When a policyholder makes a claim against a LIC e-Term plan on the death of the policyholder, the Corporation will ask for the following documents to be submitted:
- Original copy of the LIC e-Term Plan
- Claim Form A - Claimant's Statement presenting details of the deceased and the claimant.
- Certified extract from a Death Register
- Proof of Age (PoA)
- Evidence of title to the deceased's estate if the policy is not nominated, assigned or issued under the M.W.P. Act
- Certified copy of FIR (First Information Report)
- Post-mortem report and Police Investigation Report in case of death due to unnatural causes or accidental death
The below are the additional forms that may have to be filled up while making a claim in case of the policyholder’s demise within three years from the date of risk or from date of revival/reinstatement.
- Claim Form B - Medical Attendant's Certificate to be completed by the Medical Attendant of the deceased during his/her last illness .
- Claim Form B1 – In case the life assured had received treatment in a hospital .
- Claim Form B2– To be filled by the relevant Medical Attendant who had treated the deceased during his/her last illness.
- Claim Form C - Certificate of Identity and burial or cremation, duly signed by a person of known character and responsibility.
- Claim Form E - Certificate by Employer, in case the life assured was an employed individual.
After verifying the authenticity of the documents submitted, LIC pays the pre-determined death benefit to the beneficiary.
