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The company completely understands that investing in a health insurance plan is now a basic necessity and hence, every plan covers the in-patient hospitalisation, day care treatment and considers a plethora of other medical expenses. Hence, health insurance plan by National Insurance is unique, keeping in mind the health needs of the end consumer.
To buy a National Health Insurance plan, you can visit any branch of National Insurance Company for the proposal form, fill up the required details and then submit the form. In certain case, the insurance company analyses if any risk factor is involved as per the report of your existing health condition. This will determine the premium that you will be eligible for (Use National Health Insurance Premium Calculator). The policy documents will then be handed over to you directly or you will receive it via registered post.
To renew your National Health Insurance Health policy, you can login to the company’s official website, mention your policy number and email ID, and select the 'Proceed' option. Next, type in the required details of the policy, your contact details, and confirm the accuracy of the details provided by you. You will be able to view the renewal premium, along with the renewal notice, on your screen.
In case a policyholder is not agreeable to certain terms and conditions in his/her National Health Insurance during the free-look period of 15 days from the date of receipt of the policy, he/she can return it to the insurance company.
The premium already paid will be refunded after certain deductions such as stamp duty and other applicable charges. If a policyholder wants to cancel a policy after the free-look period, he/she can submit the relevant surrender form and the necessary policy documents at any National Insurance Company branch office to initiate the cancellation procedure for your National Health Insurance policy.
National Insurance, is the oldest insurance company in India. One of the insurance company owned by Indian Government that was founded before Independence. And is planning to go public. Health Insurance policies by National Insurance provides a comprehensive coverage to protect yourself and your family in case of any medical emergencies. You can widen the scope of health insurance policy and also for cover critical illness by paying additional premium. National Insurance is a sure shot consideration for all family health insurance needs.
All you need to do to check the status of your Mediclaim policy is to visit the official website of National Health Insurance, login with valid credentials and then type the policy number. The status of your policy will be displayed on the screen.
You can renew your National Health Insurance plan through these simple steps:
The National Health Insurance policy covers the whole family till a maximum of the sum assured opted by the policyholder, as per the policy document.
Yes, Homeopathy and Naturopathy are covered under the National Health Insurance policy, provided the treatments are undertaken at a government hospital, or any health centre recognised by the government. Such treatments undertaken at health centres that are accredited by the National Accreditation Board of Health or Council of India can also avail the benefits offered by National Health Insurance policies.
Any individual between the ages of 18 and 70 years are eligible to applying for an individual National Health Insurance policy. Apart from individual policies, there are Family Floater plans that are especially designed to cover the policyholder and his/her family, which includes children, spouse and dependent parents. Pre-policy medical tests are not mandatory for National Insurance Mediclaim policies. However, a waiting period is applicable for policyholders with a history of pre-existing diseases.
An extensive range of network hospitals across India enable them to offer the benefit of cashless treatments to their policyholders. The co-payment benefit is extended only to policyholders of at least 60 years of age and above. Further, maternity expenditures are covered post the waiting period and up to the first two children.