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 Healthgain Policy
Reliance General Insurance logo
Reliance General Insurance

Health Infinity

Highlights

Re-instatement Benefit
Standard Health Insurance Plan
Coverage available upto 18 Lakh
Total cashless network hospitals 4239
76.43% Claim Settlement Ratio
Re-instatement Benefit
Standard Health Insurance Plan
Coverage available upto 18 Lakh
Total cashless network hospitals 4239
76.43% Claim Settlement Ratio
family premium calculation
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Talk to our Insurance experts to choose the right plan as per your medical needs.
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Overview

HealthGain is a Health Insurance policy provided by Reliance General Insurance that is available in Individual as well as Family Floater Plans. The benefits of this policy include pre-hospitalization and post hospitalization expenses, reinstatement of base sum insured, cashless hospitalization & many other add-on features. Read below to understand more in detail about the benefits of this plan. Less

HealthGain is a Health Insurance policy provided by Reliance General Insurance that is available in Individual as well as Family Floater Plans. The benefits of this policy include pre-hospitalization and post hospitalization expenses, reinstatement of base sum insured, cashless hospitalization & many other add-on features. Read below to understand more in detail about the benefits of this plan.

Features of Health Infinity

Key features to look for while selecting your health insurance plan
Sum Assured:
33.33%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0% in Single Private Room

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single Private Room

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
3 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
33.33%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0% in Single Private Room

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single Private Room

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
3 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease

What is covered?

Sum Assured:
Renewal Bonus
33.33%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
60 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 60 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Restore benefits
Up to 100.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 1,500 per hospitalization for ambulance charges.
Home hospitalization
Covered

Home hospitalization

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What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 50,000 are covered in this plan.
Organ Donor
Covered

Organ Donor

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What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor and surgical expenses for harvesting the organ are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
172 procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
Renewal Bonus
33.33%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
60 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 60 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Restore benefits
Up to 100.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 1,500 per hospitalization for ambulance charges.
Home hospitalization
Covered

Home hospitalization

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close icon
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 50,000 are covered in this plan.
Organ Donor
Covered

Organ Donor

info icon
close icon
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor and surgical expenses for harvesting the organ are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
172 procedures upto S.I.

Day Care

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close icon
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Maternity
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Health checkup
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Hospital Daily Cash
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AYUSH Cover
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OPD
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
Compare, Buy and Renew Health Insurance Plans Online

Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Reliance General Insurance.
Search for number of nearby cashless network hospitals in your area.
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4239
Network Hospitals in India
Search cashless hospitals in your area
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10

Eligibility criteria

AGE ELIGIBILITY

21 years
Adult
45 years
Max age bar

POLICY PERIODS

1
year(s)

AGE ELIGIBILITY

3 months
45 years
Max age bar

No. of Members Covered

6
Members
Upto 2
Adults
Upto 4
Children

Policy Periods

1 year(s)

Waiting period

After
3 years
You can claim for any pre-existing conditions after 3 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About Reliance General Insurance

Reliance General Insurance is one of the leading general insurance companies in India. They have a massive base of customers that comprises of individuals, SMEs & corporates. With online as well as telecalling services, they are quickly accessible in terms of enquiry, plan selection and claim settlement. Less

Reliance General Insurance is one of the leading general insurance companies in India. They have a massive base of customers that comprises of individuals, SMEs & corporates. With online as well as telecalling services, they are quickly accessible in terms of enquiry, plan selection and claim settlement.

family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the more
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. less
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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Types of Health Insurance

Health Insurance
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Mediclaim Policy
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Health Insurance for Senior Citizens
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Health Insurance for Parents
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Maternity Insurance
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Critical Illness Insurance
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Top Health Insurers
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family premium calculation
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Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
I hereby authorize Coverfox to communicate with me on the More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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