A top-up plan is required when your present healthcare plan seems insufficient. This is a supplementary coverage that enhances your overall coverage by enhancing the overall sum assured and its associated benefits.
Care Health Insurance is one of India's most eminent and prestigious health insurance companies. In this article, we will highlight Care Super Top-up Plan and delve into its detailed features.
This is a special health insurance that acts as supplementary coverage to your existing health plan. It covers excess medical costs if your current medical plan exhausts. On policy deductible payment, this plan automatically gets active. This exclusive plan only provides for medical costs solely post the payment of a pre-decided deductible. During a particular medical event, you have to bear a pre-defined amount and this plan will cover the rest. With Care, your deductible amount may range between INR 1 lakh and INR 10 lakhs.
Care health insurance is one of India's most eminent and prestigious health insurance companies. In this article, we will highlight Care Super Top-up Plan and delve into its detailed features.
Deductible amount: INR 1 lakh to INR 10 lakhs
Sum insured: INR 1 lakh to INR 30 lakhs
In-patient care benefits: Till the sum insured
Pre-hospitalisation costs: 30 days
Post-hospitalisation costs: 60 days
Day-care treatment facilities: Offered
Room rent type: Single private room
Other associated treatment costs like consultation fees, ICU charges, etc.: Unlimited
Health check-up cover: Offered
Organ Donor coverage: Unlimited
Some of the unique features of the Care Super Top-up Plan are:
Care Insurance maintains a network of an exhaustive 19000+ prestigious hospitals spread across the country. With this health plan card, you can easily access a cashless treatment facility or opt for reimbursement in any non-network healthcare facility, depending on the circumstances.
The company offers you a free trial period of 15 days. In case of any unsuitability, you can choose to withdraw the plan within this period without any financial loss.
Some of the most highlighting advantages of the Care Super Top-up Plan are:
Flexibility: The deductible option may range between INR 1 lakh and INR 10 lakhs, depending on your suitability, preference, and requirements.
Yearly health check-up facility: With this health plan, you can easily avail of a yearly health check-up facility as per the policy terms, irrespective of the previous claims.
Special Enhance Anywhere benefits: They offer a special benefit of certain selected medical treatments anywhere across the globe, under the special benefit of Enhance Anywhere.
Day-care treatment: Care Super Top-up Plan is highly updated and offers several current-generation, advanced medical treatments to suit your requirements in the best possible manner.
Zero sub-limit: This plan does not offer any sub-limit options for doctor’s consultation fees, ICU charges, etc.
The elements that come under the purview of the Care Super Top-up Plan are:
It is best to remain aware of what is not covered by the concerned plan beforehand to avoid misunderstanding during claim settlement:
Costs incurred due to any medical treatment for pregnancy, miscarriage, childbirth, abortion, and other associated consequences
Does not cover self-inflicted injuries resulting in attempted suicide or suicide
Offers no coverage for treatments of infertility, IVF, and other associated procedures
Any cosmetic or plastic surgery treatment procedures are not covered
Vision correction treatment costs are also not covered
For purchasing the Care Super Top-up Plan you need to fulfil certain specific conditions:
For online purchases of the Care Super Top-up Plan, you need to follow a few simple steps:
Once the process completes, you will receive the policy documents, including your health e-cards on your registered email address.
This is a comprehensive article, highlighting all the major aspects of the Care Super Top-up Plan. You can refer to this article before proceeding with your purchase.
