- About Coverfox
Health Insurance Plans starting @ Rs 6 / day
ICICI Lombard General Insurance Company (IRDA Reg. No 115) is a joint venture between ICICI Bank, one of the biggest private sector banks, and Lombard Canada, a name associated with Canada's Fairfax Financial Holdings.
They offer insurance to individuals and financial protection solutions to businesses.
Established on 30th October 2000, ICICI Lombard General Insurance Company (IRDA Registration no. 115) offers a wide range of insurance products like home, motor, travel and health insurance. The company has brought together ICICI Bank's innovative approach, operational efficiency and great customer service, and Lombard Canada's expertise in non-life insurance products.
This is a basic health insurance plan offered by ICICI Lombard. The plan is available on individual and family floater basis. Mentioned below are the benefits of the plan:
This is a top-up plan. These plans have an agreed upon deductible amount to be paid at the time of claim. More information about the coverage offered under the plan is mentioned below:
This plan by ICICI Lombard offers coverage in case of accidents anywhere in the world. More information about the coverage is mentioned below:
To more about this plan, contact Coverfox.
There are two ways to make a claim under a Health Insurance Policy: on a cashless basis and on a reimbursement basis. In simple terms, for making a claim on cashless basis, the treatment must be done only at a network hospital of the insurance company servicing your policy. For availing the treatment, you would have to first seek an authorization as per the procedures laid down and in the prescribed form. In case of claims on reimbursement basis, the insurance company has to be informed as per their prescribed procedures. The policyholder has to ensure that documents such as claim form, discharge summary, prescriptions and bills to be submitted for the claim on reimbursement are obtained after hospitalization.
The claim processing system at ICICI Lombard is as follows:
Cashless Service- seeking Pre-Authorization
Reimbursement Claim- Claim Submission
In case of any emergencies, you need to inform ICICI Lombard within 24 hours of the admission. In case of planned emergencies, the notification has to reach the company two days prior to the hospitalization. The claim intimation can be done through ICICI Lombard's 24x7 toll free number 1800-2666 or by SMS 'HEALTHCLAIM' to 575758 (charge Rs 3 per SMS). The same could also be emailed to email@example.com. Send relevant documents to the company's registered address.
Note: If you are a Coverfox customer, you can directly reach out to us for all your claim-related issues and queries.
ICICI Lombard's iHealth Plan is a complete plan intended to cover your health-related expenditures during those trying times thereby reducing your monetary strain and perhaps minimizing succeeding ill-effects to your well-being. And if you are uncertain about the coverage, choose the base and top up the sum insured with a super top up plan offered at nominal premium. ICICI Lombard's Super Top Up plan, Healthcare Plus, shields you against medical expenses where your prevailing health policy coverage proves to be insufficient.
Which all hospitals are covered under ICICI Lombard's cashless network?
Cashless services are available at a network hospital. To locate an ICICI Lombard network hospital near you, click here.
What is hospital daily cash?
In case, a person is hospitalized for at least 3 consecutive days (subject to a maximum of 10 consecutive days) then a specified benefit amount for each and every completed day of hospitalization is paid. This payment is called hospital daily cash.
How many times can one claim Hospital daily cash?
Hospital daily cash can be claimed once in a policy year. It gets restored every year in a multi-year policy.
Will selecting critical illness and donor expense cover all insured?
A maximum of 2 adults (up to 60 years of age) are covered. Children are not covered.
How can I approach ICICI Lombard for portability?
You may visit any of ICICI Lombard's branches. Portability is also possible by approaching their individual agents, corporate agents and brokers. Remember that only like-to-like policies, i.e. basic to basic or top-up to top-up, are portable.
Where should I send my documents for making claims?
You can send the documents to the company's registered address: ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Alternately, the claim intimation can be done through ICICI Lombard's 24x7 toll free number 1800-2666 or by SMS 'HEALTHCLAIM' to 575758 (charge Rs 3 per SMS).
Which other insurance products are offered by ICICI Lombard?
The company also offers car and two-wheeler insurance policies. To know more about the offered car insurance plan, click here.