- About Coverfox
Care Health Insurance is one of the largest health insurance providers in India. The company offers a wide range of mediclaim and health insurance plans to employees of corporates, individual customers and for financial inclusions. Its portfolio of products include Health Insurance, Critical Illness, Personal Accident, Top-up Coverage,
International Travel Insurance and Maternity along with Group Health Insurance and Group Personal Accident Insurance for corporates.
Awards and Recognition
Note: All information has been sourced from the official website of Care Health Insurance.
Care Super Mediclaim Critical Illness is a comprehensive affordable mediclaim health insurance policy which provides cover against 32 major critical illnesses.
The key features and benefits of this plan are:
|Sum Insured||Available (Telephonic/Online Mode)|
|Entry Age||5 years to 50 years on individual basis|
|Cover Type||Individual: Maximum up to 6 persons|
|Pre-policy Issuance Medical Check-up||None|
|Premium Payment Mode||Single/Monthly/Quarterly|
|In-Patient||Up to Sum Insured|
|Day Care Treatment||Listed as per the Plan, Up to Sum Insured|
|Pre-Hospitalization & Post-Hospitalization||30 days/60 days|
|Chemotherapy & Radiotherapy Cover||Up to Sum Insured|
|Dialysis Cover||Up to Sum Insured|
|Ambulance Cover||Up to Rs. 3000 per hospitalization|
|Organ Donor Cover||Up to SI or Rs.15 lakhs whichever is lower|
|Alternative Treatments||Up to 25% Sum Insured|
|Second Opinion||Once per covered condition per policy year|
|Annual Health Check-up||Annually from 2nd policy year on continuous coverage|
|No Claim Bonus||50%/25%/25% - Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free policy years respectively, max up to 100% of SI|
|Quick Recovery Counselling||Up to Rs. 1000/- per session Maximum 8 sessions per policy year (max. twice a month)|
|Doctor On Call||Available (Telephonic/Online Mode)|
|Health Portal||Value added services through company’s website|
|Global Coverage||Up to SI; only for SI >= Rs. 1 Cr (limited to In-Patient Care and Day Care treatment with a Co-payment of 10% per claim)|
|OPD Expenses for covered condition||1% of Sum Insured Max. up to Rs. 25000|
|International Second Opinion||Once per covered condition per policy year|
|Air Ambulance||Up to Rs. 5 Lakhs|
|Room Rent Eligibility||Single Private Room / No limit|
|ICU Charges||No limit|
|Initial Waiting Period||90 days|
|Specific ailment waiting period||Not Applicable|
|PED Waiting Period||4 Years|
List of Diseases/Illnesses Covered
The inclusions under this plan cover 32 specified illnesses/diseases.
The exclusions under this plan are:
The age of the life insured should be between - 18 to 25 years and the monthly premium payment mode including optional benefits, policy period - 2 years.
What is the Claim Procedure for Care Critical Illness Insurance Plan?
Care Health Insurance Company Limited,
Unit No. 604 - 607, 6th Floor, Tower C, Unitech Cyber Park, Sector-39, Gurugram-122001 (Haryana)
The standard list of documents required for submission are: