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How Can I Buy and Complete My Health Check-up in lockdown?

The COVID-19 pandemic has thrown a new set of challenges to the citizens of India. Keeping up with ever-changing rules and guidelines are taking away most of our energy and time. Meanwhile, the constant outpour of negative news is only making things worse for those concerned about their health.

However, you can play it safe and use a health insurance policy and complete your health check-up during the lockdown. This article talks about how a health insurance policy can save you from the ill-effects of coronavirus and lockdown.

Which Parts of Your Body Require Your Attention During Lockdown?

Coronavirus has disrupted our regular life. Although your mind understands the reason why you need to stay at home, your body might not understand. Some of these organs can bear the biggest brunt of an idle lifestyle. Hence, it is wise to get health insurance. Consider using your health insurance policy for getting a health check-up done if your body shows the following symptoms during the lockdown:


A report in The Economic Times shows that, during the lockdown, internet usage has surged by 10% in India. Excessive use of mobile phones and laptops can lead to vision syndrome. Pay attention to your eyes if you are facing any of the following problems:

  • Blurred vision
  • Morning headache
  • Sore eyes
  • Dry eyes
  • Pain in the eyes
  • Light sensitivity
  • Red eyes
  • Night blindness
  • Colour blindness

Health insurance policies of reputed insurance providers cover eye diseases like cataract, glaucoma, diabetic retinopathy, age-related macular degeneration, and routine eye-health check-ups.

Visit your nearest hospital and use your health insurance card to get your precious eyes checked during the COVID-19 lockdown.


Since the coronavirus lockdown coincided with a seasonal change in weather, the air is filled with allergens that may cause ear problems. Some common ear conditions to look out for are:

  • Irritation in the ear
  • Earaches
  • High ear temperature
  • Liquid discharge from the ears
  • Scaly skin
  • Sensorineural hearing loss
  • Ear-congestion
  • Labyrinthitis
  • Tinnitus
  • Mastoiditis

Almost all health insurance policies provide coverage for ear tests. But, you might have to pay a little extra if you want to get coverage for buying hearing aids as it is a common exclusion.


During season change, infections in the throat are quite common. Pay special attention to your throat if you notice any of the following symptoms:

  • Throat pain
  • Pain in swallowing food
  • Tonsil inflammation (tonsillitis), with or without pus
  • Fever
  • Rash
  • Vomiting
  • Nausea
  • Body ache

Drink warm water and rinse twice a day to get relief. If that does not help, you should take your health insurance card and visit the nearby health centre to get the tests done.


Due to lockdown, many people are experiencing more stress than they experience during normal times. People with existing heart diseases are more prone to getting ill during the lockdown.

Keep an eye out for the following symptoms during lockdown to take preventive measures at an appropriate time.

  • Shortness of breath
  • Chest pain
  • Chest discomfort
  • Coldness or numbness in arms or legs.
  • Pain in the upper abdomen
  • Racing heartbeat
  • Dizziness
  • Slow heartbeat
  • Swelling in feet or hand
  • Fever

Use your health insurance policy to get heart tests done like angiography, ECG, echocardiogram, EP study, and blood tests.


Lockdown may be a perfect opportunity to over-indulge in tasty homemade food. While this is good in one way, it can also be a reason to worry.

Look for the following symptoms to find out whether you need a kidney check or not.

  • Tiredness
  • Insomnia
  • Dry skin
  • Blood in urine
  • Foamy urine
  • Puffiness around eyes
  • Swollen feet
  • Poor appetite
  • Cramp in muscles
  • Painful urination

Show your health insurance card at empanelled hospitals to conduct tests like urinalysis, serum creatinine, and blood urea nitrogen to find out if you require special care and attention during the coronavirus lockdown.

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