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The Ather Konarc, launched in August 2026, is Ather Energy’s latest family-oriented electric scooter, with prices starting at ₹99,999 (ex-showroom). As an EV with a battery, electric motor and other high-value components, it needs suitable two wheeler insurance protection. A comprehensive Ather Konarc Insurance policy can cover eligible accidental damage, theft, fire, natural calamities and third-party liabilities.
| Konarc Variant | Battery Capacity | Claimed Range | Ex-showroom Price |
|---|---|---|---|
| Konarc S 100 | 2.1 kWh | 100 km IDC | ₹99,999 |
| Konarc S 125 | 2.7 kWh | 125 km IDC | ₹1,21,999 |
| Konarc S 161 | 3.5 kWh | 161 km IDC | ₹1,44,999 |
| Konarc S 200 | Yet to be announced | 200 km IDC | Yet to be announced |
| Konarc Z 125 | Yet to be announced | 125 km IDC | Yet to be announced |
| Konarc Z 161 | Yet to be announced | 161 km IDC | Yet to be announced |
Variant availability, prices and launch timelines may differ by city. Check the latest information from Ather Energy before purchase.
The electric bike Insurance depends on the level of protection you want for the scooter.
| Insurance Type | What It Covers |
|---|---|
| Multi-year Third-Party Insurance | Covers legal liability for third-party injury, death and property damage caused by the insured Konarc. This 3-year cover is mandatory for new Aether Konarc. |
| Standalone Own-Damage Insurance | Covers eligible damage to the Konarc from insured events such as accidents, theft, fire and specified natural or man-made events. It is purchased alongside a valid third-party policy. |
| Comprehensive Insurance | Combines third-party liability cover with own-damage protection for the insured scooter. This can be paired with relevant add-ons where available. |
The coverage for this Ather Energy ev bike model depends on the policy type and selected cover. A comprehensive policy can include the following:
| Covered | Not Covered |
|---|---|
| Accidental Damage: Eligible repair costs when the Konarc is damaged in an insured accident. | Normal Wear and Tear: Gradual deterioration of tyres, brake parts and other components due to regular use. |
| Theft: Compensation for theft or total loss, subject to the applicable IDV and policy conditions. | Mechanical or Electrical Breakdown: Standalone failures not caused by an insured accident or covered event. |
| Fire and Explosion: Eligible damage caused by covered fire, explosion or self-ignition events. | Battery Degradation: Reduction in battery capacity through normal use is not an accidental insurance loss. |
| Natural Calamities: Damage caused by insured events such as floods, storms, cyclones and earthquakes. | Depreciation and Deductibles: Applicable deductions remain payable unless reduced through an eligible add-on. |
| Man-Made Events: Loss or damage arising from specified events such as riots, strikes and malicious acts. | Invalid Licence: Claims can be affected if the scooter was ridden without a valid driving licence. |
| Third-Party Liability: Legal liability for injury, death or property damage caused to another person. | Riding Under the Influence: Claims arising while the rider is under the influence of alcohol or drugs are excluded. |
| Personal Accident Cover: Applicable protection for the owner-driver, subject to policy terms and eligibility. | Unauthorised Use: Losses arising from use contrary to the policy terms or permitted purpose may not be covered. |
| Damage During Transit: Eligible loss or damage while the scooter is transported through approved means. | Policy-Specific Exclusions: Events and circumstances specifically excluded under the policy or selected add-ons. |
Note: The complete inclusions and exclusions of Ather Konarc Bike Insurance depends on the insurer, policy wording and selected add-ons.
A standard comprehensive policy can be extended with optional covers, depending on the insurer and policy.
Zero Depreciation Cover: Reduces depreciation deductions on eligible parts replaced during an admissible claim.
Roadside Assistance Cover: Can provide help for covered roadside situations, including towing or assistance after a breakdown.
Return to Invoice Cover: May increase the settlement basis in an eligible total-loss or theft claim, subject to the add-on terms.
Consumables Cover: Covers specified consumables used during repairs arising from an admissible claim.
Key Replacement Cover: Can help with the cost of replacing lost or damaged keys, subject to the insurer's terms.
Personal Belongings Cover: Protects specified personal belongings damaged or lost during an insured event, where offered.
Tyre Protect Cover: Covers eligible tyre or wheel damage under the terms of the add-on.
Battery Protection: Some insurers may offer additional protection for specified battery-related damage arising from covered events.
