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At the present time, health issues and medical conditions are no longer associated with old age only. These days young people are having lifestyle diseases and health conditions because of exposure to a variety of risks. With increasing health threats, there is an increasing need for health insurance in order to be prepared for any medical emergency. Health insurance not only prepares you for medical emergencies but allows you to focus on your recovery rather than worry about the treatment costs.
Individual health insurance covers the medical expenses of a single person. This type of health insurance covers every member of a family separately. In this article, we will learn about HDFC ERGO individual health insurance plans.
HDFC ERGO Health Insurance is one of the largest health insurance providers in the country. The company offers health insurance plans suitable for your growing medical needs and the ability to match rising medical inflation. Serving for the last 20 years, the company has a wide network of 13000+ hospitals offering cashless treatment facilities, a 1.5 crore+ customer base, and a 4.4 customer rating. With one of the fastest cashless claim settlement services, HDFC ERGO is one of the most trusted brands in the insurance industry.
There are three types of individual health insurance plans by HDFC ERGO.
Indemnity health insurance plans An indemnity health insurance covers actual medical costs upto the sum insured, whether availed cashless or reimbursed. Following are the indemnity health insurance offered by HDFC ERGO.
Top-Up health insurance Top-up health insurance acts as a supplement to your existing health coverage. If your existing health coverage does not provide sufficient health coverage, you can buy a top-up plan for additional coverage. A top-up plan provides higher coverage at a lower premium.
Fixed benefit health insurance This type of plan provides a fixed lump sum benefit irrespective of the actual cost. It helps in covering miscellaneous expenses due to critical illness or any other medical emergency.
Given below are the coverages under the individual health insurance plans by HDFC ERGO.
HDFC ERGO General Insurance Company offers individual health insurance plans for everyone. The multiple benefits and coverages offered under these plans are suitable for all kinds of medical needs. The company has an excellent track record in claim settlement. Also, the pricing of the various health insurance products is very competitive and easy on the pocket. For more details on any of the individual health plans, refer to the policy document or visit the company website. You can also explore or purchase a plan from HDFC ERGO through the Coverfox website www.coverfox.com.