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The Ultraviolette X47 Crossover is a high-performance electric crossover motorcycle. With battery options of up to 10.3 kWh, radar technology and advanced electronic systems, the X47 has several high-value EV components that can be expensive to repair or replace. An Electric Bike Insurance can protect the motorcycle against covered accidental damage, theft, third-party liabilities and other insured events.
Mandatory Third-Party Cover: Third-party bike insurance is legally required to ride the Ultraviolette X47 Crossover on public roads in India.
Accidental Damage Protection: A comprehensive bike policy can cover eligible repair costs if the X47 is damaged in an insured accident.
Theft Protection: If the motorcycle is stolen, an admissible claim is settled based on the applicable IDV and policy terms.
Natural and Man-Made Events: A comprehensive policy can cover eligible losses caused by events such as fire, floods, earthquakes, riots and other insured perils.
Third-Party Financial Liability: The policy addresses legal liability arising from third-party injury, death or property damage caused by the insured motorcycle.
Protection for Advanced EV Components: The X47 uses a high-capacity battery, electric motor and advanced electronic systems. Relevant add-ons can extend protection to specified components, depending on the insurer.
The Ultraviolette X47 Crossover Insurance Price can vary based on the IDV, registration location, insurer, policy type, coverage selected and add-ons.
| Bike Model | IDV [1st Year] | Zero Depreciation | Net Premium [5 Years] |
|---|---|---|---|
| Ultraviolette X47 Crossover Original | ₹1,99,200 | ₹896 | ₹21,026 |
| Ultraviolette X47 Crossover Original+ | ₹2,69,942 | ₹1,485 | ₹22,381 |
| Ultraviolette X47 Crossover Recon | ₹3,44,399 | ₹1,894 | ₹24,184 |
| Ultraviolette X47 Crossover Recon+ | ₹4,27,880 | ₹2,353 | ₹26,207 |
| Ultraviolette X47 Crossover Original Radar | ₹1,99,200 | ₹896 | ₹21,026 |
Disclaimer: The premium figures are indicative and may change based on the insurer, IDV, registration location, policy type, coverage selected and add-ons. The final Ultraviolette X47 Crossover Insurance Premium is determined by the insurer at the time of policy issuance.
This Ultraviolette ev bike model is available in multiple configurations, with battery capacities of 7.1 kWh and 10.3 kWh. The range extends up to 323 km on the larger battery pack, while the motorcycle has a claimed top speed of 145 km/h.
| Specification | X47 Original Range | X47 Recon Range |
|---|---|---|
| Motor | Permanent Magnet AC Motor | Permanent Magnet AC Motor |
| Peak Power | 27 kW (36.2 hp) | 30 kW (40.2 hp) |
| Rear-Wheel Torque | 550 Nm | 610 Nm |
| Battery Capacity | 7.1 kWh | 10.3 kWh |
| Claimed Range | Up to 211 km IDC | Up to 323 km IDC |
| Top Speed | 145 km/h | 145 km/h |
| Charging | Standard charger / applicable charging options | Standard charger / applicable charging options |
| Kerb Weight | 197 kg | 208 kg |
| Seat Height | 820 mm | 820 mm |
| Ground Clearance | 200 mm | 200 mm |
| Display | 5-inch touchscreen display | 5-inch touchscreen display |
| Ride Modes | Glide, Combat, Ballistic | Glide, Combat, Ballistic |
| Braking System | Hydraulic disc brakes with dual-channel Bosch ABS | Hydraulic disc brakes with dual-channel Bosch ABS |
| Front Suspension | 41 mm upside-down telescopic fork | 41 mm upside-down telescopic fork |
| Rear Suspension | Preload-adjustable monoshock | Preload-adjustable monoshock |
| Front Tyre | 110/70 R17 | 110/70 R17 |
| Rear Tyre | 150/60 R17 | 150/60 R17 |
*Specifications can differ between variants and optional packages. Check the manufacturer's latest variant-specific specifications before purchase.
A comprehensive Ultraviolette X47 Crossover Bike Insurance policy can include the following coverage:
Accidental Damage: Covers eligible damage to the X47 caused by an insured accident.
Theft: Covers the total loss of the motorcycle due to theft, subject to the applicable IDV and policy conditions.
Fire and Explosion: Covers eligible loss or damage caused by fire, explosion or related insured events.
Natural Calamities: Covers eligible damage caused by floods, storms, cyclones, earthquakes and other specified natural events.
Man-Made Events: Covers damage arising from specified events such as riots, strikes, malicious acts and other covered incidents.
Third-Party Liability: Covers legal liability for third-party injury, death or property damage caused by the insured X47.
Personal Accident Cover: Provides applicable personal accident protection for the owner-driver, subject to the policy terms and eligibility requirements.
Damage During Transit: Covers eligible loss or damage while the motorcycle is being transported by road, rail, air or other approved means.
Normal Wear and Tear: Gradual deterioration of tyres, brake components, electrical parts and other items due to regular use.
Mechanical or Electrical Breakdown: Standalone mechanical or electrical failures that are not caused by an insured accident or covered event.
Depreciation and Deductibles: Applicable depreciation, compulsory deductibles and voluntary deductibles remain payable unless covered through a relevant add-on.
Riding Without a Valid Licence: Claims arising when the rider does not hold a valid driving licence for the vehicle.
Driving Under the Influence: Loss or damage occurring while the rider is under the influence of alcohol or drugs.
