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HEALTH INSURANCE

Common Monsoon Diseases and Infections: Symptoms & Prevention Tips

Shashi Kumar 03 July 2025

Monsoons - one of the most important seasons of the year. The rainy season is extremely important, as it provides relief from the warmth of the summers, and is an important factor for agriculture.

Common Monsoon Diseases and Infections

Although the monsoon season seems to bring all the flowers, it has some major health concerns that come along with it. Monsoon is notorious for bringing a plethora of diseases and infections when it comes. These are mainly vector-borne and water-borne diseases. Let us understand the tactics to fight against these monsoon diseases.

Causes of Monsoon Diseases & Infections

So, how does monsoon bring diseases with it? Well, with monsoon comes the problems of stagnant water, waterlogging, unclean environments, etc. These factors lead to a few life-threatening diseases that are prevalent mostly in monsoons. They include:

  • Water stagnation and contamination

  • Heavy rains can lead to multiple waterlogged puddles spread across areas. These waterlogged areas can easily collect stagnant and contaminated water. If this water is mixed with drinking water or you come in contact with such untreated water, it can lead to waterborne diseases and infections.

  • Increased mosquito breeding

  • Stagnant water, waterlogged areas, and untreated waters are grounds for the breeding of mosquitoes. Mosquitoes are the leading cause of human death, causing life-threatening diseases like dengue, malaria, etc. Mosquitoes love the monsoon, and therefore, we see a rise in their numbers during the rains.

  • Humidity leads to fungal and bacterial growth

  • The high moisture content in the air during monsoon creates an ideal environment for fungi and bacteria to thrive. Skin infections, athlete’s foot, ringworm, and respiratory illnesses are common due to prolonged exposure to damp clothing, footwear, and poor ventilation.

  • Poor hygiene and sanitation issues

  • Overflowing drains, dirty surroundings, and poor waste disposal further worsen public hygiene during monsoons. This makes it easier for viruses and bacteria to spread through contaminated food, unclean hands, and surfaces, resulting in gastroenteritis, flu, and other infections.

List of Most Common Monsoon Diseases & Infections

Here’s a list that includes the most common monsoon diseases and infections that you should be aware of:

Disease/Infection Type Causing Agent Mode of Transmission Incubation Period
Dengue Viral (Vector-borne) Dengue virus (Flavivirus) Bite of an infected Aedes mosquito 4–10 days
Malaria Parasitic (Vector) Plasmodium spp. Bite of an infected Anopheles mosquito 7–30 days (varies by species)
Chikungunya Viral (Vector-borne) Chikungunya virus Bite of an infected Aedes mosquito 2–12 days
Leptospirosis Bacterial Leptospira interrogans Contact with contaminated water/soil 2–30 days
Typhoid Bacterial Salmonella typhi Contaminated food/water 6–30 days
Cholera Bacterial Vibrio cholerae Contaminated water/food A few hours to 5 days
Influenza (Flu) Viral Influenza virus Airborne droplets or surfaces 1–4 days
Diarrhoea Viral/Bacterial Various (Rotavirus, E. coli) Contaminated food/water 1–3 days
Fungal Skin Infections Fungal Dermatophytes (Tinea spp.) Direct contact/moist surfaces 4–14 days

  1. Dengue

  2. A viral infection transmitted by Aedes mosquitoes, dengue causes sudden high fever and can lead to serious complications if unmanaged. It peaks during the monsoon due to water stagnation.

    • Symptoms

    • High fever, severe headache, joint/muscle pain, rash, and bleeding in severe cases.

    • Diagnosis

    • NS1 antigen, IgM/IgG antibody tests, or PCR.

    • Treatments

    • Supportive care—fluids, paracetamol, rest; avoid aspirin/NSAIDs.

    • Prevention

    • Eliminate mosquito breeding, use repellents and nets.

  3. Malaria

  4. Malaria is a parasitic disease spread by Anopheles mosquitoes, common during and after heavy rains. It can be life-threatening without timely treatment.

    • Symptoms

    • Cyclical fever, chills, sweating, nausea, and fatigue.

    • Diagnosis

    • Blood smear test or rapid diagnostic test (RDT).

    • Treatments

    • Antimalarial drugs like chloroquine, artemisinin-based therapies.

    • Prevention

    • Use mosquito nets, repellents, and control stagnant water.

  5. Chikungunya

  6. Caused by the Chikungunya virus, this disease is spread by Aedes mosquitoes and is known for severe joint pain and rash.

    • Symptoms

    • Sudden fever, intense joint pain, headache, rash.

    • Diagnosis

    • Blood tests for virus-specific IgM antibodies or PCR.

    • Treatments

    • No antiviral; manage pain and fever with fluids and paracetamol.

    • Prevention

    • Avoid mosquito bites and eliminate breeding grounds.

  7. Leptospirosis

    • Symptoms

    • A bacterial infection caused by contact with water contaminated by animal urine, common after floods or waterlogging.

    • Diagnosis

    • Blood/urine tests, ELISA or MAT for antibodies.

    • Treatments

    • Antibiotics like doxycycline or penicillin.

