Get Lowest Rates for Health Insurance

Health Insurance Plans starting @ Rs 6 / day

+91
Compare Health Insurance Prices
Above fields cannot be left blank
Please wait...
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC.

Tata AIG MediSenior Policy

Tata AIG General Insurance Company is a joint venture between the Tata Group and American International Group.

The Tata AIG MediSenior is a transparent health insurance policy that focusses on senior citizens. After retirement, you can focus on your good health without any financial stress.

Highlights of the Plan

  • If you are under any health insurance policy, you can still get it ported to this MediSenior policy
  • Get access to comprehensive hospitalization coverage without any sub limits
  • Gain tax benefit under the section 80D of the Income Tax Act
  • Enjoy lifelong renewals with this policy
  • You can enhance your sum insured at the time of renewals as per guidelines of the policy

Scope of cover

Indivdual Plan

Entry Age

Minimum : 61 years

Maximum : No Limit

Number of Members Covered

Maximum Members : 2

Maximum Adults : 2

Maximum Children : 0

Sum Insured

2/3/5 lakhs


discount

5% non-cumulative discount offered on the premium at renewal after each claim-free year

Policy Periods Available

1 and 2 years


Pre-Policy Medical Check-up

50% of expenses incurred by insured will be reimbursed on acceptance of proposal.

Validity of reports is 90 days from date of pre-policy check-up

Family Floater Plan

Entry Age

Minimum : 61 years

Maximum : No Limit

Number of Members Covered

Maximum Members : 2

Maximum Adults : 2

Maximum Children : 0

Sum Insured

2/3/5 lakhs


discount

5% non-cumulative discount offered on the premium at renewal after each claim-free year

Policy Periods Available

1 and 2 years


Pre-Policy Medical Check-up

50% of expenses incurred by insured will be reimbursed on acceptance of proposal.

Validity of reports is 90 days from date of pre-policy check-up

Important Features

Day Care Treatments

Due to scientific advancement, around 140 surgical procedures/treatments do not require you to be hospitalized for a minimum of 24 hours to raise a claim.

    No-Claim Benefits

    In this policy, if you don’t make any claim, you earn a cumulative bonus of 5% of the sum insured.

      Organ Donor Cover

      The medical expenses that are incurred due to harvesting organ from the donor for organ transplantation

        Pre Hospitalization

        The insurance company will compensate you for the medical expenses related to your hospitalization 30 days before the hospitalization.

          Post Hospitalization

          The insurance company will pay you for the medical expenses related to your hospitalization 60 days post hospitalization.

            Good to Have Benefits

            ORGAN DONOR COVER

            It covers expenses incurred in event of organ transplantation

              Home Hospitalization/ Domiciliary Hospitalization

              You can avail medical treatment at home up on the advice of a physician.

                Emergency Ambulance

                This plan provides reimbursement of expenses of Rs. 2000 incurred per hospitalization on emergency ambulance service provider.

                  Value Adds

                  FREE LOOK PERIOD

                  For any reason, should you decide not to proceed with the policy, you can return the same and request for a refund within 15 days from the date of receipt of the policy document.

                    Terms & Conditions

                    Co-Payment

                    On shared accommodation or any lower accommodation type, 15% copayment is applicable and that has to be borne by you.

                      On single occupancy or any higher accommodation type, 30% copayment is applicable and that has to be borne by you.

                      Waiting Period

                      Cooling Off Period

                      A 30 days cooling off period for all claims except any arising out of accidental injuries.

                        Specific Illnesses

                        The policy covers some specific diseases/treatments only after 24 months. These include Cataract, Arthritis, Hernia, Kidney Stone, and so forth.

                          Pre-Existing Illnesses

                          You can claim for any pre-existing conditions after 48 months from the policy start date.

                            Permanent Exclusions

                            The Plan will not cover any liabilities towards the treatments of following conditions-

                            • Intentional self-injury
                            • Mental illness
                            • Cosmetic, aesthetic treatment
                            • Dental surgery
                            • AIDS
                            • Pregnancy, childbirth, miscarriage, and abortion
                            • Congenital disease
                            • Infertility and in vitro fertilization.
                            • Hospitalization out of war, riot, strike and nuclear weapons

                            Review of Tata AIG MediSenior Policy

                            This Tata AIG MediSenior policy takes care of your health problems without eating into your savings. It’s designed for Senior Citizens of 61 years and above as people in this category are prone to ailments. You can choose from the range of sum insured amount as per your requirement. And the best part is that you can enjoy lifelong renewals with this policy.

                            **Reviews and ratings are based only on Benefits and Conditions. Things like Claim Settlement Ratio, Hospital Network have not been covered under product ratings. These are covered under Company ratings.

                            Health Insurance Policies @ Coverfox

                            Schedule a call with our experts!

                            Please enter a valid phone number
                            Thanks! We will get back to you soon.

                            I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC.

                            Close
                            Leave a rating!
                            1.0 (1 votes)