- About Coverfox
ICICI Lombard General Insurance Company Limited is one of the largest private sector general insurance companies in India. The insurer has a wide range of insurance products such as motor, health, travel, home, student travel and more.
Products and Services
Note: All information has been sourced from the official website of ICICI Lombard.
ICICI Lombard iHealth is a comprehensive health insurance plan offered by ICICI Lombard General Insurance Company Limited.
The key features and benefits of this plan are:
|Cashless Treatment||Yes, across 5025+ network hospitals|
|Pre/Post Hospitalization||30 and 60 days respectively|
|Ambulance Charges||Maximum amount payable is Rs. 1,500 per event of emergency hospitalisation|
|Cumulative Bonus||An Additional Sum Insured of 10% of Annual Sum Insured provided on each renewal for every claim-free year up to a maximum of 50%.|
|Tax Benefits||As per Section 80D of the Income Tax Act, 1961|
|Reimbursement||Yes, you can opt for either reimbursement or cashless claim settlement|
|Pre-existing Disease||Pre - Existing conditions / diseases will be covered immediately after 2 years of continuous coverage under the policy|
|Flexibility||Option of choosing 1 or 2-year policy period under various plans offered|
|Day Care Procedures||Medical expenses incurred while undergoing Specified 150 Day Care Procedures|
|Organ Donor Benefit||Reimbursement up to Rs. 50,000|
|Waiting Period||2 years|
In addition to the above free health check-up, online chat with doctors, specialist e - consultation, dietician and nutrition e-consultation, consultation on physiotherapy, speech and audiology, vaccination care, provide information on offers related to healthcare services like consultation, diagnostics, medical equipment and pharmacy.
The inclusions under this plan are:
The exclusions under this plan are:
The minimum entry age for the insured is 6 years and there is no restriction on maximum entry age. Children between 3 months to 5 years can be insured under a floater plan only. Self, spouse, dependent parents, dependent children, brothers and sisters can be covered for the same Sum Insured under a single policy by paying one premium amount.
The documents required to purchase this plan are:
You can renew your ICICI Lombard iHealth Plan by simply visiting the official website of ICICI Lombard. Login in with your registered User ID and Password. Once logged-in, the details of your policy will be visible along with the renewal amount and date.
In case of an emergency, use your health ID card at ICICI Lombard Health Care network hospitals and avail cashless services. Contact the 24-hour toll-free no. 1800 2666 immediately. For treatment in non-cashless hospitals, the claim form should be filled fully after discharge from hospital and sent to ICICI Lombard Health Care office with all the relevant documents.
The standard list of documents required for submission:
Given the current scenario of the world, it is highly recommended that you purchase a comprehensive health plan for you and your entire family.