    • Prevention

    • Avoid flood water, wear boots/gloves, disinfect surroundings.

  8. Typhoid

  9. Typhoid is a waterborne bacterial infection caused by Salmonella typhi, often due to contaminated food or drinking water.

    • Symptoms

    • High fever, weakness, abdominal pain, constipation or diarrhoea.

    • Diagnosis

    • Widal test, Typhi Dot test, or blood culture.

    • Treatments

    • Antibiotics like ciprofloxacin or azithromycin.

    • Prevention

    • Drink clean water, avoid street food, maintain hygiene.

  10. Cholera

  11. Cholera is an acute diarrhoeal illness caused by ingestion of water or food contaminated with Vibrio cholerae.

    • Symptoms

    • Profuse watery diarrhoea, dehydration, muscle cramps.

    • Diagnosis

    • Stool culture or rapid dipstick test.

    • Treatments

    • Oral rehydration salts (ORS), IV fluids, and antibiotics.

    • Prevention

    • Boil drinking water, practice proper sanitation, wash raw foods.

  12. Influenza (Flu)

  13. Flu is a contagious viral respiratory illness that spreads more during the monsoon due to close contact and poor ventilation.

    • Symptoms

    • Fever, cough, sore throat, runny nose, body aches.

    • Diagnosis

    • Rapid flu test or PCR swab test.

    • Treatments

    • Antiviral meds (if early), rest, fluids, fever control.

    • Prevention

    • Annual flu vaccine, avoid crowded areas, wear masks.

  14. Diarrhoea

  15. Diarrhoea is a common condition caused by viral or bacterial infections due to the consumption of contaminated food or water.

    • Symptoms

    • Frequent loose stools, dehydration, weakness, and stomach cramps.

    • Diagnosis

    • Clinical symptoms; stool test if persistent or severe.

    • Treatments

    • ORS, zinc supplements, and antibiotics if bacterial.

    • Prevention

    • Safe drinking water, handwashing, and food hygiene.

  16. Fungal Skin Infections

  17. These thrive in humid conditions and are common during monsoon due to damp clothes, wet footwear, and poor skin hygiene.

    • Symptoms

    • Itchy, red, peeling skin—common types include ringworm, athlete’s foot.

    • Diagnosis

    • Skin examination or fungal culture.

    • Treatments

    • Antifungal creams, powders, or oral medication.

    • Prevention

    • Keep skin dry, change wet clothes promptly, and avoid sharing personal items.

How to Stay Safe from Diseases and Infections in Monsoon?

Here are a few tips to maintain good health and avoid any types of diseases and infections common in monsoon:

  • Drink only filtered or boiled water.

  • Avoid eating street food or uncovered items.

  • Use mosquito repellents and wear full-sleeved clothing.

  • Remove stagnant water from around your home.

  • Wash your hands frequently with soap or use sanitiser.

  • Avoid walking through floodwater or dirty puddles.

  • Get vaccinated for flu, hepatitis A, and typhoid if recommended.

  • Strengthen immunity with a balanced diet and adequate sleep.

Insurance Coverage for Monsoon-Related Diseases

Health insurance plays a vital role in the fight against monsoon-related diseases. You need to ensure that your health insurance covers vector-borne and water-borne diseases in the policy. Some insurers individually sell protection against vector and waterborne diseases. Health insurance covers any medical cost from diagnosis to treatment for these diseases if it is included in the policy. This will make sure you will have peace of mind during the monsoons, and you receive quality healthcare in case you get sick, without worrying about the financial burden.

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Wrapping Up

Monsoons do bring joy and relief to us, but we need to be vigilant about the diseases that come along with them. These diseases can prove fatal if not checked out. Mosquitoes are a major threat to human life, causing more deaths than any other disease in the world. It is said that mosquitoes have killed more people than all the wars combined in the history of humankind. Ensure your financial and health security with health insurance. To get the best quotes on protection against monsoon-related diseases and infections, Coverfox will be your best friend.

Related Articles

  • Best Health Insurance Policy to cover Malaria & Dengue
  • Why Health Insurance Is Essential During the Rainy Season
  • Difference Between Comprehensive Health Insurance and Regular Health Insurance Plan

Frequently Asked Questions

What are the infectious diseases in the monsoon?

Diseases like dengue, malaria, typhoid, cholera, leptospirosis, and hepatitis A are the common infectious diseases in the monsoon.

What are the diseases caused by the rainy season?

The rainy season can lead to mosquito-borne diseases (like dengue and malaria), waterborne diseases (like typhoid and cholera), and fungal skin infections.

What is the common skin infection in the rainy season?

Athlete’s foot, ringworm, and candidiasis.

What is the fungal infection in monsoons?

Tinea infections (like ringworm and jock itch) are typical fungal infections during monsoon, thriving in moist and sweaty areas of the body.

What are the 4 types of infection?

Bacterial, viral, fungal, and parasitic.

What are the 10 most common diseases in India?

Common diseases include diabetes, hypertension, heart disease, tuberculosis, dengue, malaria, diarrhoea, typhoid, pneumonia, and hepatitis.

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