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Link Aadhaar with Kotak Mahindra Bank Account

The 12-digit dynamic Aadhaar number assigned to every citizen of India, including Non-Resident Indians (NRIs), is a proof of identity and residence. However, as opposed to the popular misconception, it is not a proof of citizenship. It comprises of essential personal information like name, permanent residential address, biometric data, etc.

The objective behind Aadhaar card was to enable the Government of India to maintain a database of personal details of Indian residents, similar to the Social Security System in the U.S. This service benefits the Indian residents by making them eligible to make the most of the benefits of government schemes like DBT (Direct Benefit Transfer), among others.

It is now mandatory for every citizen to link their Aadhaar card with their bank accounts. The Indian Government has asked everyone to link Aadhaar card with their existing bank accounts, without which bank account holders will not be eligible for their services.

Following the mandate issued by the government, Kotak Mahindra Bank has set up a user-friendly and seamless process to enable old and new customers link bank accounts to their Aadhaar card. The linking process is not just restricted to offline and online methods. There are 5 options that their account holders can select from, as per their convenience.

  • Visiting a Kotak Mahindra branch
  • Online – Company website
  • Internet Banking
  • Mobile Banking
  • SMS

Now let’s look at the process to be followed for each of these above options for linking Aadhaar Card with Kotak Mahindra Bank account.

Steps to Link Aadhaar with Kotak Mahindra Bank Account through Internet Banking

Internet Banking has emerged as one of the most popular and preferred platforms, especially for new generation users. Therefore, like most leading banks, accountholders of Kotak Mahindra Bank can also linktheir Aadhaar Card through Internet Banking, without any charges. The following are the steps that have to be followed for Kotak Mahindra Bank linking to Aadhaar Card.

  • Login to your Kotak Mahindra Bank Internet Banking account with your User ID and unique password
  • Click on the ‘Quick Links’ button
  • Click on the ‘Banking’ button and then on ‘Profile/Update Contact Details’
  • Next, click on ‘Update your Aadhaar’ button
  • Type your Aadhaar number in the blank space provided
  • Click on the ‘Submit’ button to complete theKotak Mahindra Bank linking to Aadhaar card

Steps to Link Aadhaar Card with Kotak Mahindra Bank Account Online

If you prefer the online linking option for Kotak Mahindra Bank linking to Aadhaar card, you can do so through the official website of Kotak Mahindra Bank. All you need to do is click a few buttons of your PC or laptop to complete the linking process.

If you prefer the online Aadhaar card linking option, follow these steps to complete the process.

  • Visit the official website of Kotak Mahindra Bank and then click on the ‘Login’ button at the top right corner.
  • You will be redirected to another page where you will be asked to enter your login credentials.
  • After you have entered your Customer ID or CRN (Customer Relationship Number), and then your password, you will have click on the ‘Aadhaar Seeding’ option from the dropdown menu, under the ‘Take me Directly to’ section.
  • Enter your mobile number, Date of Birth or CRN to initiate the authentication process.
  • Kotak Mahindra Bank will then generate an OTP (One-Time Password) and send it to your registered mobile number. You will have to enter this OTP in the space provided to complete the authentication process.
  • Next, enter your Kotak Mahindra Bank account number.
  • Enter your 12-digit Aadhaar number.
  • Click on the ‘Submit’ button to get your account at Kotak Mahindra Bank linked to Aadhaar card instantly.
  • You will receive a confirmation message on your mobile number on successful completion of the linking process.

Steps to Link Aadhar Card with Kotak Mahindra Bank Account through Mobile Banking

Mobile Banking enables banks to offer a wide range of banking services through their mobile application. This enables their accountholders to avail these services irrespective of their location across the globe, provided they have internet connectivity.

