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EPF Form 31

Every employee who is salaried contributes towards ‘Employee Provident Fund (EPF)’ in order to create a corpus for a stress-free retirement. In case of a financial exigency, this corpus can also be withdrawn to meet the requirements during the employment tenure. There is an online facility offered by the ‘The Employees Provident Fund Organization’ for the employees who wish to apply for an EPF advance. A partial withdrawal can be applied for by filling EPF Form 31. This form is available online on the UAN Portal. The employee simply needs to usehis/her log in details. Also, basic KYC such as the Aadhaar card, PAN card as well as the bank details need to be updated on the UAN Portal beforehand, to carry on the further formalities of EPF advance.

How to Download EPF Form 31?

The member can download the EPF Form 31 from the EPF website. Mentioned below is the step-by-step procedure:

  • Login to the EPFO member portal with the UAN number as well as the password
  • Proceed to the ‘Online Services’ tab by clicking on ‘Claim’ to generate an online request
  • Once the member clicks on claim, details of the member such as the name, father’s name, date of birth, Aadhaar number, PAN number, mobile number as well as the date of joining of the Company.
  • Post verifying all the details, the member can click on ‘Proceed for online claim’.
  • The member will see a drop-down menu that would mention the type of claim
  • Select the ‘PF Advance (FORM 31)’ as well as the purpose of advance. Options such as illness, purchase of handicap equipment, natural calamities, renovation, home loan, wedding, etc. would reflect. Select the one relevant to your requirement.
  • The member would be required to enter the amount to be withdrawn as well as his/her current address.
  • A disclosure should be signed by the member .
  • The member will then need to click on, ‘Get Aadhar OTP’.

  • Once the OTP is received on the registered mobile number, authenticate by entering the OTP and then validating the same by clicking on ‘Validate OTP and Submit the claim form’.

  • The member may have to submit the scanned documents relevant to the reason mentioned for the partial withdrawal .
  • The last step would be fulfilled by the employer by approving the withdrawal request, post which the funds would be withdrawn from your EPF account.
  • The amount would be then deposited to the member’s bank account as mentioned in the form.

How to Fill EPF Form 31?

When the member wishes to do a partial withdrawal from the EPF account, EPF Form 31 needs to be filled. It is important to fill all the fields and not leave any section blank, for a smooth and hassle-free withdrawal process. This EPF Form 31 can be filled both online and offline. The contents mentioned below need to be filled in correctly:

  • Name of the member
  • Name of the Father/ Name of the Husband in case of a married women
  • Mobile Number
  • Amount to be withdrawn
  • Purpose for Advances
  • Name and Address of the Employer
  • PF Account Number
  • The Monthly Basic Wages and Dearness Allowance
  • Member’s complete postal Address
  • Signature of the Employee and Employer
  • Remittance mode
  • Name in whose favour the cheque needs to be drawn (in case of home loans, etc.)
  • Member’s bank account details in case of some other reason C the IFSC code, Branch name and complete address
  • Cancelled cheque copy.
  • Member’s personal details such as name, age, date of marriage, address, etc. needs to be offered in case the purpose of withdrawal chosen is ‘marriage’.
  • Advance Stamp Receipt (Fill the amount)

The EPFO will take certain time to process the claim request and release of funds.

Documents Required to EPF 31

The purpose of the EPF withdrawal may vary from one member to another. Therefore, the mentioned documents need to be submitted depending on the individual’s purpose:

  • Declaration and Property Registration Certificate for buying a house
  • Interest certificate and Outstanding principal by the lending bank/ agency for repayment of loans
  • Employer as well as the doctor’s certificate in case of medical illness
  • Employer certificate in case of approval for advances in special cases
  • Declaration in Form 31 for purpose of withdrawal
  • Doctor’s (concerned practitioner) for physically handicapped
  • Member’s declaration for the purpose of retirement

FAQs on EPF Form 31

What is the Form 31?

EPF Form 31 commonly named as ‘advance form’, needs to be filled in by the employee who wishes to do a partial withdrawal from his/her EPF account. Here, both the employee as well as the employer’s contribution is accumulated for creating a retirement corpus. This partial withdrawal can be done for various purposes such as marriage, loans/advances, etc.

What is online claim form 31, 19 and 10C?

In case you wish to claim your PF offline, there are 3 composite claim forms that needs to be filled. Form 31 is used for partial withdrawal, Form 19 for Final PF settlement and Form 10C for Pension withdrawal.

Can I cancel an online PF Advance Claim Form 31?

No, there is no provision currently to cancel an online EPF Advance Claim Form 31. There might be a requirement to contact the EPFO Regional office.

How can I withdraw my PF amount online?

Mentioned below is the step-by-step procedure for withdrawing PF amount online.

  • Log in using your UAN number and the password in the UAN portal
  • Enter the captcha code
  • Click on manage
  • Click on KYC in the drop down
  • Confirm your Aadhaar, PAN and bank details are correct
  • Go to ‘online services’
  • Click on the claim form and select the one relevant as per your purposes
  • The member details would be reflected on the screen along with the KYC details
  • Click on the tab, ‘proceed for online claim’
  • Select the claim you wish to apply for
  • Confirm the withdrawal by entering the OTP registered and submit.
  • Make a note of the reference no. generated for future status tracking.

Can I withdraw my PF before 5 years?

Yes, you can withdraw your PF amount before completion of 5 years. However, there would be tax applicable in case withdrawn before 5 years.