Reliance Health Insurance

HealthGain

• This is a family floater plan which covers health cost of the entire family in the range of INR 3,00,000 and INR 18,00,000.
• A maximum of 2 adults between age 21 years and 65 years and 4 dependent children between age 3 months and 21 years can be covered under this policy.
• Coverage for day care procedures, pre and post hospitalization expense cover, no claim equal to 1/3 rd of sum insured up to a maximum of 100%, etc. are the benefits provide in this plan.

Note: There is no maximum entry age limit for sum insured INR 3,00,000.

HealthWise

• This is a family floater plan which covers health cost of the entire family in the range of INR 2,00,000 and INR 5,00,000.
• Proposer and proposer's spouse up to age 65 years and 2 dependent children between age 3 months and 18 years can be covered under this policy.
• Coverage for day care procedures, pre and post hospitalization expense cover, etc. are the benefits provide in this plan.

Note: This policy is renewable only up to age 75 years.

Premium discount of 5% for a maximum of up to 20 % is provided in this policy after every claim free year.

Personal Accident

• This plan offers compensation in case of accidents.
• Proposer and not earning spouse up to age 70 years, children between age 5 years and age 25 years can be covered under this policy.
• The coverage offered is categorized as:
  • Table A – Provides compensation in case of death.
  • Table B – Provides compensation in case of death and permanent total disability (PTD).
  • Table C – Provides compensation in case of death, permanent total disability and partial permanent disability (PPD).
  • 5 % increase in capital sum insured up to a maximum of 50 % for no claim in case of death or PTD, reimbursement of medical expenses, etc. are the additional benefits provided in this policy.

Note: The capital sum insured is based on the annual income while the premium rates are defined taking into consideration individuals' occupation and associated risk.

Health Gain

• This is a health plan which offers basic coverage in the range of INR 3,00,000 and INR 18,00,000 for individuals between age 5 years and 65 years.
• Coverage for day care procedures, pre and post hospitalization expense cover, no claim equal to 1/3 rd of sum insured up to a maximum of 100%, etc. are the benefits provide in this plan.

Note: There is no maximum entry age limit for sum insured INR 3,00,000.

HealthWise

• This is a health plan which offers coverage in the range of INR 2,00,000 and INR 5,00,000 for individuals between age 18 years and 65 years.
• Coverage for day care procedures, pre and post hospitalization expense cover,etc. are the benefits provide in this plan.

Note: This policy is renewable only up to age 75 years.

Premium discount of 5% for a maximum of up to 20 % is provided in this policy after every claim free year.

Critical Illness Cover

• This health plan specifically covers critical illness in the range of INR 5,00,000; INR 7,00,000 and INR 20,00,000.
• The policy offers lump sum amount in case of diagnosis of any of the 10 critical illnesses.
• Critical illnesses are categorised as:
  • Category I- life threatening illnesses
  • Category II- lifestyle disability
  • Premium discount of 5% for policy period of 1 year and a discount of 10 % for policy period 3 years up to a maximum of 50% is available.

Note: The policy can be renewed only up to age 55 years.

To opt this plan for sum assured above INR 10,00,000 or individuals above age 45 years contactCoverfox.

Personal Accident

• This plan offers compensation in case of accidents for individuals between age 5 years and age 70 years.
• The coverage offered is categorized in three tables
  • Table A – Provides compensation in case of death.
  • Table B – Provides compensation in case of death and permanent total disability (PTD).
  • Table C – Provides compensation in case of death, permanent total disability and partial permanent disability (PPD).
  • 5 % increase in capital sum insured up to a maximum of 50 % for no claim in case of death or PTD, reimbursement of medical expenses, etc. are the additional benefits provided in this policy.
• Note: The capital sum insured is based on the annual income while the premium rates are defined taking into consideration individuals' occupation and associated risk.