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icon Car Insurance icon Mg icon Astor
  • Overview
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • How to Buy
  • How to Claim
  • Frequent Questions

MG Astor Insurance

MG Astor is India’s first SUV car with AI inside; it is a five seater car having an engine capacity of 1498 cc. The car is available for purchase in over 16 variants and petrol and automatic versions. It competes with various SUV cars in its category such as Skoda Kushaq, Renault Kiger, etc.

While in terms of safety and comfort, the car does promise you a great experience, but when it comes to taking care of other drivers on road, it is necessary to insure the car with a third party car policy. Buying car insurance for MG Astor is necessary and mandatory as per the law as not doing so can lead to fine up to Rs. 2,000 or imprisonment up to 3 months. MG Astor insurance can be purchased online on Coverfox

Types of MG Astor Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Boost the Protection of your MG Astor with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under MG Astor Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under MG Astor Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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How to Buy / Renew MG Astor Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim MG Astor Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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MG Astor Specification

Name of the variant Price of the variant
Astor Style EX Rs. 10.32 lakh
Astor Style Rs. 10.38 lakh
Astor Super EX Rs. 12.00 lakh
Astor Super Rs. 12.06 lakh
Astor Super CVT Rs. 13. 48 lakh
Astor Smart EX Rs. 13.62 lakh
Astor Smart EX Rs. 13.68 lakh
Astor Sharp EX Rs. 14.56 lakh
Astor Sharp Rs. 14,68 lakh
Astor Smart CVT Rs. 14.88 lakh
Astor Sharp CVT Rs. 15.68 lakh
Astor Smart Turbo AT Rs. 16.58 lakh
Astor Savvy CVT Rs. 16.60 lakh
Astor Savvy CVT Red Rs. 16.70 lakh
Astor Sharp Turbo AT Rs. 17.50 lakh
Astor Savvy Turbo AT Rs. 18.23 lakh
Engine
Number of Cylinders 3
Number of Valves 4
Transmission type Automatic
Fuel Type Petrol
Maximum Power 138.08 bhp @ 5600 rpm
Gear box 6 speed
Maximum Torque 220 nm @ 3600 rpm
Body Type SUV
Engine displacement 1349
Fuel Tank Capacity 45
Suspension
Front MacPherson Strut
Rear Torsion Beam
Brakes
Front Disc
Rear Disc
Capacity
Seating 5
Dimensions
Length 4323 mm
Height 1650 mm
Width 1809 mm
No. of doors 5
Weight
Kerb Weight NA
Gross weight NA

Frequently Asked Questions

  • What are the add ons I can purchase with MG Astor insurance?

    • You can purchase various car insurance add-ons with MG Astor insurance such as zero depreciation, engine protection, daily allowance, key replacement, compulsory personal accident cover, etc.

  • What happens if I don't insure the MG Astor car?

    • Not insuring an MG Astor car can land you in legal and financial trouble in the future; it can attract a fine of up to Rs. 3000.

  • What is the mileage offered by MG Astor?

    • MG Astor offers mileage of 12-13.5 kmpl in city and 16-18 kmpl on highways.

  • What colors is MG Astor available in?

    • MG Astor is available in colours like spiced orange, Aurora Silver, Starry black, spice orange metallic, etc.

  • What is covered and not covered under MG Astor insurance?

    • Below is the list for MG Astor insurance inclusions and exclusions
      Inclusions of MG Astor insurance:

      • Coverage against theft
      • Coverage against man made calamity
      • Coverage against third party damage
      • Coverage against natural calamity
      Exclusions of MG Astor insurance:
      • Regular wear and tear
      • Electrical or mechanical breakdown of the vehicle
      • Damages caused when driving without valid driving license
      • Damages caused when driving outside geographical location
      • Consequential loss due to depreciation
      • Cost of consumables like damages caused to tyre and tubes

  • Can I get a discount on MG Astor insurance?

    • Yes, you can get a discount on MG Astor insurance by installing an anti theft device in the vehicle, claiming NCB discount or opting for a high voluntary deductible.

  • What is the validity of no claim bonus for MG Astor insurance?

    • MG Astor insurance policy’s no claim bonus is valid for a period of 90 days from the date of policy expiry

  • Can I purchase MG Astor insurance online?

    • Yes, you can compare car insurance premium quotes for MG Astor insurance online to get covered with the best policy at an affordable rate

  • What is the ex-showroom price of MG Astor?

    • The ex-showroom price of MG Astor insurance is Rs. 10.32 lakhs

  • On what factors is the premium for MG Astor insurance decided?

    • The premium for MG Astor is decided based on make and model, age of the car, registration year, type of insurance you purchase, vehicle value, add ons, etc.

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