Go Digit two wheeler insurance offers a simple and hassle-free way to protect your bike against accidents, theft, natural disasters, and third-party liabilities. Designed for modern riders, it provides flexible bike insurance plans with easy online purchase, instant policy issuance, and quick claim settlement. Go Digit general insurance company is an IRDAI-registered general insurance company (IRDAI Reg. No. 158), known for its digital-first approach and customer-friendly services.
With features like paperless renewals, smartphone-enabled self-inspection, and app-based claim support, Go Digit makes managing your bike insurance policy simple and hassle-free.
| Key Feature | Details |
| Cashless Garages | 9000+ cashless garages across India for convenient and hassle-free bike repairs. |
| Paid-in Claims | 1000 Crore+ paid-in claims, reflecting Digit’s strong claim settlement support. |
| Policies Sold | 3 Cr+ policies sold, showcasing wide customer trust and market presence. |
| Digital Policy Purchase and Renewal | Buy or renew your Digit bike insurance policy online in a quick and paperless process. |
| Smartphone-Enabled Self-Inspection Claims | Raise claims through your smartphone with self-inspection for faster claim processing. |
| No Claim Bonus Benefits | Get premium discounts on renewal for every claim-free year. |
| 24×7 Customer Support | Round-the-clock customer assistance for claims, renewals, and policy queries. |
Go Digit is a general insurance company that offers multiple two-wheeler insurance plans designed to meet different rider needs, whether you need mandatory third-party cover, own damage protection, or complete bike insurance coverage.
Covers third-party injury, death, or property damage caused by your insured bike. This is the legally mandatory minimum insurance cover.
Covers damages to your bike caused by accidents, theft, fire, natural calamities, and man-made events. Ideal if you already have an active third-party policy.
Provides both third-party liability cover and own damage protection under one policy for wider financial security.
Offers extended tenure coverage with third-party liability and own damage benefits, reducing annual renewal hassle.
Designed mainly for new bikes, combining long-term third-party insurance with own damage cover as per applicable rules.
Choosing Go Digit two-wheeler insurance gives riders a convenient, digital-first experience along with practical coverage benefits and reliable support services.
Get access to 9000+ cashless garages across India, making bike repairs smoother and reducing out-of-pocket expenses during approved claims.
Enjoy a quicker claims experience with smartphone-enabled self-inspection, helping you submit damage details digitally without unnecessary paperwork.
Digit is known for its simple, paperless, and efficient claim process designed to reduce delays and improve convenience.
Receive round-the-clock support for claims, policy servicing, renewals, and emergency assistance, even on public holidays.
Access complimentary wellness benefits and partner offers through the Digit App from selected health and wellness brands.
Digit Two Wheeler Insurance offers protection against third-party liabilities and own damage losses under package policies, subject to policy terms and selected cover type.
Third-party liability for injury, death, or property damage caused to others.
Accidental own damage caused by collision, overturning, or impact.
Loss or damage due to fire, self-ignition, lightning, or explosion.
Theft of the insured bike or total loss is subject to IDV terms.
Damage caused by floods, cyclones, storms, earthquakes, and other natural calamities.
Damage arising from riots, strikes, malicious acts, and terrorism-related events.
Transit damage while the bike is being transported within covered limits.
Personal Accident cover for owner-driver as applicable in the policy schedule.
Normal wear and tear, ageing, and depreciation of parts.
Mechanical or electrical breakdown not linked to an accident.
Riding without a valid driving licence.
Riding under the influence of alcohol or drugs.
Consequential or indirect financial losses.
Use of the bike for racing, speed testing, or unauthorised purposes.
Losses arising from war, invasion, or nuclear risks.
Standalone tyre or tube damage unless caused in an insured accident.
You can easily buy Go Digit Bike Insurance through Coverfox in under a few minutes.
Visit Coverfox and select the bike insurance section.
Enter your bike registration number or choose your bike make and model manually.
Provide details such as registration year, previous insurer, and existing policy status.
Compare available Go Digit bike insurance plans along with other insurer options.
Select the preferred Go Digit policy with suitable coverage and add-ons.
Review the premium amount and fill in the proposer details.
Make the payment securely through the available online payment modes.
Receive your Go Digit bike insurance policy instantly on your registered email.
Go Digit offers a wide cashless garage network for two-wheeler insurance customers, helping policyholders get their bikes repaired without paying the full repair bill upfront at authorised network garages. Digit currently has 9000+ cashless garages for two-wheelers across India.
You can check Digit’s official garage locator and search by city, location, or pincode to find the nearest authorised network garage.
Disclaimer: *Discount up to 85% is calculated by comparing different insurers and may vary depending on the insurer, vehicle details, location, and policy terms.
The premium for Digit bike insurance is calculated based on multiple factors such as your bike’s make, model, variant, engine capacity, age, registration city, Insured Declared Value (IDV), policy type selected, add-on covers, and claim history. Regulatory charges for third-party cover and applicable taxes are also included in the final premium amount.
The price of Digit bike insurance can vary depending on the age of the bike, location of registration, engine capacity, chosen IDV, type of coverage, add-ons selected, No Claim Bonus eligibility, and previous claim record. Premiums may also differ for new bikes, used bikes, and high-value models.
Digit offers a digital-first claim process where policyholders can register a claim online or through the app, submit required details, upload documents, and complete self-inspection in some cases using a smartphone. After assessment and approval, repairs can be carried out through a network garage or reimbursement can be processed as per policy terms.
The claim settlement timeline depends on the type of claim, severity of damage, availability of documents, inspection completion, and repair estimate approval. Simple claims may be processed faster, while complex or theft-related claims can take longer due to verification requirements.
Commonly required documents include the bike registration certificate, previous insurance policy details for renewals, identity and contact details of the policyholder, claim form in case of claims, driving licence of the rider at the time of accident, and repair estimates or FIR where applicable.
Yes, in most cases you can transfer your earned No Claim Bonus from another insurer to Digit bike insurance at the time of renewal, provided valid previous policy details and proof of NCB eligibility are submitted within the allowed time period.
Yes, Digit bike insurance can usually be renewed after expiry, but if the policy has lapsed for too long, an inspection of the bike may be required before renewal. Renewing on time is recommended to avoid a break in coverage and loss of benefits such as No Claim Bonus.
You can download your Digit bike insurance policy through the official Digit website, customer portal, mobile app, or from the policy email sent after purchase. You may need your policy number, registered mobile number, or email credentials for access.
Yes, certain changes such as contact details, nominee information, address updates, or correction requests may be possible after purchase. Coverage-related changes may depend on underwriting approval, endorsement rules, and policy terms.
Yes, Digit bike insurance may be available for older bikes, subject to vehicle condition, age, and insurer underwriting guidelines. In some cases, inspections or specific coverage limitations may apply for ageing vehicles.
Yes, Digit also offers insurance solutions for eligible electric two-wheelers, subject to model availability and underwriting acceptance. Coverage may include third-party liability and own damage protection depending on the selected plan.
Yes, you may choose any garage for repairs, but cashless claim benefits are generally available only at authorised Digit network garages. If you use a non-network garage, the claim may be processed on a reimbursement basis subject to policy terms and approval.
