KTM is an Australian manufacturer and also one of the largest motorcycle manufacturing companies in Europe. It was established in Upper Australia in the year 1934 by an engineer named Hans Trukenpolz. The company began its journey as metal working station where it was named as Kraftfahrzeuge Trunkenpolz Mattighofen. In the year 1992, the company KTM Sportmotorcycle AG was established independently from where it began its journey as motorcycle manufacturer. The company manufactures road bikes and street motorcycles in two wheeler segment.
Currently KTM is operational in many parts of the world. In India, KTM 390 Adventure and KTM 200 Duke are produced by KTM.
Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.
Presently, KTM Motors is offering three bikes in India. Below are KTM two wheeler Insurance premium rates for the top 5 KTM Bikes:
| KTM Bike Models(2019 Registration) | KTM Model Variant | Insured Declared Value | Zero Depreciation | Net Premium | More Plans |
|---|---|---|---|---|---|
Disclaimer: The above KTM bike insurance premium rates may change as per the KTM bike model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.
Third-party Liability Insurance:
Comprehensive Coverage
KTM is known for its bold and powerful bikes, and in 2025, they’re bringing the 390 SMC R, KTM 390 Enduro R, KTM 890 Duke, KTM 125 Duke, and KTM 390 Adventure R to India. This supermoto bike is built for thrill-seekers who love sharp handling and high performance. Stay tuned for more updates on its price, launch date, and features!
| Bike Model | Expected Price Range* | Expected Date of Release |
|---|---|---|
| KTM 390 SMC R | Starts from 3.5 lakhs | March 2025 |
| KTM 390 Enduro R | Starts from 3.40 lakhs | October 2025 |
| KTM 890 Duke | Starts from 10 lakhs | October 2025 |
| KTM 125 Duke | Starts from 1.75 lakhs | October 2025 |
| KTM 390 Adventure R | Starts from 4.60 lakhs | December 2025 |
*Prices may vary across cities due to factors like taxes, dealer charges, and location-based fees.
Yes it is mandatory- Fix up an appointment for the inspection of your KTM bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.
As a new owner it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.
Yes-an online policy is very much valid. You can also renew your KTM bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.
You should opt for a long-term or multi-year two-wheeler insurance plan for your KTM bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.
Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from Coverfox.com.
The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.
