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Coronavirus or COVID-19 is a severe and infectious disease which is caused by the virus named SARS-CoV-2. Corona virus can also be seen as a group of viruses that cause a range of ailments like the common cold or lead to more severe issues like Severe Acute Respiratory Syndrome (SARS). This virus started spreading from Wuhan, China in the year 2019. Due to the uncontrolled spread of corona virus cases, WHO declared it pandemic in the year 2020. Initially, due to a lack of proper information, many lives suffered much more severely. So far, Corona virus stats shows the death of over 49.6 crore people worldwide and 4.3 crores in India. However, with the introduction of Covid-19 vaccines across the globe, the situation is under much control. Staying safe, healthy, and alert is the key to protecting yourself from Covid.
According to researchers, bats or pangolins were most likely the origin of this virus. It is assumed that the virus is passed on from the bats to the humans through an intermediary animal. There are many ways through which this virus can spread among humans:
Covid-19 virus may take around 2 to 14 days to show the signs and symptoms in a person's body. This period is known as the incubation period. But a person can spread the virus even in this phase. This period is known as presymptomatic transmission. Common Corona virus symptoms are:
In the case of children they might show similar symptoms to that of the adults and generally have mild illness. The severity of virus corona ranges from mild to severe. It is also seen that some people experience worsened symptoms in a week like acute shortness of breath and pneumonia.
There are many people who also experience these symptoms four weeks after the diagnosis. This is known as a post-covid symptom. The risk of the seriousness of this disease increases with age and certain pre-existing medical conditions. Some medical conditions like heart disease, diabetes, asthma, and COPD can increase the risk of this disease. However, with better medication facilities most people recover from the disease.
Apart from authorised vaccines by the Government, there are some preventive measures that a person can take to reduce the risk of corona virus. Some of the measures are:
|Name of the Plan||Best Features|
|Corona Kavach Health Insurance||
|Corona Rakshak Health Insurance||
|Star Novel Coronavirus Insurance Policy||
|Aditya Birla Activ Assure Diamond||
Even before the coming of the Covid-19, people had health insurance plans. It might not be possible for everyone to purchase a whole new health cover for Covid-19. So, for the ease of customers, all the current health plans include this in the health insurance covers. Before testing positive for corona virus if a policy has been purchased by you then you get the medical expenses covered.
Money is one of the most needed help at times of medical emergencies. This is when a health plan proves to be the most beneficial. All the medication expenses including hospital expenses are covered under a Covid-19 health insurance plan.
Certain tax benefits are also available for people having health insurance coverage. Under Section 80D of Income Tax, you can file tax benefits against the premium amount that you pay.
Cashless treatment has made the process of handling medical emergencies very easy. There are several network hospitals all over the country that are covered under various policies where a person can get hassle-free and cashless treatment.
There are many facilities that you can avail yourself of while you choose an insurance policy. These include consumables cover, maternity cover, OPD cover, overseas cover, newborn cover and many more. Also, when you know you have financial assistance, you tend to avail better treatment facilities.
There are certain inclusions that a person expects before buying a policy. Some of the related health inclusions offered in a health plan are listed below.
There are some aspects that are not covered by the insurance policy which you might have opted for Corona virus. Have a look at the list:
If you are staying at your home while you're suffering from Corona virus then the policy does not cover those expenses
If you get admitted to a hospital without a doctor's recommendation, then those expenses won't be covered in your policy.
Corona virus or Covid-19 is a highly communicable disease that affects the respiratory system of humans. It can be as mild as a normal cough and cold and can be as severe as a life-threatening disease. It is caused by the SARS-CoV-2 virus.
Corona virus, being a highly communicable disease, is spread by coming in contact with an infected person or touching contaminated surfaces or objects.
The incubation period of corona virus is 2 to 14 days. However, in the case of asymptomatic patients, the corona virus symptoms may never actually be detected without a covid test.
The virus lives longer when the temperature is at or below room temperature. When the humidity is below 50%, it is a positive condition for the virus to survive for a longer period of time.
The primary coronavirus symptoms may include cough and cold, runny nose, fever, sore throat, body ache, etc.
There is no certain clarity on this matter. However, in certain conditions, the coronavirus tends to survive on surfaces. Moreover, the type of surface, its temperature, humidity, etc also affects its survival.
Yes. Asymptomatic people are equally capable of spreading the virus as much as symptomatic people. So, in case of doubt, one must isolate themselves immediately and get a diagnosis.
The covid-19 virus can easily spread through direct physical contact. It can spread by touching infected surfaces, objects, or clothes. The cough droplets of an infected person can also spread the virus.