ICICI Lombard General Insurance offers bike insurance for all types of two-wheelers, including motorcycles, scooters, and mopeds, with both third-party and comprehensive plans. Its IRDAI registration number is 115, and coverage is valid across India (geographical limits as per policy terms).
| Feature | Details |
|---|---|
| Coverage Options | Third-party and comprehensive bike insurance for all two-wheelers |
| Network Garages | 7000+ cashless garages across India |
| Claim Process | AI-enabled instant claim settlement with minimal paperwork |
| Add-ons | Zero depreciation, roadside assistance, engine protection, and consumables cover |
| Personal Accident Cover | Mandatory PA cover up to ₹15 lakh |
| Multi-Year Policies | Long-term plans available for 3-year and 5-year coverage |
This is ICICI Lombard’s most complete plan, combining third-party liability with own damage protection for your bike, including theft, accidents, fire, and natural disasters. It also allows customisation with add-ons like zero depreciation and roadside assistance, but coverage is subject to exclusions like wear & tear, mechanical breakdown, and drunk riding conditions.
This plan covers only your bike’s damages, including losses due to accidents, theft, and natural or man-made calamities, making it ideal if you already have a valid third-party policy. It does not cover third-party liabilities, and claims are subject to policy terms like depreciation deductions unless add-ons are chosen.
This is the mandatory basic plan as per Indian law, covering legal liabilities arising from injury, death, or property damage caused to a third party. However, it does not cover damages to your own bike, and personal accident cover is included or must be opted for separately as per regulations.
ICICI Lombard offers multi-year policies, including 3-year and bundled 5-year options, ensuring continuous coverage and compliance without annual renewals.These plans help lock premiums, offer better No Claim Bonus continuity, and are subject to fixed-term conditions without mid-term cancellation flexibility in most cases.
This plan is offered for new bikes, combining long-term third-party cover with own damage protection under a single policy structure. It aligns with IRDAI norms for new vehicles, and add-ons can be included, but coverage specifics depend on tenure and selected benefits.
Coverage for damage or loss due to natural calamities such as floods, earthquakes, storms, cyclones, landslides, fire, and lightning
Protection against man-made events like theft, riots, strikes, vandalism, and accidental external damage
Third-party liability cover for injury, death, or property damage caused to others
Personal accident cover for the owner-driver
Coverage for theft, accidental damage, fire, and natural disasters under comprehensive plans
Regular wear and tear, depreciation, and mechanical or electrical failures
Losses arising from illegal activities or intentional damage
Claims when the rider is under the influence of alcohol or drugs
Any liability or damage not specifically covered in the policy terms
War, nuclear risks, and similar extreme events are excluded under standard coverage
Buying ICICI Lombard bike insurance through Coverfox is quick, fully digital, and takes just a few minutes.
Visit Coverfox and choose two-wheeler insurance
Enter bike registration number and basic details
Compare ICICI Lombard plans and premiums with other insurers
Select coverage type and add-ons as needed
Make a secure online payment
Receive policy instantly via email
ICICI Lombard bike insurance offers a strong mix of financial protection and digital convenience, ensuring a smooth experience from purchase to claims.
You can get your bike insurance policy issued online within minutes without any delays.
You can buy, customise, and renew your policy digitally without any paperwork.
You can file claims through the IL TakeCare app and receive quick approvals using InstaSpect.
You get access to 7,000+ cashless garages for faster and hassle-free repairs.
You can reach out anytime for assistance with claims or policy-related queries.
Toll-free helpline: You can contact their support team anytime on 1800 2666, available 24×7
WhatsApp support: Reach out on +91 77382 82666 for quick assistance
Email support: Send your queries to customersupport@icicilombard.com
Fax: You can also connect via fax at 022 61961323
Registered office: ICICI Lombard House, 414 Veer Savarkar Marg, near Siddhi Vinayak Temple, Prabhadevi, Mumbai – 400025, India
ICICI Lombard two-wheeler insurance is a policy that provides financial protection against third-party liabilities, damages to your bike, theft, and natural or man-made disasters. You can choose between third-party and comprehensive coverage based on your needs.
You typically need your bike registration number, previous policy details (if applicable), and basic personal information. In most cases, no physical documents are required as the process is completely digital.
You can track your claim status online through the insurer’s website or mobile app, or by contacting customer support with your claim reference number for real-time updates.
Yes, you can download your policy document anytime by logging into your account on the insurer’s website or app using your registered details.
If your policy expires, your bike will no longer be insured, and you may lose benefits like No Claim Bonus. You can renew the policy, but an inspection may be required if there is a long gap.
Yes, you can transfer your No Claim Bonus when switching insurers by providing your previous policy details and NCB certificate at the time of purchase.
Common add-ons include zero depreciation cover, roadside assistance, engine protection, consumables cover, and return to invoice, which enhance your overall coverage.
You can renew your policy online by visiting the insurer’s website or platforms like Coverfox, entering your bike and policy details, selecting coverage, and completing the payment digitally.
