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Shriram General Insurance

With the many risks facing an individual in this day and age, the need for insurance has grown. Most of the insurance companies offer coverage for a wide range of assorted risks, commencing from travel to vehicles, shops to assets, wedding, etc. They are ready to serve the increasing demand and have offered plethora of insurance plans that cover almost everything under the sun.

Winner of Excellence Award for two back to back years 2011 & 2012

Predicting general insurance as a Sunrise Industry, Shriram Group entered into this business as Shriram General Insurance. Shriram Group was established in 1974, with the business ideology to serve the Aam Aadmi, i.e. the common man. The focus was to address customer needs, nurturing talent and to bring a home-grown technology platform while delivering to the underserved segments of the economy.

Shriram General Insurance Company Vision and Mission

Shriram’s vision is to serve the underprivileged and create value at the bottom of the pyramid. It also aims at serving all parameters of the General Insurance Company by ensuring that each of its employee understands the slogan ‘Be Insured Rest Assured’, so that the customer can have an overall pleasant experience.

Besides all this, it intends to give special attention to innovative products and application of its latest IT development.

Shriram General Insurance Company Offers

Shriram General Insurance offers a wide range of products such as

  • Car Insurance
  • Two Wheeler Insurance
  • Home Insurance
  • Travel Insurance
  • Commercial Vehicle Insurance
  • Fire Insurance
  • Engineering Insurance
  • Marine Insurance
  • Liability Insurance
  • Shri Suraksha Insurance
  • Householder’s Umbrella Package Insurance
  • Shopkeeper Umbrella Package Insurance
  • Personal Accident Insurance
  • Fidelity Guarantee Policy
  • Burglary Insurance
  • All Risk Insurance
  • Business Protector Policy

Products and Services of Shriram General Insurance Company

Premium Payment Process

Online Payment process

Shriram General Insurance offers you the flexibility to pay online through debit/credit cards and net banking.

Claims Ratio for Financial Year 2018-19:

  • Motor: 69%
  • Health: 53%

Awards Won by Shriram General Insurance Company

  • Shriram General Insurance won CELENET India Insurance Awards in the year 2011
  • Shriram General Insurance won CELENET India Insurance Awards in the year 2012 (for excellence in growth award 2012)
  • Shriram General Insurance won India Insurance Summit & Awards 2018

FAQs of Shriram General Insurance

Why should I buy / renew my motor insurance policy online?

Buying policy online provides flexibility to buy policy from the comfort of your home, at office etc. Besides, you get to know the host of other add-ons and discounts available.

What are the modes of payment?

Payment can be made via the online or offline mode.

How can I get my policy documents / certificates?

First you will receive the policy information like the policy number – via SMS and on your registered email address. Post which you can get your policy online through PDF. All you have to do is enter your policy number, or registration, engine or chassis number.

What are the documents required for accidental death claim?

Following are the documents required for accidental death claim

  • Submit the claim form filled and signed by the nominee or legal heir along with the NEFT mandate details and cancelled cheque.
  • Duly Completed Personal Accident Claim Form signed by Nominee / Legal Heir along with the NEFT mandate details & cancelled cheque
  • Death Claims (in case travel insurance is bought through the IRCTC portal) will be settled only to nominee declared at the time of buying insurance through IRCTC portal. There will also be the need to submit a report by the Railway Authority confirming the accident of the train or untoward incident
  • Photo identity proof of nominee
  • In absence of nominee, claim will be paid to Legal Heir only – as per Legal Heir / Succession Certificate

If I cancel my train ticket, will my insurance coverage continue or will it cease the moment the ticket is cancelled?

The coverage will cease as the insurance is attached with the train ticket.

Customer Reviews
Average Customer Rating:
Shriram General Insurance Company3.5 / 5 ( 26 reviews )
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