Portfolio of products

Family Health Plans

MediPrime – Cashless Health Insurance

  • This is a family floater plan which offers coverage to the entire family in the range of INR 2,00,000 and INR 10,00,000.
  • A maximum of 2 adults between age 18 years and 65 years and a maximum of 3 children between age 3 months and 18 years can be covered in this policy.
  • Pre and post hospitalization expense cover, coverage for domiciliary treatments, coverage for day care procedures, etc. are the benefits provided in this policy.
  • No claim bonus of 10 % up to a maximum of 50 % is provided in this plan.

Wellsurance Family

  • This planoffers family coverage which offers individual coverage to all the members of the family.
  • Proposer and proposer's spouse between age 18 years and 65 years and a maximum of 2 children between age 6 months and 18 years can be covered under this policy.
  • Post hospitalisation cover like outpatient benefits, convalescence benefits, critical illness cover for 9 listed illnesses, etc. are the benefits provided in this plan.
  • Along with this hospitalisation benefits this plan also offers wellness programs like discounts and offers on selected diagnostic centres, gymnasium and spa, etc.
  • There are three variables of this plan:
    • Classic plan – Provides critical illness cover of INR 2,00,000 and lower expense cover for other benefits when compared to other two variables.
    • Supreme plan – Provides critical illness cover of INR 3,00,000 and higher expense cover for other benefits when compared to Classic plan.
    • Elite plan – Provides critical illness cover of INR 4,00,000 and highest expense cover for other benefits when compared to both the variables.

MediPlus- Top-up Medical Health Insurance

  • This is a top-up plan family plan which offers coverage to entire family.
  • Proposer and proposer's spouse between age 18 years and 65 years and a maximum of 3 dependent children between age 3 months and 21 years can be covered in this policy.
  • Coverage of INR 5,00,000 with deductible in range of INR 1,00,000 and INR 5,00,000 is offered in this policy.
  • Pre and post hospitalisation expense coverage, domiciliary treatment coverage,coverage for day care procedures, etc. are benefits offered in this plan.

MediRaksha – Affordable Health Insurance Plan

  • This is a family floater plan which offers coverage to the entire family in the range of INR 50,000 and INR 1,00,000.
  • Proposer and proposer's spouse between age 18 years and 65 years and a maximum of 3 dependent children between age 3 months and 21 years.
  • Pre and post hospitalisation expense cover, coverage for day care procedures, etc. are the benefits provided in this plan.
  • Co-pay of 15 % is applicable in this plan.

Injury guard

  • This is a special plan which offers coverage in case of accidents in the range of INR 1,00,000 and INR 4,00,000.
  • A maximum of 6 members which includes proposer, spouse and parents between age 18 years and 75 years and a maximum of two dependent children between age 6 months and 18 years can be covered under this policy.
  • Injuries, accident hospital cash and accidental death are covered in this policy.
  • Riders are offered special benefits like emergency accident expense reimbursement, house and vehicle modification expenses, etc.

Income guard

  • This plan offers coverage for individual between age 18 years and 70 years.
  • Coverage for accidental death, coverage for accidental dismemberment, table benefits, etc. are the benefits provided in this plan.
  • This plan does not cover fracture or other injuries which are covered in injury guard plan.

Secured Future Plan

  • This plan offers coverage in case of accident for individuals between age 18 years and age 70 years.
  • Only accidental death, accidental dismemberment and permanent total disability are covered in this policy.

Individual Health Plans

Injury guard

  • This is a special plan which offers coverage in case of accidents in the range of INR 1,00,000 and INR 4,00,000 for individuals between age 18 years and age 75 years.
  • Injuries, accident hospital cash and accidental death are covered in this policy.
  • Riders are offered special benefits like emergency accident expense reimbursement, house and vehicle modification expenses, etc.

Maharaksha – Mediclaim Insurance Policy

  • This plan offers coverage in the range of INR 1,00,000 and INR 4,00,000 in case of accidents for individual between age 18 years and 75 years.
  • Coverage for accidental death, fractures or dislocation or burns, loss of activities of daily living, cash for everyday injuries, etc. are benefits provided in this plan.

