Aadhaar is an essential ID proof in India, making documentation processes streamlined. But with this benefit comes a high risk of fraud. But UIDAI’s database is top-notch. How can one be defrauded through Aadhaar? There are multiple ways in which you can get an Aadhaar card fraud – like phishing scams, OTP scams, buying a SIM card on your card, taking out loans in your name, etc. This article will cover the common Aadhar Card-related frauds and how to prevent them.
Aadhaar card fraud refers to the unauthorised use of your Aadhaar number, biometrics, or identity to complete KYC, issue SIM cards, open bank accounts, apply for loans, or conduct financial transactions without your permission. It occurs when fraudsters exploit personal information or authentication methods to impersonate you.
UIDAI offers multiple online and offline security tools that help every Aadhaar holder protect their identity, biometrics, and authentication data. By enabling these features and reviewing your activity regularly, you can prevent misuse and maintain control over where and how your Aadhaar is used. The steps below will guide users on how to secure their Aadhaar effectively.
A masked Aadhaar hides the first 8 digits of your Aadhaar number and shows only the last four, making it safer to share for verification.
Locking biometrics ensures that no one can use your fingerprints, iris, or face for authentication without your permission.
A Virtual ID (VID) is a 16-digit temporary number that you can use instead of your Aadhaar number for KYC. It protects your actual Aadhaar number and reduces risk during verification.
OTP-only authentication prevents biometric misuse and ensures that every verification requires your mobile number linked to Aadhaar.
This feature shows where, when, and how your Aadhaar was used in the last 6 months, helping you detect suspicious activity early.
Your mobile number and email must be updated so you receive OTP messages and Aadhaar authentication alerts.
Aadhaar is required for banking, telecom, government schemes, and KYC—but it is not needed everywhere.
Your Aadhaar is only as safe as the device you use.
Aadhaar misuse usually happens when fraudsters exploit personal data, biometrics, or authentication methods to impersonate an individual. While the UIDAI system itself is secure, Aadhaar can still be misused when users share details carelessly or fall victim to scams. Below are the most common ways Aadhaar fraud occurs today.
Fraudsters illegally replicate fingerprints or face scans to pass e-KYC checks. This can lead to unauthorised banking or SIM-related verifications.
Scammers ask for Aadhaar numbers, OTPs, or personal details over the phone. They use this information to initiate fraudulent transactions or KYC.
Fraudsters use stolen Aadhaar data to activate SIM cards without consent. These SIMs may be used for scams, spam, or illegal activities.
Shared photocopies can be used for fake registrations or identity theft. Always use masked Aadhaar or secure QR instead of full copies.
Unverified operators misuse Aadhaar during printing, scanning, or KYC processes. This exposes personal data to unknown third parties.
Criminals apply for loans using someone else’s Aadhaar and stolen identity details. Victims often realise only after receiving loan recovery calls.
Malicious apps and infected devices can capture Aadhaar numbers, PDFs, or OTPs. Using official websites and secure devices helps prevent this.
Scammers edit or fake Aadhaar PDFs to impersonate another person. These forged IDs are often used for illegal KYC and registrations.
Read More About Aadhaar Card:
No—your Aadhaar number alone cannot access your bank account. Fraud happens only when OTPs, PINs, or biometrics are shared or compromised through scams.
Yes, masked Aadhaar is valid for identity verification and safe to share, as it hides the first eight digits and shows only the last four.
Immediately lock your biometrics, change your Aadhaar App PIN, and report the issue through the UIDAI helpline. Continue monitoring your Activity Log for further attempts.
Aadhaar is not mandatory but is widely used as a convenient KYC document. Banks and telecom providers also accept alternative IDs depending on regulations.
NRIs with Aadhaar can use it for services that require KYC, but NRIs without Aadhaar must use a passport or other valid documents for verification.
You can report misuse through the UIDAI helpline, email, or by visiting an Aadhaar Seva Kendra. Provide details of suspicious authentication attempts for investigation.
Yes, photocopies can be misused for fake registrations or identity theft. Always share masked Aadhaar or secure QR codes instead.
Never share OTPs, Aadhaar numbers, or personal details with callers claiming to be from UIDAI or banks. UIDAI never asks for such information.
You cannot withdraw money from Aadhaar itself, but Aadhaar-linked bank accounts allow cash withdrawals at AEPS-enabled centres using biometric authentication.
You can download an eAadhaar/Masked Aadhaar from the UIDAI website or the Aadhaar App using OTP. You may also request a reprint if you need a physical copy.
