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icon Aadhar Card icon How To Resolve Aadhaar Pan Name Mismatch Issue Through Aadhaar Otp

How to Resolve Aadhaar - PAN Name Mismatch Issue?

Resolving an Aadhaar–PAN name mismatch involves ensuring that the name in both government databases matches exactly as entered. Even minor variations—such as initials, spacing, or middle names—can cause linking to fail. The first step is to check whether the error exists in Aadhaar, PAN, or both.

If Aadhaar has incorrect or incomplete details, the update can be done online or by visiting an Aadhaar Seva Kendra. If the mismatch is in PAN, the Income Tax portal offers a convenient Aadhaar OTP based correction facility where the name on PAN can be updated to match the Aadhaar record without physical documents. After submitting the request and ensuring that the details in both databases are identical, the user can link Aadhaar and PAN again through the e-filing portal to complete the verification successfully.

How to Resolve Aadhaar - PAN Name Mismatch Issue

Linking your Aadhaar with your PAN has become an essential part of modern financial and tax management in India. It ensures smooth income tax filing, prevents duplication of identity records, and keeps all your financial information consistent across government systems.

However, many people face issues during the linking process simply because their names do not match exactly on both documents. Even small differences, such as spelling variations, missing initials or extra middle names, can cause the request to fail. This guide explains, clearly and straightforwardly, how you can resolve the Aadhaar-PAN name mismatch online using the Aadhaar OTP method.

What Is the Aadhaar-PAN Name Mismatch Issue?

The Aadhaar-PAN name mismatch occurs when the name in the Aadhaar database does not exactly match the name on the PAN card, resulting in the linking process failing. Even small differences, such as spelling variations, missing or added initials, shortened names, middle names written differently, or name changes after marriage, can lead to errors.

For instance, Aadhaar may show Riya Sharma while PAN shows Riya S Sharma, and the system will still treat this as a mismatch. Since Aadhaar PAN linking is mandatory under Section 139AA of the Income Tax Act, resolving these inconsistencies is essential to complete the linking successfully.

How to Resolve Aadhaar–PAN Name Mismatch Through Aadhaar OTP (Online Method)?

Minor differences in spelling, initials, name order, or titles in Aadhaar and PAN records can cause linking or verification to fail. The Aadhaar OTP online method offers a quick way to update PAN details so they match the name stored in the UIDAI database.

1. Go to the income tax e-filing portal

Open the Income Tax e-filing portal and sign in with your user ID and password or continue as a guest if available. This is the page where you will initiate the PAN linking or update request.

2. Select the option to link Aadhaar with PAN

Look for the option labelled Link Aadhaar or similar. Click it to open the linking form. If you do not see the option immediately, check the quick links or search box on the portal.

3. Enter your PAN and Aadhaar number

Type your 10-character PAN and your 12-digit Aadhaar number carefully. Make sure there are no extra spaces. The portal will show the name fetched from the PAN database and the one from Aadhaar for comparison.

4. Choose Aadhaar as the source of truth and tick consent

If the Aadhaar name is correct and you want PAN to match Aadhaar, select the checkbox that confirms you want to update PAN details as per Aadhaar data. Tick the consent box that allows sending an OTP to your Aadhaar-linked mobile number.

5. Request Aadhaar OTP

Click the button to request an Aadhaar OTP. The UIDAI system will send a six-digit OTP to the mobile number registered with UIDAI first.

6. Enter the OTP and submit

Type the six-digit OTP you received into the portal. Double-check the digits before submitting. Once you submit, the portal will validate the OTP with UIDAI and proceed to update PAN details to match Aadhaar.

7. View success confirmation and note the acknowledgement

After successful verification, you will see a confirmation screen or an acknowledgement number. Save or screenshot this acknowledgement for your records. The PAN database should now reflect the Aadhaar name as verified.

Troubleshooting notes

If the mobile number linked to your Aadhaar is not accessible, you will not be able to receive the OTP. In that case, update your mobile number with UIDAI either through the UIDAI website or by visiting an Aadhaar enrolment centre. If names differ because of a legal name change or a spelling that you want to keep on PAN instead, follow the PAN correction procedure on the NSDL or UTIITSL site, which may require supporting documents.

How to Change Aadhaar using UIDAI?