For linking Kotak Mahindra Bank to Aadhaar card through the mobile application of the bank, you have to follow these steps:

  • Login to your mobile banking account
  • Access the ‘Profile’ sub-menu
  • Select the ‘ Aadhaar Update’ option
  • Enter your Aadhaar number and then confirm the same by entering the number again
  • Select the ‘Submit’ option to complete the Aadhaar linking process
  • You will receive a confirmation message on your mobile number that is registered for Aadhaar

Steps to Link Aadhar Card with Kotak Mahindra Bank Account Offline

For those who prefer the offline method over all the other options, you have to visit any Kotak Mahindra Bank branches as per your convenience to initiate and complete the linking process. Follow these steps for the offline process of Kotak Mahindra Bank linking to Aadhaar card:

  • Visit any Kotak Mahindra Bank branch. Ask for the form for linking Kotak Mahindra Bank account with Aadhaar card at the front help desk
  • Fill up theform provided with basic personal information like your name, Date of Birth, CRN or Customer Relationship Number, Aadhaar number, Gender and your name as per the Aadhaar card.
  • You will then have to sign the waiver, which is a mandate for the bank to proceed with the Aadhaar seeding process.
  • Submit the form.You will probably be asked to show your original Kotak Mahindra Bank passbook and original Aadhaar card as a part of the authentication process. There can be no inaccurate information, or suppression or misrepresentation of information.
  • You will receive a receipt of acknowledgement after submitting the form.
  • The seeding process takes a few days to get completed, after which you will be notified about the same on your registered mobile number and email ID.

Steps to Link Aadhar Card with Kotak Mahindra Bank Account through SMS

Linking account at Kotak Mahindra Bank to Aadhaar card can be done through SMS as well. It blends the convenience of the offline linking process and the benefit of Aadhaar seeding via the Mobile Banking, which can be done irrespective of the location and even while on the move. However, you can opt for this method only when your mobile is registered with Kotak Mahindra Bank. If your mobile number is not registered with UIDAI, you have to get it registered first and then avail this option. Your message will be free of charges.

You can opt for linking your account at Kotak Mahindra Bank to Aadhaar card through an SMS through these simple steps:

  • Type <12-digitAadhaar number> as a message
  • Send it to 5676788 for instant linking of your Aadhaar card with Kotak Mahindra Bank
  • You will receive a confirmation mail on yourregistered mobile number from which you have sent the message.

FAQs on Link Aadhar Card with Kotak Mahindra Bank Account

How can I link my Aadhaar card with Kotak Mahindra Bank Account online?

To link Kotak Mahindra Bank account with Aadhaar online, the following steps need to be followed:

  • Go to the official website of Kotak Mahindra Bank and then click on the ‘Login’ button at the top right corner.You will be redirected to another page where you need to enter your login details.
  • After you have entered your Customer ID or CRN (Customer Relationship Number), and your password, you will have click on the ‘Aadhaar Seeding’ option from the dropdown menu, enlisted under the ‘Take me Directly to’ section.
  • Enter mobile number, Date of Birth or CRN to initiate the authentication process.
  • Kotak Mahindra Bank will then generate an OTP (One-Time Password), which will be sent to your registered mobile number. Enter this OTP in the relevant space to complete the authentication process.
  • Enter your Kotak Mahindra Bank account number and then your 12-digit Aadhaar number.
  • Click on the ‘Submit’ option to complete the linking process instantly.
  • You will receive a confirmation message on your mobile number the linking process has been completed successfully.

How can I link Aadhaar with bank account?

You can select any of the following methods for linking Kotak Mahindra Bank account to Aadhaar card.

  • Visiting a Kotak Mahindra branch
  • Online – Company website
  • Internet Banking
  • Mobile Banking
  • Mobile SMS

How can I link my Aadhaar card with Kotak Mahindra Bank PPF account?

You can opt for any of these methods for linking Kotak Mahindra Bank PPF account to Aadhaar card.

  • Visiting a Kotak Mahindra branch
  • Online – Company website
  • Internet Banking
  • Mobile Banking
  • Mobile SMS

What is Aadhaar seeding in Kotak Mahindra Bank Account app?

