- About Coverfox
United India Insurance Company Limited was established on 18th February, 1938. The Company has a variety of insurance products to provide insurance cover from bullock carts to satellites. United India Insurance Company has been in the lead for designing and implementing complex covers to large customers, as in cases of ONGC Ltd, GMR- Hyderabad International Airport Ltd, Mumbai International Airport Ltd, Tirumala-Tirupati Devasthanam etc. Its insurance products have penetrated in the rural areas with a large level implementation of Universal Health Insurance Programme of Government of India & Vijaya Raji Janani Kalyan Yojana.
Has presence in more than 200 Tier II and III villages in India
The establishment of The United India Insurance Company Limited took place on 18th February, 1938. In India, the General Insurance Business got approval for nationalization in 1972 and since then United India Insurance Company is growing rapidly. There were around 12 Indian Insurers, 4 Cooperative Insurance Societies and Indian operations of 5 Foreign Insurers, besides General Insurance operations of southern region of Life Insurance Corporation of India that collaborated with United India Insurance Company Limited. This General Insurance Company has an employee strength of 18300 and around 1340 offices offering insurance cover to more than 1 Crore policy holders.
The United India Insurance Company aims to offer good insurance products to cover all. This Company believes in customer satisfaction and working on good business ethics and principles. The United India Insurance Company also focuses to improve the Indian economy by minimising the national waste.
It is one of the oldest successful insurance companies to be in operation in India.
Claims Ratio for Financial Year 2018-19:
The United Insurance India Company offers various insurance products as mentioned below:
United India General Insurance has made the online payment facility available for their customers. It is the most convenient way that allows the customers to pay premiums with just a few clicks. All the policyholder needs to do is make the premium payment by accessing the United India Insurance website uiic.co.in.
There would be different product options that the policyholder will have to select from. For example, in case of travel insurance payment, the policyholder will have to click on travel insurance category and click on 'make payment', and then enter the policy number to make the payment in the space given. For online payment, the policyholder can use his debit card, credit card, or net banking. Thus, with only a few simple steps, the policyholder can make hassle-free payment through the official website.
United India General Insurance Company also offers offline payment service for their customers who aren't tech-savvy. Nevertheless, the below modes of payment can be used for offline method:
Only from 30 days before the expiry date of policy till the policy expiry date will you be able to renew your general insurance policy; not before that.
It is strongly recommended to renew your insurance before the expiry of the existing insurance. United India General Insurance Company offers hassle-free renewal to their policyholders through the online renewal process. You simply have to log in to the company website uiic.co.in and select renew now option. Then, follow the link leading to secure payment process. For online payment, you can use your debit card, credit card, or net banking. Thus, with only a few simple steps, you can make hassle-free online renewal through the official website.
In case you have purchased your policy from Coverfox.com, you can contact us and make the renewal payment in just a few minutes!
There are many general insurers today in the market. However, the below mentioned reasons make United India General Insurance Company win the game over the other insurers. Let's have a look at them:
United India Insurance offers different types of insurance covers such as shop keeper's insurance, householders insurance, which rarely other insurers such as New India Assurance Company and TATA AIG General Insurance Company offer.
The credit insurance plans offered by United India Insurance make them stand apart from other general insurers in the market.
What kinds of policies are available online with United India Insurance Company?
Motor (two-wheeler & private car), Health, Personal Accident, Overseas Mediclaim, Householder, Shopkeeper, Pravasi Bhartiya Bima Yojana and Shopkeeper insurance are the insurance plans offered by United India Insurance that you can buy online.
How to renew United India insurance policy online?
Motor (two-wheeler & private car), Health, Personal Accident, Householder, Shopkeeper are the insurance plans offered by United India Insurance that you can renew online.
Only from 30 days before the expiry date of policy till the policy expiry date will you be able to renew your general insurance policy; not before that. You simply have to log in to the company website uiic.co.in and select renew now option. Then, follow the link leading to secure payment process.
For online payment, you can use your debit card, credit card, or net banking. Thus, with only a few simple steps, you can make hassle-free online renewal through the official website.
Why should you buy United India Health insurance Policy?
A health insurance plan has become a very important requirement in every individual’s financial portfolio. Below are the reasons why you must buy United India Insurance Health Policy:
United India Insurance offers a good range of health care insurance products
Their mediclaim policy is designed to offer the policyholder the coverage against any diseases, illnesses or injuries suffered during the policy period.
Their Workmen health insurance plan also offers coverage to any sort of hospitalization expenses due to accident to the employees during their tenure of employment.
How to make a claim with United India Insurance Company Limited?
For Motor Insurance Claim:
Contact the policy issuing Office of United India Insurance immediately or if the accident takes place anywhere other than the City/ Town where policy issuing Office is located, contact the nearest Office of United India Insurance so that survey is arranged. Refer the company website for a list of Offices with addresses across the country with Phone Numbers for ready reference. In case of major accidents including fire or riot losses, keep the vehicle at the accident spot until the spot surveyor comes to the place of accident and inspects the same. Also, lodge a FIR. After completing the formalities, you may move or tow the vehicle to any authorised workshop of your choice and obtain estimate from them and the same may be submitted together with completed claim form. After the repairs are carried out for partial loss claims, you have to submit the cash bills for spare parts and labour and seek reimbursement if the claim is permissible.
For Health Insurance Claim:
FOR CASHLESS FACILITY – AVAILABLE ONLY FOR POLICIES SERVICED BY A TPA:
If hospitalisation is planned, then TPA needs to be informed in advance with details of name and address of the hospital. In case of an emergency hospitalisation, inform the TPA immediately on admission.
On admission, a pre-authorisation request for cashless is to be sent to the TPA by the hospital – duly signed by the insured and hospital authorities giving the details of admission, illness, proposed line of treatment and the estimated expenses.
On discharge from the hospital, please pay the difference of the amount excluded under the policy or limited by the sum insured.
Pre-and post-hospitalisation expenses can be claimed separately after treatment. All documents in original to be submitted within 7 days to TPA, after completion of Post Hospitalisation treatment.
FOR REIMBURSEMENT CLAIMS:
Written intimation about hospitalisation has to be sent to TPA / the office of United India Insurance (if non TPA) immediately, and within 24 hours of hospitalisation in the case of emergency hospitalisation.
Before leaving the hospital, discharge summary, copy of investigation report and other relevant documents may be obtained from the hospital authorities. All the documents in original to be submitted to TPA / Office within 7 days from date of discharge.
Documents include claim form issued by insurer, discharge summary of hospital, doctor's certificates and prescriptions, final hospital bills, laboratory and other investigation reports and bills, pharmacy bills and all related documents.
Pre and post-hospitalisation expenses are to be claimed separately after treatment. All documents in original need to be submitted within 7 days after completion of post-hospitalisation treatment.