Future Generali has launched this exclusive health insurance scheme Health PowHer Insurance, especially crafted for women to cater to the varying health requirements faced by women at different stages in their lives. Future Generali health power insurance for women acts as a turning point in the health insurance industry. It is a uniquely customised health plan ideally designed to suit the various health requirements of women.
This particular plan offers several salient features, and unique benefits like enhanced limits for cancer treatments in females, exclusive coverage for puberty and menopause-related ailments, infertility treatment coverage, lumpsum benefits for neonatal defects, stem cell storage cost coverage, antenatal coverage, oocyte cryopreservation cost coverage, etc.
If you are seeking to buy Future Generali health power insurance you need to be aware of the unique features that it has:
Comprehensive coverage: Future Generali health power insurance plan is a uniquely designed comprehensive plan that focuses on certain typical health ailments of women. However, it even covers other male family members.
Exclusive coverage for women: This plan addresses the unique medical requirements of women who are usually not covered by standard health plans. It allows coverage for multiple women-centric issues like pregnancy, menstrual health, hormonal health issues, menopause, etc.
Value-added service opportunity: This unique plan allows you to enhance its scope by adding several value-added services like psychological consultation, fitness programs for women, diet & nutrition, spa wellness, face yoga, etc. along with the basic plan. This ensures further enhanced coverage and protection.
24/7 support: Future Generali's customer care team works tirelessly to assist you round the clock and ensure complete 24/7 service. You can contact them for any queries at any hour throughout the day and night.
Future Generali Health Power Insurance plan is highly beneficial in more ways than one. Some of the most highlighting benefits of this plan include:
Quick comparison: Future Generali offers 3 variants of PowHer to ensure you receive the correct coverage based on your requirements. As you purchase this plan online, you can easily make a critical comparative analysis among these 3 plans to ensure which one offers the optimum coverage at the most affordable cost and fulfils your needs.
Convenience: Buying a Future Generali Health PowHer Plan is very easy and convenient. You can visit the official website of the insurance company and follow the commands as directed and get it done in no time and that too from the easy comfort of your home. The claim settlement process is also similarly simple.
Fast: One of the most significant benefits of Future Generali Health Power Insurance is that the entire process of plan purchasing and claim settlement is very swift. You need not have to wait unnecessarily to complete tedious paperwork and other manual processes. It can be done easily with a few simple taps and clicks on your laptop or smartphone.
Affordable: When you are purchasing any health insurance plan online, you do not need to face any distributor or agent. You can directly purchase it from the official company website without any third-party involvement, thus saving money on unnecessary commissions. Moreover, since everything is digitally completed, you save on stationery too, eventually resulting in reduced premiums.
If you are seeking a unique health policy that has been exclusively crafted for women, then Future Generali Health Power Insurance for Women is your ideal choice. Some of the most crucial reasons for choosing this plan include:
Crafted for women: The PowHer plan has been uniquely crafted for women to ensure coverage for several health issues that are only faced by women and are usually not covered under standard health plans. Coverage for health power insurance extends way beyond standard health plans.
Holistic wellness: Future Generali PowHer coverage extends beyond simple medical treatment cost coverage. It ensures you retain your overall well-being. So, they offer several nutritional counselling, mental health support, and multiple wellness programs. They target promoting a healthy and balanced lifestyle.
Smooth claim settlement: Future Generali team experts are always ready to serve you to make your experience smooth. This aids you in enjoying a smooth and hassle-free claim settlement procedure at your convenience.
Cashless hospitalisation: Future Generali being one of the leading insurance giants in the country maintains tie-ups with several hospitals across the country. This ensures smooth cashless treatment accessibility, especially during medical emergencies.
Tax savings: You can save taxes by investing in Health PowHer. Section 80D of the IT Act of 1961 allows you to save up to INR 25000 per year for the premiums paid towards health insurance. This margin rises even further if there is any senior citizen involved in the plan.
Compulsory female member: As a competent comprehensive health plan, you must note that PowHer not only covers women. Even male members can purchase this plan for themselves and family, provided there is at least one female member associated with the plan. However, women can also buy this plan exclusively.
Some of the unique coverage benefits offered by Future Generali Power Health insurance include:
Allows comprehensive health coverage for self and family that may include male members too. It includes hospitalisation cover, surgery costs, ambulance costs, critical illness cover and accidental death coverage.
Maternity benefits for self and partner including neonatal care coverage, stem cell storage costs, and coverage for infertility expenses
Exclusive coverage for women-centric health issues like maternity cover, cancer care booster, voluntary sterilisation cover, domiciliary care costs, and puberty & menopause-related disorders.
Some health aspects that the PowHer plan does not tend to cover include:
Expenses incurred on non-medical items
Pain management and rehabilitation services do not require hospitalisation and so they are excluded
Power plan does not offer coverage for utero-foetal surgery.
The proposer’s age must be at least 18 years -65 years and for dependent children, it ranges between 1 day – 25 years.
You can choose among 3 variants:
Essential
Advance
Supreme
The list of documents that you need to buy Future Generali Health Power insurance are:
Future Generali PowHer plan claim settlement process is very simple:
Cashless
Reimbursement
This comprehensive account of Generali Health PowHer insurance for women sheds light on the significant aspects of the plan. It is very crucial to understand these aspects beforehand to make an informed decision.
