- About Coverfox
The Aditya Birla Activ Health Essential Plan is a medical health insurance policy offered by Aditya Birla Health Insurance Company Limited. This is a comprehensive health insurance plan which provides cover as well as rewards you for maintaining a healthy lifestyle.
Note: All information has been sourced from the official website of Aditya Birla Health Insurance Company Limited.
The Features Of This Plan Are:
|Policy Term||1, 2 or 3 years.|
|In - Patient Hospitalization||Yes, cover room rent, doctor’s fee, operation theatre expenses, medicines, drugs and other consumables. |
Choice from economy to single private room.
|Pre/Post Hospitalization Expenses||30 days / 60 days|
|Day Care Treatment||Yes|
|Road Ambulance Cover||Yes|
|Second E-opinion on Critical Illness||Yes|
|Sum Insured||Rs. 50,000 to Rs. 10 lakhs|
|Deductible||You have an option to select a deductible of Rs. 25,000 | Rs. 50,000 | Rs. 1 lakh | Rs. 2 lakh|
The Benefits Of This Plan Are:
Under this plan, you can claim tax deductions as mentioned in Section 80D of the Income Tax Act, 1961.
The Following is The List of Permanent Exclusions:
The minimum age of entry is 91 days and there is no maximum entry age. Children up to 25 years can be covered under the floater as dependents. The family floater plan covers upto 9 members (6 Adults+3 children) comprising of self, spouse, dependent parents, dependent parents-in-law, children up to 25 years (up to 3).
The Steps For Making a Cashless Claim Are:
The Steps For Eeimbursing A Claim Are:
In case of an emergency, you will be required to intimate the insurer within 15 days of getting discharged from the network hospital and submit the following documents.
Post submission, the insurer will approve/reject the claim accordingly. The amount is reimbursed via NEFT to your registered bank account.
The Aditya Birla Health Insurance is an ideal plan for individuals who want to cover their entire family.
Many health insurance policies come with the benefits of life cover. The Activ Health Essential Policy comes with the benefit of HealthReturns. You get rewarded for maintaining a healthy lifestyle. This policy is designed is boost healthy living by providing them with additional benefits. Due to this feature, this policy is highly popular among the audience.