The Bajaj Allianz M-Care Health Insurance Plan is a comprehensive health insurance plan that provides coverage for your entire family. With this plan, you can insure each family member separately, with a dedicated sum insured for each individual. The premium for the plan is calculated individually for each member and can cover up to five members of your family, including yourself, your spouse, your dependent children, and your dependent parents.
In the unfortunate event of being diagnosed with any of the seven diseases listed on the policy, you will be relieved to know that your M-care health insurance plan will cover the medical expenses that can sometimes be quite costly.
Please find below the eligibility criteria for Bajaj Allianz M-Care health insurance:
| Parameters | Details |
|---|---|
| Minimum Entry Age | |
| Maximum Entry Age for The Proposer | |
| Minimum Entry Age for Dependent Children | Covered Members |
| Sum Assured Options |
Diseases covered
1. Dengue Fever 2. Malaria 3. Filariasis (payable only once in a lifetime) 4. Kala-azar 5. Chikungunya 6. Japanese Encephalitis 7. Zika Virus
Here are the main features and benefits of the Bajaj Allianz M-Care health insurance policy:
Please note the following information about the Future Generali Vector Care Plan:
If you or any other insured member is diagnosed with any of the listed vector-borne diseases, you will receive a lump-sum benefit, as per your policy terms and conditions.
The covers yourself, your spouse, dependent children as well as your dependent parents provided that you avail the add-ons for the same.
If you for any reason feel that you no longer need the coverage provided by the policy, you can return it during the 15-day lock-in period.
The policy covers the following 7 diseases for you and your family.
Bajaj Allianz M-Care Health Insurance Plan does not cover vector-borne diseases diagnosed within 15 days of the plan's start date. For those who renew their coverage annually without claims, this exclusion does not apply.
If you are wondering if you should Buy Future Generali Vector Care Plan Online, the following points may help you make your decision.
Comprehensive Coverage: Bajaj Allianz M-Care Health Insurance offers extensive coverage, providing financial protection against medical expenses related to the diagnosis of any of the 7 listed diseases.
Lifetime Renewability: Benefit from the lifetime renewability option, ensuring continuous coverage for sustained health protection.
Family Inclusion: Cover yourself, your spouse, dependent children, and parents under a single policy, ensuring comprehensive healthcare for the entire family.
Flexible Sum Insured: Choose from various sum insured options, allowing customization to meet your specific healthcare needs and budget.
Exclusive Discounts: Avail special discounts by purchasing the policy directly from the company website, enhancing affordability without compromising on coverage.
Free-Look Period: The policy comes with a 15-day free-look period, providing the opportunity for a risk-free assessment and ensuring satisfaction with the chosen plan.
To purchase the Bajaj Allianz M-Care Health Insurance Plan, you can follow these simple steps:
Ensuring that you renew your health insurance policy on time is imperative. Neglecting this crucial aspect can leave you in a vulnerable position, without any cover. Therefore, it is essential to prioritize renewing your policy and make it a top priority. You can quickly locate the expiry date on your policy documents, so make sure to keep a check on it. It is vital to submit your renewal request well before the expiry date to avoid any inconvenience. You have the flexibility to renew your policy either online or offline, depending on your convenience. When renewing your policy, it is crucial to keep in mind the following points to ensure a hassle-free experience: Grace Period: A 30-day grace period is provided after the policy expiry date for renewal, after which non-renewal leads to policy termination.
The claim process for Bajaj Allianz M-Care Health Insurance policy is thankfully fairly simple and intuitive.
Bajaj Allianz M-Care Health Insurance stands as your steadfast partner in health, offering a comprehensive shield against the uncertainties of vector-borne diseases. With a commitment to seamless claims processing, the policy ensures swift support during hospitalization.
At a network hospital, you must contact your insurance company and request a pre-authorization for Cashless treatment in writing. If it's an emergency hospitalization, you can do the same within 24 hours of admission. If your cashless health insurance claim is approved, the company will pay the hospital bill. However, keep in mind that you will have to pay for any uncovered expenses.
Yes, the plan has a waiting period of 15 days.
The Insured person will be able to port a similar Vector care health insurance policy from another insurer or to another insurer, but not otherwise.