MediPrime – Cashless Health Insurance

  • This is a basic health plan which offers coverage in the range of INR 2,00,000 and INR 10,00,000 for individuals between age 3 months and 70 years.
  • Pre and post hospitalization expense cover, coverage for domiciliary treatments, coverage for day care procedures, daily cash accompanying insured person, etc. are the benefits provided in this policy.
  • No claim bonus of 10 % up to a maximum of 50 % is provided in this plan.

Wellsurance Executive

  • This is a health plan which offers coverage for individual between age 18 years and 65 years.
  • Post hospitalisation cover like outpatient benefits, convalescence benefits, critical illness cover for 9 listed illnesses, etc. are the benefits provided in this plan.
  • Along with this hospitalisation benefits this plan also offers wellness programs like discounts and offers on selected diagnostic centres, gymnasium and spa, etc.
  • There are three variables of this plan:
    • Classic – Provides critical illness cover of INR 3,00,000 and lower expense cover for other benefits when compared to other two variables.
    • Supreme – Provides critical illness cover to a maximum of INR 5,00,000 and higher expense cover for other benefits when compared to Classic plan.
    • Elite – Provides critical illness cover to a maximum of INR 7,50,000 and highest expense cover for other benefits when compared to both the variables.

MediRaksha – Affordable Health Insurance Plan

  • This plan offers coverage in the range of INR 50,000 and INR 1,00,000 for individuals between age 18 years and 65 years.
  • Pre and post hospitalisation expense cover,coverage for day care procedures, etc. are the benefits provided in this plan.
  • Co-pay of 15 % is applicable in this plan.

Critical Illness Policy

  • This is a special health plan which offers coverage in the range of INR 2,50,000 and INR 15,00,000 in case of critical illness for individuals between age 18 years and 65 years.
  • The plan provides lump sum amount and second opinion in case of diagnosis of critical illness.

Note: The lump sum amount is provided only once after which the benefit is discontinued.

Individual Accident and Sickness Hospital Cash

  • This is a special plan which would provide daily cash for a maximum of 6 months in case of accidents as well as sickness.
  • The cost of treatment in case of hospitalisation would also be reimbursed after accident.

Note:Deductible is applicable in case of reimbursement of medical expenses.

Accident guard

  • This plan offers coverage especially in case of accident in the range of INR 5,00,000 and INR 1,00,00,000 for individuals between age 6 months and 65 years.
  • Accidental death, temporary total disability, etc. are covered in this policy.
  • Lump sum amount equal to the sum insured would be paid in case of accidental death.

Note: For other conditions a defined a part of sum insured are covered.

MediPlus- Top-up Medical Health Insurance

  • This is a top-up plan (these plans have an agreed upon deductible amount to be paid at the time of claim) for individuals between age 18 years and age 65 years.
  • Coverage of INR 5,00,000 with deductible in range of INR 1,00,000 and INR 5,00,000 is offered in this policy.
  • Pre and post hospitalisation expense coverage, domiciliary treatment coverage, coverage for day care procedures, etc. are benefits offered in this plan.

Other Plans

Wellsurance Woman Policy

  • This policy is special plan which offers coverage for women between age 18 years and 65 years.
  • Post hospitalisation expense cover like outpatient benefits, convalescence benefits, critical illness cover for 9 listed illnesses, etc. are the benefits provided in this plan.
  • Along with this hospitalisation benefits this plan also offers wellness programs like discounts and offers on selected diagnostic centres, gymnasium and spa, etc.
  • There are three variables of this plan:
    • Classic – Provides critical illness cover of INR 3,00,000. The expense cover for other benefits is lower in this case when compared to other two variables.
    • Supreme – Provides critical illness cover to a maximum of INR 5,00,000. The expense cover for other benefits is higher when compared to Classic plan.
    • Elite – Provides critical illness cover to a maximum of INR 7,50,000. The expense cover for other benefits is highest when compared to both the variables.

MediSenior – Senior Citizen Health Insurance Policy

  • This is a health plan is specially for senior citizens above age 61 years.
  • Pre and post hospitalisation expense cover, coverage for day care procedures, etc. are the benefits provided in this plan.
  • No claim bonus of 5 % is provided in this plan.
  • Note:Family cover is available for proposer and spouse only.
  • Co-payment is applicable in this plan.