KTM RC 390 Insurance

KTM RC 390 is a sport bike that is light in weight and heavy on performance. The bike features standard cornering ABS and traction control. RC 390 is an entry level bike with kinder ergonomics, comfortable seating, large fuel tank, and a bunch of other electronic accessories. The bike generates max power of 43.5 PS along with a peak torque of 37 Nm and the engine is mated to a 6 speed gearbox. Overall, the bike is a refined version of KTM Duke 390. In case you purchase the new KTM RC 390 or are already a proud owner of one then it is important you insure the bike with a two wheeler insurance policy that protects it against unforeseen damages. You can insure your KTM RC 390 bike with Coverfox.com and get up to 85% discount.

With the easy steps given below, you can buy or renew KTM RC 390 Insurance online on Coverfox.com.

• Visit official website of Coverfox.com.
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

KTM RC 390 can be insured online with the below types of bike insurance:

• Comprehensive Insurance

• It is a combination of third-party and own-damage cover.
• This type of policy provides coverage against all kinds of damages caused to your vehicle, you and any other individual or property.
• It also protects coverage against any damages caused due to man-made or natural calamities.
• In case your bike is stolen, you can claim to get coverage up to its insured declared value
• You can further enhance coverage by opting for riders by paying additional premium

• Third party Insurance

• This type of insurance offers coverage to third party persons, vehicles or property for the damages caused by your bike.
• The premium for this type of insurance is decided by the IRDA and varies depending on the bike’s make and model.
• This is the most affordable type of bike insurance policy which is mandatory as per the law.
• Not buying this type of insurance can cost you a heavy penalty or even imprisonment in certain cases.

With comprehensive coverage for KTM RC 390 you can purchase below add-ons by paying additional premium

• Zero depreciation: Get full claim amount without any deduction on depreciation of parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

Third party two wheeler insurance claim for KTM RC 390

• File an FIR
• Note down the names of the witnesses, if they are ready to support your claim
• Try to take photographic or video evidence of the accident spot
• Note down the details of the third-party involved. Don’t forget to note the insurance details to.Intimate The insurance company within 48 hours of the accident
• Collect photographic evidence of the spot (post-accident- in case you missed to perform point 3))
• Register your case at tribunal court

Own-damage two wheeler insurance claim for KTM RC 390

• Intimate the insurance company about the accident as soon as possible. Generally, you are required to inform the insurance company within 48 hours of the accident.
• Inform the police and lodge an FIR, if required.
• Consult the insurance company before moving the vehicle from the accident spot.
• Your car would be towed to the nearest garage station.
• The insurance company will send a surveyor to assess the extent of the damage caused
• If the car is being repaired at a garage that falls under the network of the insurer, you can receive cashless claim service.
• Your claim will be settled on the basis of the repair costs and coverage provided under your insurance policy.

Two-wheeler insurance claim in case of theft of KTM RC 390

• File an FIR: Inform the insurance company and the police immediately. Ensure that you lodge an FIR stating the theft of the vehicle.
• Inform the insurance company: Immediately after filing an FIR, inform the insurance company about the theft. Explain to them the whole incident and give them the registration details and the policy number. Insurance companies usually have a time limit of up to 24-48 hours under which it is important you inform them about the theft.
• Inform the Vehicle Registered RTO & Local RTO: Intimate the regional transport office about the theft as you will have to collect the transfer papers along with other required documents.
• Submit documents such as no trace reports, original keys of the vehicle, claim form, copy of FIR and others.
• In case the bike is not recovered, you will receive a claim amount equivalent to the IDV of your bike.

• KTM 390 Duke
• KTM 200 Duke
• KTM 125 Duke
• KTM 2022 RC 390
• KTM 250 Duke
• KTM 790 Duke
• KTM 390 Adventure
• KTM RC 125
• KTM 250 Adventure
• KTM RC 200