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Since its establishment, having an aadhaar card has become an integral part of every India’s life. This 12 digit aadhaar number assigned by the UIDAI (Unique Identification Authority of India) is essential as it serves as an identity & address proof. Apart from this, a person can avail all the benefits and subsidies mentioned in the Aadhaar Act, 2016. But before accessing these subsidies, it is mandatory for an individual to link their aadhaar card to a bank account. Banks have also issued notices to all their existing customers to seed aadhaar with their accounts. Providing aadhaar is mandatory for opening new accounts as well. Going forward, all financial institutions would request if an individual’s bank account is linked to an aadhaar card for undertaking any transactions.
People often get confused with the process of linking aadhaar card with bank account. The process is actually quite easy and can be completed quickly. The process of linking your account with aadhaar can be done both online and offline.
Visiting your bank’s branch is one of the most suitable option, provided you carry the original aadhaar card for verification.
Almost all banks provide this facility, account holders simply have to download their respective bank’s mobile application.
An account holder can link their aadhaar card through SMS as well, but this is usually a feature where the account holder has to initiate by sending a text to a specific number provided by the bank.
Customers can also check if their bank account has been linked to an aadhaar card.
The benefits of linking Aadhaar number with bank accounts are:
Who are eligible to link Aadhaar to bank account?
The government has made it mandatory for people to link their aadhaar with their bank account, thus all citizens holding a bank account and having an aadhaar card have to get these two linked.
Why should you link Aadhaar with your bank account?
Having an Aadhaar card is really very important for Indians as the aadhaar card is considered the most important identity card by the government. If you don’t link your aadhaar card with your bank account, the bank will deactivate it.
When I link my bank accounts will the UIDAI not get this information?
The UIDAI (Unique Identification Authority of India) is responsible for issuing and authenticating all aadhaar cards. Once registered, the UIDAI will automatically get all the details regarding your bank account.
How to check whether Aadhaar number is linked to your account?
Customers can also check if their bank account has been linked to an aadhaar number, simply visit uidai.gov.in and select ‘Check Aadhaar and Bank Account Linking status’.