Star Health Corona Kavach Policy

Are you looking to buy a covid health insurance plan? If yes, then consider getting the Star Health Corona Kavach Policy. This is one of the best covid plans in the country with its extensive list of covers. Every general insurance company in India offers the Corona Kavach Policy, but getting the plan from Star Health Insurance has several benefits. Let’s find out more about them in the article below.

What is a Corona Kavach Policy? It is nothing but a comprehensive health plan to cover covid and all the complications stemming from it. Even the co-morbidities are covered and the patient is assured of getting the best treatment when affected by covid. Since covid has wreaked havoc in India with many people losing their loved ones and also suffering huge financial losses, an insurance plan to help deal with the condition is of great help.

The IRDA launched this unique policy and asked all the health insurance providers to offer this cover to their customers. You can easily buy the Corona Kavach Policy, and keep yourself and your family safe. This apart, the plan is also important as it helps you to deal with the huge financial burden that befalls you when you get admitted to an elite hospital for covid related complications. With the plan in place, you can get treated without having to worry about the expenses.

As stated, every health insurance company in India offers a covid health plan. So what makes the Star Health Corona Kavach Policy so different? Here are some reasons:

• Experience and dedication: Star Health Insurance is one of the oldest and perhaps the most reputed providers of medical insurance in the country. The company has a huge market hold and this just goes on to show how trustworthy and reliable they are as a health insurance provider. When you choose to get the Corona Kavach Policy from Star Health, you make a great choice as you get associated with an experienced and dedicated insurer that seldom lets you down.
• Awards and recognitions: Star Health Insurance has been in this industry for many years and over time, has won an enviable number of awards. This makes the company one of the most reputed and popular health insurance providers that offer the best health plans. Therefore, when you get the covid protection plan from Star Health Insurance, you get the best possible cover for sure.
• Healthy claim settlement ratio: The claim settlement ratio of Star Health stands at around 87% which is very high and healthy. The claim settlement ratio goes to show the frequency at which the insurer settles the claims. When the ratio is high, it means the company is dedicated and bankable, so Star Health definitely stands out here.
• 4. Attractive discounts: There are some very attractive offers and discounts available on the Star Health Corona Kavach Policy. For example, you get a discount if you are vaccinated. These features make the plan very attractive and beneficial for you.

Thus, it can indeed be said that the covid plan, much like the other Star Health Insurance Plans, is an exceptional medical cover that you must get for yourself and your family members.

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Let’s take a quick look at the covers you get when you buy the corona cover policy from Star Health Insurance:

• Pre and post-hospital cover - You can get coverage for pre as well as post-hospital care, provided your doctor recommends it. These may include medical costs, further procedures, etc.
• Hospital Cover - All the expenses incurred during your stay in the hospital are covered under this policy. You can get your hospital room rent covered, along with the charges of the doctors and nurses. If you need to spend a few days in the ICU, you can get compensated for that as well.
• Domiciliary Cover - If you require domiciliary care due to a shortage of hospital beds or for any other valid reason, you can make a claim under the domiciliary cover available in the Star Health Corona Kavach Policy.
• Ambulance Cover - At times, it becomes important for you to hire an ambulance to go to the hospital or return home from there. It is all the more applicable when you have a contagious disease like covid. So, the ambulance cover in this policy proves to be very handy.
• AYUSH Cover - You can make a claim under this policy even if you opt for alternative modes of treatment such as AYUSH. If you get admitted to an AYUSH hospital for your covid related health issues, you can get compensated for the expenses.

These are the main covers you get when you buy this plan. It is recommended you read the prospectus before you make a purchase to understand the exact scope of coverage.

Most health insurance policies by Star Health have a fair list of exclusions. The same applies to the Corona Kavach Policy from Star Health General Insurance. Here are some of the exclusions:

• No cover for daycare or OPD costs
• No cover within the first 15 days of buying the plan
• No cover for dietary supplements
• No cover for unproven treatments or treatment at an unauthorised clinic
• No cover if travelled to a prohibited country.

Keep this list in mind as that will help you to make an effective claim and get it honoured quickly.

As you can clearly see from the points mentioned above, the covid plan is indeed one of the best Star Health Insurance Plans, especially in the current time when covid is on the offensive. Get the policy online instantly and stay safe while enjoying the much-required peace of mind as well. You do not have to undergo a pre-policy health test, so get the policy without any further delay. Choose the correct tenure, based on your requirements and you will have a fantastic cover with you.