Established on 30th October 2000, ICICI Lombard General Insurance Company Limited, is a joint venture between ICICI bank (multinational, banking and financial service located in Mumbai, India) and Fairfax (financial service group in Canada). The company offers a wide range of products insurance like home, motor, travel and health insurance.
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This policy offers complete health coverage in the range of INR 2,00,000 and INR 10,00,000 for individuals of any age above 6 years.
Pre and post hospitalisation expenses, day care procedures, no-claim bonus, cashless claim benefit, health check up, etc., are benefits provided in this plan.
Benefits like hospital daily cash, critical illness coverage, etc. can be added up separately in the health insurance policy.
Health Care Plus Insurance Plan
This is a top-up plan (these plans have an agreed upon deductible amount to be paid at the time of claim) for individuals between age 5 years and 65 years.
The coverage amount for this plan is in the range of INR 5,00,000 and INR 10,00,000 and the deductible amount is in range of INR 2,00,000 and INR 4,00,000.
Dental treatments, cashless claim, no sub-limits (no room rent limit, no ICU room limit, etc.), etc. are the benefits provided in the plan.
Personal Protect Policy
This plan offers coverage in case of accidents anywhere in the world in the range of INR 3,00,000 to INR 25,00,000
Individuals between age 18 years and 80 years are covered under this policy.
In this plan a compensation amount declared by the proposer is paid to the nominee in case of accidental death.
The plan covers permanent or temporary total disabilities, injuries with broken bones or burns as well as ambulance costs.
Family Health Plans
This is a basic family floater plan which covers health costs of the entire family in the range of INR 2,00,000 and INR 10,00,000.
A maximum of 2 adults and 3 children of any age above 3 months can be covered under this plan.
Benefits like pre and post hospitalisation expenses, day care procedures, no-claim bonus, cashless benefits, health check up, etc., are provided in this plan. Hospital daily cash benefit, critical illness coverage, etc. can be added separately in the policy.