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SBI Equity Hybrid Fund

SBI Equity Hybrid Fund scheme is one of the oldest and most aggressive hybrid funds, which has been an active player since December 1995. The fund aims to provide opportunities to the investors for long term capital appreciation and liquidity of an open-ended fund by investing in a mix of equity and debt. SBI Equity Hybrid Fund has outperformed and given attractive returns to the investors over the long run.The fund invests in a diversified portfolio of stock of potentially high growth companies and balances the risk through investing the rest in various fixed income securities. SBI Equity Hybrid Fund invests a minimum of 65% in equity and instrument related to equity. The scheme comes with four different options:

  1. SBI Equity Hybrid Fund Regular Plan – Dividend
  2. SBI Equity Hybrid Fund Regular Plan – Growth
  3. SBI Equity Hybrid Fund Direct Plan – Dividend
  4. SBI Equity Hybrid Fund Direct Plan – Growth

SBI Equity Hybrid Fund Performance

Click here to know about SBI Equity Hybrid Fund Performance

(All data as of December 2018)

The fund has generated a return of 9.78% over the last period of three years, and this is lower than its benchmark return of 11.22% for the same period. However, forthe period of 5 years, the fund succeeded in outperforming its benchmark by a margin of 2.4%. The 5-year return of the fund was 15.26%, verses returns of 12.86% posted by the benchmark for the same period.

Click here to know about SBI equity hybrid fund performance vs. benchmark

NAV - SBI Equity Hybrid Fund Regular Plan

The following is the NAV history of the scheme for the past 12 months.

Click here to know about SBI Equity Hybrid Fund Regular Plan – Dividend

Click here to know about SBI Equity Hybrid Fund Regular Plan – Growth

Click here to know about SBI Equity Hybrid Fund Direct Plan – Dividend

Click here to know about SBI Equity Hybrid Fund Direct Plan – Growth

Key Details of SBI Equity Hybrid Fund

The following are the key details of SBI Equity Hybrid Fund as of December 2018.

  • Scheme inception date: December 1995
  • AUM (Assets Under Management): Rs. 30008.13 Cr as on 31 May 2019
  • Fund managers: Mr. R. Srinivasan since January 2012, Mr. Dinesh Ahuja since January 2011.
  • Benchmark: CRISIL Hybrid 35+65 Aggressive Index (TRI)
  • Expense Ratio: 1.30% (Direct)
  • Minimum investment amount: Rs. 1000
  • Entry/Exit load: Entry load is 0%, for units above 10%, 1% exit load shall be charged for redemption within 365 days, Nil thereafter.

Top Individual Holdings of SBI Equity Hybrid Fund

Below listed are the top 5 individual equity investment of the SBI Equity Hybrid Fund.

Investment NameWeight in portfolio
HDFC Bank5.85%
State Bank of India4.55%
Kotak Mahindra Bank3.95%
Bharat Petroleum Corporation Limited2.99%
Reliance Industries2.74%

Following are the top debt instrument issuers of SBI Equity Hybrid Fund

Investment NameWeight in portfolio
REC1.63%
NABARD1.35%
ICICI Bank1.31%
Larsen & Toubro1.03%
Axis Bank1.02%

Investment facts of SBI Equity Hybrid Fund

  • SBI Equity Hybrid Fund is one of the oldest mutual funds in the category of the aggressive hybrid fund with a proven track record of around 23 years.
  • It is an equity-oriented fund which has placed its maximum bets in equity and equity-related instruments.
  • SBI Equity Hybris Fund is relatively a conservative fund as it gives significant weight to low-risk large cap, sovereign instrument and AAA rated debt securities.
  • However, in the sector-wise fund allocation, the scheme has given significant weightage to cyclical sectors more than non-cyclical sectors. This shows the aggressive approach of the fund in the sector-wise allocation of funds.

Benefits of SBI Equity Hybrid Fund

  • SBI Equity Hybrid Fund is classified as an aggressive hybrid fund which invests in a mixture of debt (20% to 35%) and equity (65% to 80%).
  • The fund has a good record of distributing dividends regularly.
  • This is an ideal option for people looking for regular income from the investment made for the long term.

Asset Allocation of SBI Equity Hybrid Fund

As the name suggests, the SBI Equity Hybrid Fund is an equity-oriented hybrid fund which has invested the majority of its assets in equity instruments. The fund has invested majority of its assets in large caps. For debt investment, the fund has invested around 6.95% of its assets in sovereign debt funds, and about 9.40% in AAA rated securities. Both the AAA and sovereign debt securities are considered safe debt instruments which carry minimum credit risk.

Below is the list of the top sectors that the equity part of the fund is invested in. Investment sector & % of asset allocated

  • Financial services 39.92%
  • Services 8.97%
  • Energy 7.96%
  • Information Technology 7.53%
  • Sovereign 6.95%

The fund has given a higher weight to consumption-driven sectors like energy and financial services in its portfolio in comparison to defensive sectors like information technology. This highlights that the fund adopts an aggressive nature when it comes to sector-wise allocation of its equity investments.

Documents Required for SBI Equity Hybrid Fund

Below is the list of documents required to apply for SBI Equity Hybrid Fund

  • Application form: The applicant needs to fill the application form for a mutual fund account, and he/she may be required to fill another form if opted for a SIP plan within a fund.
  • Proof of identity: Aadhaar/ PAN with photograph / passport / Voter's ID / Identity card / Driving license with the applicant's photo issued by central or state government regulatory authorities.
  • Proof of address: Aadhaar / Passport / Driving licence / Voter’s ID / Ration card / Insurance copy / bank account statement, passbook/ Utility bills.
  • A cheque for SIP or lump sum amount
  • Third party declaration when the applicant is minor.

FAQs on SBI Hybrid Equity Fund

What is SBI Hybrid Equity Fund?

SBI Equity Hybrid Fund is an aggressive hybrid fund. The fund invests in a mix of equity and debt to earn maximum returns for the investors.This category of a mutual fund scheme was earlier known as an equity-oriented hybrid scheme or balanced scheme.

Is SBI Equity Hybrid Fund good?

The fund seeks to provide its investors with opportunities for long term growth in capital through active management of investment made in a diversified basket of financial instruments.

If you are looking for long-term growth in your investment, SBI Equity Hybrid Fund is one of the best options available in the capital market in its category.

What is SBI Equity Hybrid Fund Regular Growth?

SBI Equity Hybrid Fund Regular Growth is an open-ended fund in which you can invest any time. The scheme invests in a diversified portfolio of stocks of high growth companies and balances the risk by investing the remaining amount in fixed income securities.

What is equity hybrid fund?

Equity Hybrid Fund is more like balanced schemes which invest in a mix of debt and equity. Equity-oriented hybrid funds invest at least 65% of the corpus in the equity of the companies.These are the schemes which concentrate their investment in stock of companies of different market capitalisation.

How is SBI equity hybrid fund?

The SBI Equity Hybrid Fund provides investors an opportunity of long-term capital appreciation along with the liquidity of an open-ended scheme through investing their money in a mix of debt and equity in such way that it reduces credit risk.

How can I redeem my SBI Mutual Fund?

Investors can redeem their mutual fund units only after the expiry of the lock-in period from the date of unit allotment. It can be done by buyback or re-purchase of units by the fund house. Generally, the fund house dispatches the redemption proceeds within ten business days from the date of redemption request made by the investor.