EV-Specific Add-ons: Available options may extend protection to specified electric components or charging equipment.
Note: Ather Konarc Insurance Add-ons vary between insurers and policies. Check the component coverage, exclusions and claim conditions before selecting an add-on.
You can buy Ather Konarc Insurance Online through Coverfox by comparing available policies and selecting suitable coverage.
Enter your scooter details: Enter the registration number and required vehicle information. For a new Konarc, provide the relevant purchase details.
Compare insurance options: Review available policies from insurers and compare coverage, policy types and premiums.
Choose your policy: Select third-party, standalone own-damage or comprehensive insurance based on your requirements.
Select add-ons: Add relevant covers such as zero depreciation, roadside assistance or available EV-specific protection.
Enter the required details: Provide the policyholder and scooter information requested for policy issuance.
Pay the premium: Complete the payment online through the available payment options.
Receive the policy digitally: The policy document is issued digitally after successful purchase.
Ather Konarc Insurance Renewal can also be completed online through Coverfox.
Enter your registration number or existing policy details.
Review the available renewal policy and premium.
Update your coverage or eligible add-ons, if required.
Complete the premium payment online.
Receive the renewed policy digitally after issuance.
The Ather Konarc Insurance Claim process depends on whether you choose a cashless repair at a network garage or pay for repairs and request reimbursement.
Inform the insurer: Register the claim as soon as possible after the accident or insured incident.
Share the incident details: Provide the date, location and nature of the damage.
Submit the required documents: Share the RC, policy details, driving licence and other documents requested by the insurer.
Get the scooter inspected: The insurer may arrange an inspection before approving repairs.
Take the scooter to a network garage: Get the Konarc repaired at an authorised garage within the insurer's cashless network.
Settle applicable charges: The insurer pays the approved claim amount directly to the garage. You pay the compulsory deductible and any non-payable expenses.
Register the claim with the insurer before repairs, where required.
Follow the insurer's inspection process and claim instructions.
Get the scooter repaired at your preferred garage.
Pay the repair bill and retain all original invoices and receipts.
Submit the claim form and supporting documents to the insurer.
Receive reimbursement of the admissible claim amount after assessment and applicable deductions.
Duly completed claim form
Insurance policy document
Registration Certificate (RC)
Valid driving licence
Photographs of the damage, where required
FIR or police report for theft, major accidents or other applicable cases
Repair estimate
Original repair bills and payment receipts for reimbursement claims
Any other documents requested by the insurer
For more details on the claims process, visit Bike Insurance Claim.
A comprehensive policy can cover eligible damage caused by insured natural events such as floods, storms, cyclones and earthquakes. The exact events covered depend on the policy wording.
Standard insurance does not automatically cover every charging-related incident. Coverage depends on the cause of the damage and whether it resulted from an insured event. EV-specific protection may be available with some insurers.
Declared accessories may be covered when included in the policy. Uninsured or undeclared modifications may not be covered and can affect a claim.
Personal accident cover for the owner-driver is available subject to the applicable motor insurance rules, policy structure and eligibility. Check the policy document for the cover included in your policy.
An existing insurance policy cannot simply be transferred from another vehicle to a new Ather Konarc. A separate policy must be issued for the new scooter.
Cancellation or switching may be possible according to the insurer's terms and applicable regulations. Any refund, transfer or replacement policy is subject to the insurer's cancellation process.
The insurance policy should be transferred to the new owner along with the scooter. The transfer process and timeline are governed by the insurer and applicable motor insurance rules.
Yes. Insurance can be arranged for a new scooter using the required purchase and vehicle details. The registration information is updated as part of the policy issuance process.
The standard battery warranty is 3 years or 30,000 km, whichever comes first. With AtherStack™ Pro, the battery warranty extends to 5 years or 60,000 km. Extended options of 8 years or 80,000 km and 10 years or 1,00,000 km are also available with AtherStack™ Pro, subject to the applicable terms.
The Konarc has 31 litres of under-seat boot space and a 2-litre front storage compartment. Ather states that the boot can accommodate daily essentials or up to two half-face helmets.
The Konarc comes with a 450W onboard charger. It also supports Ather's Combined Charging system, which can use an additional external charger to reduce home charging time. Ather Grid fast charging is also available on eligible variants and configurations.
Yes. The Ather Konarc uses a metal body with a steel unibody chassis.
