It is good to know that health insurance has become every household's necessity today. People need to ensure they are covered as they take on careers or maybe start one, bring in a partner, and have children. There are ample plans from which you can choose according to your requirements and budget. But, National Insurance Saral Suraksha Bima tends to stick out from the rest. The policy aims to provide affordable healthcare coverage to all families in India by offering a wide range of services at very reasonable prices.
Here, we will tell you about Saral Suraksha Bima by National Insurance General Insurance.
Saral Suraksha Bima can be defined as a standardised Personal Accident insurance plan that provides insured individuals with 24/7 international insurance coverage. The policy includes compensation for accidental death as well as permanent disability. In addition, this policy may cover temporary disability, accidental hospitalisation, and educational grants for kids.
Saral Suraksha Bima is an ideal policy for those who frequently travel to different places in the country and abroad. The policy provides protection for loss of income as well as treatment expenses; it also includes insurance for death and permanent disability. Saral Suraksha Bima policy from National Insurance Health Insurance is suitable for individuals who take frequent trips to their offices, their households, and abroad. It covers all kinds of risks that could occur through accidents or illnesses, including death, permanent disability, total or partial disability, and others.
Here are the policy features:
The base coverage includes accidental death as well as permanent total or partial disablement from accidents.
The optional coverage includes temporary total disablement, education grant for kids and hospitalisation expenses from accidents.
The sum insured (with the exception of the Cumulative Reward) will be enhanced by 5% for each and every claim-free policy year, given that the insurance policy coverage is renewed without any gap, up to a limit of 50 per cent of the total sum insured amount.
If the insurance policy is purchased online or through walk-in, or directly by the customer (in which no middleman is engaged), a 10% reduction on the overall premium will be permitted for both new insurance policies and future renewals of the coverage.
In this tough economy, health insurance plans are a must for everyone, even individuals and groups that already have insurance. However, the sheer number of options available on the market can make choosing the right plan a challenge. Fortunately, National Insurance Saral Suraksha Bima offers some compelling benefits that make it the best value accidental health insurance plan available. If you're looking for comprehensive coverage with a great balance of costs and features, you could really consider this excellent choice.
Here is a list of all the benefits offered by the National Insurance Saral Suraksha Bima
Saral Suraksha Bima Plan is a wide range of life insurance policies designed to meet the basic needs of a family. It offers various benefits to its insured individuals, who can avail of them in their time of need. With the Saral Suraksha Bima plan, you can offer your family a higher sum insured up to INR 1 crore against a wide range of medical expenses. This helps you cover all critical hospitalisation and other medical expenses after meeting an accident. You can also save tax and enjoy complete peace of mind while planning your family care by choosing the right cover.
There are many new plans and schemes that have been introduced in India. The Saral Suraksha bima plan is one such plan which offers a lumpsum payout up to the total sum insured. After meeting an accident, this helps the insured individuals cover the hospitalisation and other medical expense after meeting an accident under the Saral Suraksha bima plan.
Saral Suraksha Bima is a plan offered by various insurance companies in India. This Saral Suraksha Bima Plan is an optional benefit of the insurance coverage which helps children carry on with their formal education. Following an accident or death, Saral Suraksha Bima can be used to meet the expenses for the education of the insured individual's children.
Policyholders of active health insurance policies are eligible for tax deductions under Section 80D of the Income Tax Act. The limit on tax deduction is set to INR 50,000 for individuals who are above the age limit of 60 years. However, for people under that age limit, the threshold is set to INR 25,000.
Here is a list of National Insurance Saral Suraksha Bima coverage:
Temporary total disablement from accident
The policy-specified exclusions include
In conclusion, XXXXXXX is a viable option for you and your family. It will provide protection against any kind of financial risks that you may face because of the accident or hospitalisation. The comprehensive insurance policy makes sure that it not only gives coverage against accidental death and hospitalisation but also offers education grants via optional coverage benefits. User-friendliness is further ensured through clear terms and conditions and promised service delivery. This helps you in counting out the risks beforehand while also providing relief during a crisis time.
