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HEALTH INSURANCE

ABHA Health ID Card Benefits: How It Simplifies Healthcare and Cashless Health Insurance

Maathesh Acharya 17 June 2025

Did you know that it is now possible to be connected to a vast network of healthcare professionals in an instant? Through the introduction of the Ayushman Bharat Digital Mission (ABDM), the government of India has taken a step towards a transparent, efficient, and accessible digital health ecosystem.


With the help of the ABHA Health ID card, patients from all across the country can control their medical information, along with the benefits of streamlined healthcare access and enhanced data security. In this blog, we will see what the ABHA Health ID Card is and its benefits, to make it easier for individuals seeking quality, accessible, and secure healthcare across the country.

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Understanding the ABHA Card or Health ID Card

What is the ABHA Card or Health ID Card?

The ABHA Health ID Card is a digital card introduced by the government under the Ayushman Bharat Digital Mission (ABDM). This card consists of a unique 14-digit digital identification number that is assigned to individuals, also known as the ABHA ID.

What is the purpose of the ABHA Card or Health ID Card?

This card is useful for storing, accessing, and sharing personal health records across various health networks in India. Through the use of this card, there is no need for manual paperwork or record-keeping— connecting patients, doctors, hospitals, and health insurance providers on a unified digital platform. This guarantees a seamless and secure healthcare experience.

Crucial Points to Remember:

  • Access to any health records associated with Health IDs or ABHA numbers will be granted only with informed consent of the individual.

  • Individuals have the choice to create an alias, referred to as an "ABHA address". (For example: abc@ndhm with a password)
  • Major Benefits of the ABHA Health ID Card

    Here is a look at some of the key ABHA Card benefits offered–

    Key Benefit Description
    Unique Digital Health Identity AEach ABHA card provides a unique 14-digit health ID, creating a unique identity that removes confusion from multiple medical records and ensures consistent documentation.
    Effective Management of Personal Health Records It simplifies the process of registering, updating, and accessing digital medical records, supporting continuous and coordinated care.
    Robust Security and Consent-Driven Data Sharing Employs advanced encryption protocols and consent-based sharing, ensuring your health data remains confidential and accessible only to authorised parties.
    Seamless Access to Verified Healthcare Professionals Connects you to a nationwide network of qualified doctors and specialists for trusted medical consultations.
    User-Controlled Activation and Deactivation Allows you to activate, deactivate, or delete your ABHA account at any time, giving you full control over your participation in the digital health ecosystem.
    Nominee and Beneficiary Management Enables adding family members or trusted nominees to your account, facilitating efficient management of dependents’ health records and ensuring continuity of care.
    Comprehensive Access to Health Facility Registry Provides easy access to a database of government and private hospitals, clinics, and diagnostic centres, helping you locate appropriate healthcare services.
    Integration with Alternative and AYUSH Medicine Services Supports inclusion of Ayurveda, Yoga, Unani, Siddha, and Homoeopathy (AYUSH) records, promoting holistic healthcare alongside mainstream medical treatment.

    Steps to Create an ABHA ID Health Card

    You can also create your ABHA card in a few simple steps:

    Step 1: Go to the official ABHA website and click 'Create ABHA number'.
    Step 2: Either your Aadhaar card or driver's license, then click 'Next'.
    Step 3: After entering your Aadhaar or license number, read the declaration carefully.
    Step 4: Select 'I agree' to the declaration and enter the one-time passcode sent to your registered mobile number.
    Step 5: Click on 'Submit'.

    Now, your ABHA identity card is successfully created.

    Major Reasons to create an ABHA ID Health Card

    Here are some of the major reasons why you should consider getting a Health card:

    Plan For The Future

    There is a high chance of ABHA cards becoming mandatory like Aadhar cards, so you can stay prepared for the future in advance.

    Consider Going Digital

    With wide access to digital healthcare, many hospitals like AIIMS are also making it a mandatory requirement.

    Better Organisation Benefits

    Through a Personal Health Record (PHR) App, you can easily access your health records through your ABHA ID, if your hospital is already ABHA-integrated.

    Integration of Health Insurance with ABHA Health ID Card

    Your health insurance policy can be easily linked to your ABHA Health ID card. This leaves you with the following benefits–

    Cashless Health Insurance

    Hospitals can directly access your health insurance details through your ABHA card, enabling faster approvals and settlements of insurance claims.

    Timely Claim Processing

    With minimal paperwork and verification processes, there is a guarantee of timely medical care without any delays.

    Tracking of Coverage

    With the help of your ABHA account, you can easily check the status of your health insurance, be it to monitor coverage, renewal, or benefits offered.


    Conclusion

    The ABHA Health ID card is an integral step in the right direction for a digital health ecosystem in India that focuses on patients–to ensure accessible, transparent and secure healthcare services. It ensures digitised medical records, easy access to healthcare professionals and facilities, along with high security and patients' control over their medical information.


    Want to learn more about the ABHA card? With the help of Coverfox, an IRDAI-approved Insurtech platform, you can be provided with detailed information about the ABHA Health ID card, its benefits, and how it can be integrated with your health insurance schemes, both easily and conveniently.

    Frequently Asked Questions

    What is the Abha Card?

    The ABHA Health ID Card is a digital card introduced by the government under the ABHA Digital Health Mission. This card consists of a unique 14-digit digital identification number assigned to individuals and is useful for storing, accessing, and sharing personal health records across various health networks in India.

    What are the benefits of the ABHA Health Card?

    The ABHA Health ID card enables digitised medical records, high security, provides easy access to doctors and health care professionals, flexibility to activate or deactivate, and access to the Health Facility Registry and alternative medicine.

    What is cashless health insurance?

    Cashless health insurance is a type of insurance wherein the insurance company directly settles your medical bills with the hospital, provided it is a network hospital.

    What are the benefits of cashless health insurance?

    Cashless health insurance provides multiple benefits such as a hassle-free claim process, quick access to treatment, reduced paperwork and access to a wide network of hospitals.

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