You can link your Kotak Mahindra Bank account to Aadhaar card through the bank’s mobile application through these simple steps:

  • Login to your mobile banking app
  • Click on the ‘Profile’ sub-menu
  • Click on the ‘ Aadhaar Update’ option
  • Mention your Aadhaar number and then mention it again for confirmation
  • Click on the ‘Submit’ button to complete the linking process
  • You will receive a confirmation message on your registered mobile number

How can I check whether my Aadhaar number has been successfully linked with bank account?

Check Aadhaar linking status through NetBanking

  • Visit the official portal of Kotak Mahindra Bank
  • Select the ‘Login to Open your Account Online’ option
  • Click on the ‘Net Banking’ option and then fill in the details of your Customer ID and unique Password
  • Click on the ‘Profile/Update Contact Details’ at the top
  • If your Aadhaar card has been linked to your Kotak Mahindra bank account, you will be able to view it online

Check Aadhaar linking status by visiting UIDAI’s official website

  • Visit the official website of UIDAI
  • Select the ‘Check Aadhaar & Bank Account Linking Status’ option listed under the ‘Aadhaar Services’ tab
  • You will be redirected to another page where you have to mention your Aadhaar card number along with the displayed security code.
  • An OTP (One-Time Password’ will be generated and sent to your registered mobile number, which you have to enter and then select the ‘Login’ option.
  • Your Aadhaar number will be displayed on the screen, along with other details like name of the bank, bank linking status and linking date.

Check Aadhaar linking status by dialling 9999*1# Service from your Mobile

  • Dial the USSD-based value-added service from your mobile number - 9999*1#
  • Enter your Aadhaar numberto confirm its current status
  • If your Aadhaar number has beensuccessfully linked to your bank account, the Aadhaar number and corresponding bank account will be displayed on the screen

What is the number to check balance in Kotak Mahindra Bank Account?

You can check the current balance in your Kotak Mahindra Bank account by calling from your registered mobile number on this toll-free number - 1800 274 0110. You will instantly receive an SMS informing you about your balance.

How can I check my Kotak Mahindra Bank Account balance through SMS?

You can check the existing balance in your Kotak Mahindra Bank account by calling from your registered mobile number on this toll-free number - 1800 274 0110. You will instantly receive an SMS with your account balance.

How can I change my registered mobile number in Kotak Mahindra Bank Account?

To do so, first login on Kotak Mahindra Mobile Banking Application.If you have not registered for mobile banking, then just install Kotak Mobile banking application and register your account.

  • Log into your Kotak Mahindra Bank mobile application
  • Click on the ‘Service Request’ option.
  • Click on the ‘Mobile Number Update’ option enlisted under the ‘Profile’ section.
  • Enter your new mobile number and click on the ‘Submit’ button.
  • Check the information displayed on the screen. If all of them are accurate, click onthe ‘Confirm’ button.
  • Next, click on the ‘OTP’ (One-Time Password) option to generate it. The OTP will message on the mobile number registered during Aadhaar card application.
  • Enter the OTP and click on the ‘Submit’ button to successfully initiate the process of changing your mobile number. Your mobile number will be successfully changed within 24 hours your mobile number. You will receive a confirmation message on your mobile number.

What is CIF number in Kotak Mahindra Bank Account?

CIF (Customer Information File) Number is the unique identification number that banks allocate to all their BSP customers. Customers’ accounts are linked to this CIF number. The CIF number can be used as the User ID while login into the mobile apps of banks.

How can I link my Aadhaar card with Kotak Mahindra Bank Account credit card?

You can choose any of these options for linking Kotak Mahindra Bank credit card account to Aadhaar card.

  • Visiting a Kotak Mahindra branch
  • Mobile SMS
  • Calling the customer care of the bank which has issued your credit card

However, if you hold a banking account with Kotak Mahindra bank, your credit card from the same bank will get automatically linked to your Aadhaar card number.

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