Overview
Less
Features of Health Gain 3.0
Key features to look for while selecting your health insurance plan
Sum Assured:
33.33%
Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0% in Single Private Room
Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single Private Room
Room Rent
Room rent limit is the maximum amount of per day room charges that you can
claim in case you get admitted to a hospital.
3 years
PED Waiting period
The amount of time you need to wait for, from the start of your policy,
to be able to use the benefits in case of a particular disease
33.33%
Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0% in Single Private Room
Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single Private Room
Room Rent
Room rent limit is the maximum amount of per day room charges that you can
claim in case you get admitted to a hospital.
3 years
PED Waiting period
The amount of time you need to wait for, from the start of your policy,
to be able to use the benefits in case of a particular disease
What is covered?
Sum Assured:
Renewal Bonus
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
What is Pre hospitalization
Medical expenses up to 60 days before admission will be
covered.
Post Hospitalization
What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Restore benefits
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year.
Restoration works only for unrelated claims.
Ambulance charges
What is Ambulance charges
You can claim Rs. 1,500 per hospitalization for ambulance charges.
Home hospitalization
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare
scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 50,000 are covered in this plan.
Organ Donor
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor,
hospitalisation charges for the organ donor and surgical expenses for harvesting
the organ are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours.
Day care procedures refers to medical treatment undertaken in a hospital requiring
less than 24 hours due to technological advancement.
This plan covers listed day care procedures as mentioned in the policy wordings.
Renewal Bonus
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
What is Pre hospitalization
Medical expenses up to 60 days before admission will be
covered.
Post Hospitalization
What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Restore benefits
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year.
Restoration works only for unrelated claims.
Ambulance charges
What is Ambulance charges
You can claim Rs. 1,500 per hospitalization for ambulance charges.
Home hospitalization
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare
scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 50,000 are covered in this plan.
Organ Donor
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor,
hospitalisation charges for the organ donor and surgical expenses for harvesting
the organ are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours.
Day care procedures refers to medical treatment undertaken in a hospital requiring
less than 24 hours due to technological advancement.
This plan covers listed day care procedures as mentioned in the policy wordings.
What’s not covered
Maternity
Health checkup
Hospital Daily Cash
AYUSH Cover
OPD
War related Injuries
Cosmetic Surgery
Lasik eye treatment
Damage while driving under the influence of liquor or
drugs
Cashless network hospitals
You don’t have to pay a penny to get your treatment done in the
network hospitals of IndusInd General Insurance ( formerly Reliance).
Search for number of nearby cashless network hospitals in your area.
Search for number of nearby cashless network hospitals in your area.
4239
Network Hospitals in India
Search cashless hospitals in your area
10
Eligibility criteria
AGE ELIGIBILITY
|
21 years
Adult
|
45 years
Max age bar
|
POLICY PERIODS
|
1
year(s)
|
AGE ELIGIBILITY
|
3 months
|
45 years
Max age bar
|
No. of Members Covered
|
6
Members
|
Upto 2
Adults
|
Upto 4
Children
|
Policy Periods
| 1 year(s) |
Waiting period
After
3 years
You can claim for any pre-existing conditions after 3 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries
About IndusInd General Insurance ( formerly Reliance)
Reliance General Insurance is one of the leading general insurance companies in India. They have a massive base of customers that comprises of individuals, SMEs & corporates. With online as well as telecalling services, they are quickly accessible in terms of enquiry, plan selection and claim settlement. Less
Reliance General Insurance is one of the leading general insurance companies in India. They have a massive base of customers that comprises of individuals, SMEs & corporates. With online as well as telecalling services, they are quickly accessible in terms of enquiry, plan selection and claim settlement.
Talk to Expert
Want Expert Advice?
Talk to our Insurance experts to choose
the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC.
Less
I hereby authorize Coverfox to communicate with me on the
More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
Redirecting to quotes in seconds