my: Health Suraksha is a comprehensive health insurance plan offered by HDFC ERGO. This plan aims at providing 360 degree protection against soaring medical expenses and is designed specifically for individual, families and senior citizens.
my: Health Suraksha Plans
This plan is available in three variants - Silver Smart, Gold Smart and Platinum Smart.
All information has been sourced from the official website of HDFC ERGO.
my: Health Suraksha Silver Smart Plan
| Sum Insured | Sum Insured Silver Smart - Rs. 3, 4 & 5 lakhsGold Smart - Rs. 7.5, 10 & 15 lakhsPlatinum Smart - Rs. 20, 25, 50 & 75 lakhs |
| Features | Any age entry option with lifetime renewal Health incentives for maintenance of health Long term policy options up to 3 years with attractive premium rate Option to pay yearly premium in 3, 6 and 12 equal installmentsCo-pay in order to avail discounts on premium |
| Benefits | Multiple sum insured options ranging from Rs. 3 lakhs to Rs. 75 lakhs Various discount options - family discount, long term policy discount, loyalty discount Fitness discount@ renewal Recovery Benefit |
| Coverage | In-Patient Hospitalization/Medical Expenses Room rent, boarding and Nursing charges Intensive Care Unit charges Consultation fees Anesthesia, blood, oxygen, operation theatre charges, surgical appliances Medicines, drugs and consumables Diagnostic procedures Cost of prosthetic and other devices or equipment if implanted internally during a Surgical Procedure Mental Healthcare Home Healthcare Domiciliary Hospitalization Pre Hospitalization Cover - 60 days Post Hospitalization Cover - 180 days Day Care Procedures Road Ambulance Organ Donor Alternative Treatment Ayurveda Unani Siddha Homeopathy Air Ambulance Cover from the site of first occurrence of the Illness/Accident to the nearest Hospital, that ground transportation cannot provideRecovery Benefit Sum Insured Rebound Cumulative Bonus - 10%/ 25% of Basic Sum Insured Preventive Health Check-Up - Booster my: Health Active Fitness discount @ Renewal Application of Fitness discount @ Renewal Multi Year Policy Option Wellness Service Health Coach via my: Health mobile app Optional Cover Includes,Parent and Child care Cover – Booster Maternity Expenses OPD Treatment Infertility Treatment New Born baby cover Vaccination Charges Waiting Period modification Option Non-Medical Expenses cover Extended Cumulative Bonus Room Rent Modification Option Proportionate deduction Co-Payment my: health Critical Illness Add on |
| Premium | Depends on Age, Sum Insured, Additional Child and City of Residence |