Unauthorised or Improper Use: Claims arising from using the X47 in a manner not permitted under the policy or for an undeclared purpose.
Consequential Loss: Financial losses resulting indirectly from the incident, such as loss of income or loss of use of the motorcycle.
Policy-Specific Exclusions: Any event, component or circumstance specifically excluded under the insurer's policy wording or add-on terms.
Note: The final coverage and exclusions depend on the insurer and policy wording.
| Add-on Cover | How It Can Help |
|---|---|
| Zero Depreciation Cover | Reduces depreciation deductions on eligible parts replaced during an admissible claim. |
| Roadside Assistance Cover | Provides assistance for situations such as breakdowns, towing and other covered roadside emergencies. |
| Return to Invoice Cover | Can provide a higher settlement basis in eligible total-loss or theft claims, subject to policy conditions. |
| Engine/Protect Cover | May cover specified consequential damage to covered mechanical components where this add-on is applicable to the motorcycle. |
| Consumables Cover | Covers specified consumables used during the repair of an admissible claim. |
| Key Replacement Cover | Helps with the cost of replacing lost or damaged keys, subject to the add-on terms. |
| Personal Belongings Cover | Covers specified personal belongings damaged or lost during an insured event, where offered. |
| Tyre Protect Cover | Covers eligible tyre and wheel damage under the add-on's terms, where available. |
| Battery Protection | Can extend protection to specified battery-related damage arising from covered events. |
| EV-Specific Add-ons | May provide protection for specified electric components, including the motor, charging equipment or other EV parts. |
Note: Ultraviolette X47 Crossover Insurance Add-ons differ between insurers and policies. Check the add-on wording, exclusions and component coverage before selecting optional protection.
For Ultraviolette X47 Crossover you can Buy bike insurance online through Coverfox by following these steps:
Enter Your Bike Details: Enter the X47 registration number and required vehicle information. For a new bike, provide the relevant purchase details.
Compare Available Policies: Review the available insurers, policy types, coverage and premium options.
Select Your Policy: Choose third-party, standalone own-damage or comprehensive bike insurance based on your requirements.
Choose Add-ons: Select relevant covers such as zero depreciation, roadside assistance or available EV-specific protection.
Provide Required Details: Enter the policyholder and vehicle information required for policy issuance.
Make the Payment: Pay the selected policy premium online.
Receive Your Policy: The policy document is issued digitally after successful purchase.
You can complete your Ultraviolette X47 Crossover Insurance Renewal online through Coverfox.
Enter Existing Policy Details: Enter your registration number or existing policy information.
Review Available Renewal Options: Check the policy details, premium and coverage before proceeding.
Update Your Coverage: Add or remove eligible add-ons based on your current requirements.
Pay the Renewal Premium: Complete the payment online.
Receive the Renewed Policy: Get the updated policy document digitally after successful renewal.
The Ultraviolette X47 Crossover Insurance Claim process differs based on whether you choose a cashless repair or pay for repairs and seek reimbursement.
Inform the Insurer: Register the two wheeler insurance claim with your insurer as soon as possible after the incident.
Share the Incident Details: Provide the accident or loss details and the information requested by the insurer.
Submit the Required Documents: Share the policy, RC, driving licence and other claim documents.
Vehicle Inspection: The insurer may inspect the X47 before approving repairs.
Visit a Network Garage: Take the motorcycle to an authorised network garage for repairs.
Claim Settlement: The insurer settles the approved amount directly with the garage, subject to deductibles and policy terms.
Register the Claim: Inform the insurer and obtain the claim reference details.
Complete the Inspection: Follow the insurer's instructions for inspection before repairs, where required.
Repair the Motorcycle: Get the X47 repaired at the selected garage after following the claim requirements.
Keep All Bills: Retain repair invoices, payment receipts and other supporting documents.
Submit the Claim Documents: Send the required documents and original bills to the insurer.
Receive Reimbursement: The insurer processes and reimburses the admissible claim amount after applicable deductions.
Duly completed claim form
Insurance policy document
Registration Certificate (RC)
Valid driving licence
Photographs of the damage, where required
FIR or police report, where applicable
Repair estimate
Original repair bills and payment receipts for reimbursement claims
Any additional documents requested by the insurer
Yes. Third-party bike insurance is mandatory for the Ultraviolette X47 Crossover when it is used on public roads in India. You can choose comprehensive insurance for additional protection against eligible own-damage risks.
The X47 Insurance cost depends on the bike variant, IDV, registration location, insurer, policy type, selected coverage and add-ons. The premium can differ between the 7.1 kWh and 10.3 kWh variants.
You can choose from third-party bike insurance, standalone own-damage insurance and comprehensive bike insurance, depending on your coverage requirements.
A comprehensive policy can be suitable for owners looking for protection against both third-party liabilities and eligible damage to the X47. You can also consider relevant EV-specific add-ons where available.
Battery damage may be covered when it results from an insured event covered under the policy. Dedicated battery protection can also be available as an add-on with some insurers. The exact coverage depends on the policy wording.
Insurance and warranty cover different risks. The manufacturer's battery warranty applies according to Ultraviolette's warranty terms, while insurance covers eligible losses arising from insured events under the policy.
Yes, an expired policy can be renewed. Depending on the insurer and the period since expiry, a vehicle inspection may be required before the renewed policy is issued.
The IDV is the insured value of the motorcycle used for applicable theft or total-loss claims. It is based on the bike's value and applicable depreciation as determined under the policy.
