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icon Health Insurance icon Iffcotokio Health Insurance icon Corona Kavach Policy
  • Importance of Policy
  • Reasons to Choose
  • What Included
  • What Not Included
  • Conclusion

IFFCO Tokio Corona Kavach Policy

The IFFCO Tokio Corona Kavach Policy is one of the best covid care plans available in the country. From extensive covid-related covers to low premium rates, the plan offers many benefits. If you are looking for a good plan to protect yourself and your family members from all types of covid-related complications, you can consider opting for the Corona Kavach Policy from IFFCO TOKIO General Health Insurance. Take a look at this article to know what this plan is and why it is so important to have.

Importance of the IFFCO Tokio Corona Kavach Policy

It is extremely important for you to get a covid protection plan. The general Health Insurance Policies by IFFCO Tokio are all very good, but to protect yourself and your family against the dangers of covid, you need to invest in the IFFCO Tokio Corona Kavach Policy. When you have this cover in place, you can rest assured of being able to afford the very best treatment at the biggest hospital in your city. This is an advantage because in the absence of a covid protection health plan, the affordability factor comes into play and you have to think twice before getting admitted to a good hospital. Buy the IFFCO Tokio Corona Kavach Policy and say goodbye to all such worries as you can easily afford everything.

This apart, the plan is also very economical and for just a few hundred rupees offers covers of up to INR 5 lakhs. When you don't have this cover, you end up paying the hospital bill yourself and that digs a very deep hole in your pocket. Purchase the Corona Kavach Policy, one of the best IFFCO Tokio Health Insurance plans, and keep your money safe too.

Reasons to choose the IFFCO Tokio Corona Kavach Policy

What makes IFFCO Tokio a good insurer to purchase the covid care plan from? Here are some pointers:

  • IFFCO Tokio Health General Insurance is one of the oldest and most reputed health insurance companies in India. The health insurance policies by IFFCO Tokio are all very well-designed, comprehensive and affordable. These factors make the insurer a very trusted and popular one among the general public. If you want your covid plan to have the best features and covers, you can definitely opt for the policy from IFFCO Tokio, as you will get everything you need and not feel disappointed at any point.
  • IFFCO Tokio Health Insurance has a very good digital presence. You can purchase the policy online in just a couple of minutes. All you have to do is go online, choose the policy tenure, fill up the application form, pay the premium and it’s done! There is no requirement for a pre-policy screening, so the process gets even simpler and more convenient for you.
  • The company has a very good history of settling claims. Since the claim settlement ratio is an important factor in choosing an insurance provider, you can opt for IFFCO Tokio Health Insurance as their claim settlement ratio is 95.82%. This is extremely healthy and impressive and gives you more reason to choose the covid plan from IFFCO Tokio General Insurance.

IFFCO Tokio Corona Kavach Policy - What is Included?

Since a policy is only as good as its covers, you need to be very sure of what is included in the IFFCO Tokio Corona Kavach Policy before you make a purchase. Here is a list to help you in that direction:

  • In-patient Care - Covid is a very serious ailment and patients often require hospitalisation. If you have a serious case of covid and get admitted, all the in-patient costs will be covered. You will get compensation for the room charges, physician charges, nursing charges, etc. If you require surgery due to any covid complication, that will also be covered.
  • ICU Charges - Many patients affected by covid need ICU care. This is why the ICU charges are included in the IFFCO Tokio Corona Kavach Policy, making it easier for you to get the required treatment in an affordable way.
  • Domiciliary Care - If for some reason you need to set up a hospital at home, you can opt for the domiciliary claim under the covid plan. This can happen due to the non-availability of a hospital bed or due to mobility issues in you (or an insured family member).
  • Pre and Post-hospital Care - At times, your doctor may suggest pre and post-hospital care continue the covid care routine, such expenses will be covered. However, this needs to be prescribed and approved by the physician.
  • Ambulance Cost - The ambulance costs incurred while travelling a covid patient to and from the hospital will be compensated. This is an important cover as when you are sick with covid, you cannot use any public transport, nor can you drive, so calling an ambulance becomes necessary.
  • AYUSH Care - The ambulance costs incurred while travelling a covid patient to and from the hospital will be compensated. This is an important cover as when you are sick with covid, you cannot use any public transport, nor can you drive, so calling an ambulance becomes necessary.

Keeping these covers in mind, you can see how effective and comprehensive the IFFCO Tokio Corona Kavach Policy is.

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IFFCO Tokio Corona Kavach Policy - What is Not included?

All health insurance plans in India have some exclusions in them. The list of exclusions for the Corona Kavach Policy are:

  • Post-hospital rehabilitation expenses
  • Daycare procedures
  • Dietary supplements
  • Diagnostic tests
  • No compensation if you get covid when travelling to a country put on the prohibited list by the government.

Conclusion

Now that you know more about the Corona Kavach Policy from IFFCO Tokio Health Insurance, you can understand just how important and beneficial it is as a covid protection medical insurance policy. The plan is easily available online and you can buy it instantly while sitting at home. So without wasting any more time, go ahead and make a purchase and keep yourself, your partner, your kids and your parents safe from the deadly coronavirus. Get the proper protection and live a stress-free life!

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