for dividend distribution.

The case is similar for other options under this policy, where dividends are given on a weekly or monthly basis. The various other parameters pertaining to investment schedule stay the same in all situation.

Types of HDFC Cash Management Fund

HDFC Cash Mgmt-Savings(G)

INR 3,741.631 NAV as on 19 Oct, 2018

2 Years6.7
3 Years7.1
5 Years7.8
Fund TypeOpen Ended
Investment PlanGrowth
Launch Date
BenchmarkRISIL Liquid Fund
Asset Size (Rs. Cr)2748.99 (Sep 20, 2018)
Asset Size (Rs. Cr)Sep 30, 2018
Minimum InvestmentRs.5000
Last DividendRs.0.01
Bonus --
Fund ManagerAnil Bamboli
NotesThe HDFC cash management fund has been re-named as HDFC Money Market Fund

HDFC Cash Mgmt-Call (DD)

NAV as on 19 Oct, 2018

2 Years2.3
3 Years2.1
5 Years1.4
Fund TypeOpen Ended
Investment PlanDividend
Launch DateFeb 02, 2002
BenchmarkCRISIL Liquid Fund
Asset Size (Cr.)99.18 (Sep 30, 2018)
Asset DateSep 30, 2018
Minimum InvestmentRs.5000
Last DividendRs. 0.25
Fund ManagerAnil Bamboli
NotesCall Plan has been renamed HDFC Overnight Fund

HDFC Cash Mgmt-Savings (DDR)


NAV as on 19 Oct 2018

Aimed at generating capital appreciation via investment in money market instruments. This means that there is zero assurance about the investment objective of the Scheme being realized.

2 Year17 Dec 2011 to 17 Dec 20139.47
3 Year02 Jul 2011 to 02 Jul 20149.38
5 Year18 Dec 2010 to 18 Dec 20159.03

FAQs on HDFC Cash Management Fund

What are the five different types of cash management tools?

The five different types of cash management tools are-

  • Cash Recycler
  • Smart Safe
  • Coin Counters
  • Bank Note Sorter
  • Counterfeit Detectors

What are the techniques of cash management?

Typically, cash flow problems are the leading cause of business failures — so it is important to make sure you understand every technique available to keep your business afloat. To have a successful business, you need to be able to manage your cash flow well. Here are some useful cash management techniques to help you as you grow your business.

  • Monitor Your Cash Flow Regularly
  • Bill Promptly and Accurately
  • Encourage Faster Payments
  • Designate a Cash Flow Monitor

What does cash management mean?

This term refers to the act of collecting, concentrating, and disbursing cash. In various ways, the management of the flow of cash is a highly critical operation for business managers. When an enterprise happens to miss out obligations because of lack of funds, the enterprise becomes insolvent. This is the primary cause of bankruptcy of an enterprise. Beyond this, a poorly managed cash flow low safety margin occurs when there are expenses that are not anticipated.

What is cash management account?

The cash management account is the account kept with a financial institution allowing management of your cash transactions across a singular portal. Consider it a main cash hub utilised for the processing of all investment in and out flow.

What is cash management cycle?

The cash-management cycle concept is based on the idea of segments:

  • The primary cycle is remarked by inbound operations of the enterprise. It begins when the sourcing strategies are defined and comes to an end with the payment that goes to suppliers and with supplies coming to the warehouse for manufacture. The purchase-to-pay cycle.
  • The secondary cycle is the outbound operation. The manufacture-to-revenue cycle is largely extensive and contains production, storing, and distribution of final products, together with the fulfilment of customer orders until the value is received.

What is cash management function?

Cash management refers to the management of cash inflows, outflows and flows inside the firm. It is inclusive of the issues pertaining to deficit financing and investment diversion of surplus cash, so that optimum cash balance could be maintained. Cash management functions start to roll when customers write cheques to pay the firm. This function comes to an end when the supplier, employee or the government recieves funds from the enterprise on a payable account. The basic behind cash management is to give a firm the authority for maintaining liquidity and raising profitability.

What is Cash Management Fund?

The scheme’s objective is to gather income from short-term investments, that are in line with capital preservation and liquidity via investments in portfolios comprising money market and grade debt instruments.

What is HDFC Liquid Fund?

This is an investment plan with the main aim of enhancing income in line with high levels of liquidity. This is achieved via a correct mix of money market and debt instruments in the portfolio.

What is Reliance Money Manager Fund?

The Reliance Money Manager Fund is a very popular mutual fund policy from the house of Reliance. This policy sees objective in delivering consistent profit by investing in debt instruments and money market instruments. This fund offers investors an opportunity to yield profits at a shorter interval of time.

What is the objective of cash management?

This is a broad term that points to the concentration, collection and disbursement of cash in any mechanism. This term entails an enterprise's state of liquidity, together with the cash balance management and strategies for short-term investments.

Why is cash management important?

In certain ways, the management of cash flow is a very important role for all business managers. Whenever an enterprise fails at paying a due obligation owing to lack of cash, the enterprise is considered insolvent. This is why cash flow management is important.