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ICICI Lombard’s iHealth Plan
ICICI Lombard General Insurance Company Limited is one of the largest private sector general insurance companies in India. The insurer has a wide range of insurance products such as motor, health, travel, home, student travel and more.
Medical expenses incurred while undergoing Specified 150 Day Care Procedures
Organ Donor Benefit
Reimbursement up to Rs. 50,000
Plan Option
iHealth
Health Protect Plus
Health Smart
Health Smart Plus
Waiting Period
2 years
Value-Added Benefits of ICICI Lombard iHealth Plan
In-Patient AYUSH Treatment
Reset Benefit
Wellness Program
Hospital Daily Cash
Critical Illness Cover
Maternity and Newborn Cover Benefit
Nursing at Home
Medical Evaluation
OPD Treatment
Lifelong Renewability
Floater Benefit
In addition to the above free health check-up, online chat with doctors, specialist e - consultation, dietician and nutrition e-consultation, consultation on physiotherapy, speech and audiology, vaccination care, provide information on offers related to healthcare services like consultation, diagnostics, medical equipment and pharmacy.
Inclusion of ICICI Lombard’s iHealth Plan
The inclusions under this plan are:
In-patient hospitalization
Pre/Post Hospitalization
AYUSH
Day Care Procedures
OPD
Medical Check-up
Exclusions of ICICI Lombard’s iHealth Plan
The exclusions under this plan are:
Any Illness contracted within a period of 30 days of insurance start date, except those incurred as a result of Injury
All types of Skin and internal tumours / cysts / nodules / polyps of any kind including breast lumps unless malignancy
Joint replacements unless due to accident
Myomectomy, Hysterectomy unless because of malignancy
All types of internal congenital anomalies / illness / defects
2 years waiting period for pre-existing diseases
Self-inflicted injury/suicide/mental disorders
Substance/drug abuse
Dental Treatment
HIV/AIDS/STDs
Eligibility Criteria for ICICI Lombard’s iHealth Plan
The minimum entry age for the insured is 6 years and there is no restriction on maximum entry age. Children between 3 months to 5 years can be insured under a floater plan only. Self, spouse, dependent parents, dependent children, brothers and sisters can be covered for the same Sum Insured under a single policy by paying one premium amount.
Documents Required to Buy ICICI Lombard’s iHealth Plan
The documents required to purchase this plan are:
Application/Proposal Form
KYC - Proof of Address and ID
Medical check-up/report, if required
Bank Mandate Form - SI/SIP
Easy Procedure to Renew ICICI Lombard’s iHealth Plan
You can renew your ICICI Lombard iHealth Plan by simply visiting the official website of ICICI Lombard. Login in with your registered User ID and Password. Once logged-in, the details of your policy will be visible along with the renewal amount and date.
What is the Claim Procedure for ICICI Lombard’s iHealth Plan?
In case of an emergency, use your health ID card at ICICI Lombard Health Care network hospitals and avail cashless services. Contact the 24-hour toll-free no. 1800 2666 immediately. For treatment in non-cashless hospitals, the claim form should be filled fully after discharge from hospital and sent to ICICI Lombard Health Care office with all the relevant documents.
Documents Required to Claim ICICI Lombard’s iHealth Plan
The standard list of documents required for submission:
Duly completed claim form signed by you and the medical practitioner
Original bills, receipts and discharge certificate / card from the hospital / medical practitioner
Original bills from chemists supported by proper prescription
Original investigation test reports and payment receipts
Indoor case papers
Medical Practitioner’s referral letter advising hospitalisation in non-accident cases
Any other document as required by ICICI Lombard Health Care to investigate the claim or our obligation to make payment for the same
Conclusion
Given the current scenario of the world, it is highly recommended that you purchase a comprehensive health plan for you and your entire family.
