- About Coverfox
Reliance General Insurance is one of the leading general insurance companies in India. With 139 offices and more than 28,900+ intermediaries across India, Reliance General Insurance offers a wide range of insurance products and solutions such as motor, health, travel, home, marine, employee liability, group mediclaim, shopkeeper’s insurance, etc.
Vision, Mission and Goals of Reliance General Insurance
We want to score perfectly for world-standard services & products, and want to be your first choice in domestic as well as global markets.
Note: All information has been sourced from the official website of Reliance General Insurance
Reliance Critical Illness Insurance Policy is a comprehensive health plan which provides cover against life-threatening diseases.
The key features and benefits of this plan are:
|Sum Insured||Sum Insured options of Rs. 5 / 7 / 10 / 15 / 20 lakhs,|
|Medical Test||A Medical test is mandatory for Individuals above 45 years. The medical tests have to be conducted at the empaneled diagnostic centers|
|Entry Age||The minimum entry age to purchase a Reliance critical illness policy is 18 years and above|
|Tax Benefit||As per Section 80D of the Income Tax Act, 1961|
|Type of Medical Tests||The following tests are required: |
|Policy Tenure||The Critical Illness plan is available for 1 year and 3 years|
|Waiting Period||Critical illness contracted or evidenced through signs and symptoms within 3 months of the inception date of this policy|
Category I – Life-Threatening
Category II - Lifestyle Disabling
The inclusions under this plan cover 10 specified illnesses/diseases as listed above in category I and category II.
The exclusions under this plan are:
The minimum entry age to purchase a Reliance critical illness policy is 18 years and above. The maximum entry age to purchase a Reliance critical illness policy for Rs. 5 lakhs sum insurance is 65 years. The maximum entry age to purchase a Reliance critical illness policy for Rs. 7 lakhs sum insurance is 60 years. The maximum entry age to purchase a Reliance critical illness policy for Rs. 10 lakhs sum insurance is 55 years. The maximum entry age for sum insured of Rs. 20 lakh is 50 years. The policy provides life long renewals subject to no claims have been made.
What is the Claim Procedure for Reliance Critical Illness Insurance Plan?
In case of a claim/medical emergency, the policyholder is required to notify Reliance General Insurance either at the call centre or in writing immediately and within 7 days of the occurrence of such an insured event. Also, the policyholder needs to furnish the following details:
The standard list of documents required for submission are: