- About Coverfox
Future Generali India Insurance Company Limited was established in September 2007 as a joint venture between Future Group and Generali. The main objectives of Future Generali Health Insurance Plans are to provide retail, commercial, personal and rural insurance solutions to individuals and corporates.
The various exclusions under this policy are:
Injury or illness caused by or arising from or attributable to invasion, war, act of foreign enemy, war like operations (whether war is declared or not). Circumcision, unless required for treatment of an illness not excluded hereunder or as may be necessitated due to an accident.
Vaccination/inoculation (Except as post-bite treatment).
Cosmetic treatments (For change of life or cosmetic or aesthetic treatment of any description), plastic surgery other than as may be necessitated due to an accident or as a part of any illness, refractive error corrective procedures, experimental, investigational or unproven/experimental treatment, devices and pharmacological regimens of any description.
Charges incurred in connection with the cost of spectacles and contact lenses, hearing aids, durable medical equipment (including but not limited to cost of instrument used in the treatment of Sleep Apnea Syndrome, Continuous Peritoneal Ambulatory Dialysis and oxygen concentrator for asthmatic condition, wheelchair, belts, crutches, artificial limbs, braces, stocking, Glucometer and the like), namely that equipment used externally for the human body which can withstand repeated use; is not designed to be disposable; is used to serve a medical purpose, such cost of all appliances/devices be it for diagnosis or treatment following discharge from the hospital.
Treatment expenses for obesity, weight control programmes, services and supplies.
Alcohol/Tobacco/Narcotic Substance Abuse.
External Congenital Anomaly and related Illness/ defect.
The eligibility criteria will vary from one plan to another:
Total Health Plan
Future Aarogya Bima
Future Varishta Bima
Future Vector Care
Future Health Suraksha
Future Health Surplus
Surakshit Loan Bima
The documents required to buy a Future Generali Health Insurance Policy are:
Easy Procedure to Renew Future Generali Health Insurance Policy
You can easily renew your existing Future Generali Health Insurance Policy by following the below steps.
Visit the official website of Future Generali Health Insurance and select the Renew tab on the top right of the landing page.
You will be required to enter your 8-digit policy number (e.g. 2018-V1234567-FPV, enter only V1234567) or enter the expiry date of your policy as specified in your schedule (e.g. 12/01/2017).
Modify your existing plan if required.
Check the nominee and contact details.
Confirm and pay the premium amount at the payment gateway via net banking/credit or debit card.
Post payment, you will get a confirmation regarding the same on your registered mobile number and email.
To initiate the claim process, you need to intimate a claim via the following modes:
The following documents are required to be submitted.
Accidental Dismemberment / Disablement
Repatriation of Mortal remains
Medical Evacuation / Transportation to Republic of India
Post submission of all the documents, Future Generali Health will verify the claim and settle the same within 30 working days or less.
Future Generali Health Insurance holds a good track record of providing the best insurance solutions to its customers. As a mark of its success, Future Generali
Health has been a recipient of the following awards:
If you are looking for insurance solutions for your entire family, Future Generali Health has a holistic range of products that will suit your needs and financial requirements.