You can update personal details such as name, date of birth, address, mobile number, and more using UIDAI’s online services or by visiting an Aadhaar Seva Kendra. Steps to Change Aadhaar Details through UIDAI:

  1. Visit the official UIDAI website.
  2. Go to the “My Aadhaar” section.
  3. Select “Update Aadhaar” to see available update options.
  4. Choose whether you want to update details online or offline at the Aadhaar Seva Kendra.
  5. For online updates, log in using your Aadhaar Number and the OTP sent to your registered mobile number.
  6. Select the specific detail you want to update, such as address, mobile number, date of birth, etc.
  7. Upload the valid supporting documents if required.
  8. Review your changes and submit the request.
  9. Note the Update Request Number (URN) to track the status.
  10. If offline, book an appointment at a nearby Aadhaar Seva Kendra, carry the required documents, complete biometric verification, and submit the update form.

Why Is Linking Aadhaar and PAN Important?

Linking Aadhaar with PAN became mandatory from July 1, 2017, under Section 139AA of the Income Tax Act, 1961 (Source - Income Tax India). It ensures smooth verification of your identity, keeps your PAN active, and allows you to complete essential financial and tax-related processes without interruption.

Benefits of Linking Aadhaar and PAN

  • It is required for filing Income Tax Returns and completing electronic verification. This prevents delays in processing refunds and avoids unnecessary compliance issues.
  • It prevents your PAN from becoming inoperative. An inoperative PAN cannot be used for financial activities, tax filings, or statutorily required verifications.
  • It is mandatory for financial transactions above fifty thousand rupees. Banks, mutual fund houses, NBFCs, and investment platforms require a valid and active PAN for transactions involving large values, deposits, investments, or account openings.

Source: https://services.india.gov.in/service/detail/link-aadhaar-card-with-pan-card

Penalties and Consequences of Not Linking

  • A penalty of one thousand rupees is charged under Section 234H for linking the Aadhaar and PAN after the due date. This fee must be paid before attempting to complete the linking process.
  • An unlinked PAN becomes inoperative. This means you cannot use it for tax filing, investment verification, high-value transactions, or any activity where PAN authentication is compulsory.

Source: Income Tax India

Common Reasons for Aadhaar - PAN Name Mismatch

Aadhaar and PAN records may differ because the information in each database may have been entered at different times, using different formats or personal details. Even small variations in spelling or naming style can cause the system to reject verification or linking.

  • Spelling differences in the name due to earlier data entry errors in either Aadhaar or PAN records.
  • Use of initials in one document and the full expanded name in the other, especially for the middle or father’s name.
  • Missing surnames or additional surnames that appear only in one of the documents.
  • Change of name after marriage, where Aadhaar or PAN was not updated to reflect the new name.
  • Inclusion or exclusion of titles such as Shri, Mrs, or Dr in one record but not in the other.
  • Typing errors in spacing or special characters, such as extra spaces or missing spaces between parts of the name.

Read More About Aadhaar Card Information:

  • How Do You Check Your Aadhar Card Validity Online?
  • Aadhar Card Status: How to Check Aadhaar Card Status Online?
  • How to Prevent Aadhaar Fraud?
  • How to Change the Local Language in Aadhar Card?
  • How Can I Find Out if My Aadhaar Has Been Used Somewhere?

Frequently Asked Questions on Aadhaar PAN Name Mismatch

  • Q. How to correct names in PAN card and Aadhaar card?

    • You can update your PAN name through the NSDL or UTIITSL portal, and your Aadhaar name through the UIDAI website or an Aadhaar Seva Kendra. Submit valid ID proof and complete the verification steps.

  • Q. Can a PAN card and an Aadhaar card have different names?

    • No. For smooth verification, the name on your PAN and Aadhaar should match exactly. Even small differences like a single letter, an extra initial or a change in name order can cause the linking to fail. It is best to ensure both documents display the same name before you try to link them.

  • Q. Can I fix the name mismatch entirely online with Aadhaar OTP?

    • Yes, if the mismatch is minor. The Aadhaar OTP method works when your basic details mostly match.

  • Q. How many days will it take for PAN card name correction?

    • It usually takes 5 to 15 working days after document verification is completed.

  • Q. Will my tax refund be affected by a name mismatch on PAN and Aadhaar?

    • Yes. Major mismatches can cause delays because verification and linking may fail.

  • Q. Is there a fee to update my Aadhaar name for PAN linking?

    • Yes. Aadhaar name updates at centres have a small fee, and online updates may also carry a charge depending on current UIDAI rules.

  • Q. What is the penalty for non-linking of PAN with the Aadhaar card?

    • Your PAN may become inoperative, and a penalty of up to ₹1,000 can be applied for reactivation.

  • Q. Can I use the Aadhaar OTP method for major name changes?

    • No. Major changes require full document proof and cannot be done through the OTP method.

  • Q. How to remove the wrong PAN linked with Aadhaar?

    • Raise a request on the Income Tax e-filing portal under the PAN–Aadhaar linking grievance section or contact the PAN service provider to correct the linkage.

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