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National Mediclaim Policy is a health insurance coverage plan . The policy offers a sum insured of Rs. 1,00,000 to Rs. 10,00,000 along with cover for 12 Modern treatments like Robotic surgery, oral chemotherapies, immunotherapies, and more.
The National Health Insurance Mediclaim policy covers hospitalization expenses incurred for due to the treatment of illness, disease or any bodily injury during the policy period. It also covers 140+ day care procedures/ surgeries. This is a family plan and dependent children between the ages of 3 months to 18 years can be covered.
Sum Insured (SI) / Coverage option
Rs.50,000 to Rs.5 lakh (in multiples of Rs.25,000)
Renewability
Lifelong
Policy Tenure
Minimum – 1 year and Maximum – 3 years
Free Health Check-ups
After every 4 No Claim years up to 1% of average SI of the block
Other Benefits
Cumulative Bonus: @5% of sum insured for each claim free year provided renewal is done without break.
Ambulance Expenses: (per insured person, in a policy year) 1% of SI, subjected to the maximum of Rs.2,000.
All the premiums paid towards the policy covering self, spouse, dependent children and dependent parents are exempt from Income Tax under Sec. 80D of the Income Tax Act.
