Care Health Insurance is one of the largest health insurance providers in India. The company offers a wide range of mediclaim and health insurance plans to employees of corporates, individual customers and for financial inclusions. Its portfolio of products include Health Insurance, Critical Illness, Personal Accident, Top-up Coverage,
International Travel Insurance and Maternity along with Group Health Insurance and Group Personal Accident Insurance for corporates.
Awards and Recognition
Note: All information has been sourced from the official website of Care Health Insurance.
Care Super Mediclaim Critical Illness is a comprehensive affordable mediclaim health insurance policy which provides cover against 32 major critical illnesses.
The key features and benefits of this plan are:
Sum Insured | Available (Telephonic/Online Mode) |
Entry Age | 5 years to 50 years on individual basis |
Cover Type | Individual: Maximum up to 6 persons |
Pre-policy Issuance Medical Check-up | None |
Tenure | 1/2/3 Years |
Premium Payment Mode | Single/Monthly/Quarterly |
In-Patient | Up to Sum Insured |
Day Care Treatment | Listed as per the Plan, Up to Sum Insured |
Pre-Hospitalization & Post-Hospitalization | 30 days/60 days |
Chemotherapy & Radiotherapy Cover | Up to Sum Insured |
Dialysis Cover | Up to Sum Insured |
Ambulance Cover | Up to Rs. 3000 per hospitalization |
Organ Donor Cover | Up to SI or Rs.15 lakhs whichever is lower |
Alternative Treatments | Up to 25% Sum Insured |
Second Opinion | Once per covered condition per policy year |
Annual Health Check-up | Annually from 2nd policy year on continuous coverage |
No Claim Bonus | 50%/25%/25% - Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free policy years respectively, max up to 100% of SI |
Quick Recovery Counselling | Up to Rs. 1000/- per session Maximum 8 sessions per policy year (max. twice a month) |
Doctor On Call | Available (Telephonic/Online Mode) |
Health Portal | Value added services through company’s website |
Global Coverage | Up to SI; only for SI >= Rs. 1 Cr (limited to In-Patient Care and Day Care treatment with a Co-payment of 10% per claim) |
OPD Expenses for covered condition | 1% of Sum Insured Max. up to Rs. 25000 |
International Second Opinion | Once per covered condition per policy year |
Air Ambulance | Up to Rs. 5 Lakhs |
Room Rent Eligibility | Single Private Room / No limit |
ICU Charges | No limit |
Initial Waiting Period | 90 days |
Specific ailment waiting period | Not Applicable |
PED Waiting Period | 4 Years |
List of Diseases/Illnesses Covered
The inclusions under this plan cover 32 specified illnesses/diseases.
The exclusions under this plan are:
The age of the life insured should be between - 18 to 25 years and the monthly premium payment mode including optional benefits, policy period - 2 years.
What is the Claim Procedure for Care Critical Illness Insurance Plan?
Care Health Insurance Company Limited,
Unit No. 604 - 607, 6th Floor, Tower C, Unitech Cyber Park, Sector-39, Gurugram-122001 (Haryana)
The standard list of documents required for submission are: