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New India Assurance Health Insurance is offered by The New India Assurance Company Limited, one of India's largest public sector general insurance companies. It provides health insurance solutions for individuals, families, senior citizens, children, women, and people looking for additional protection through top-up plans. The insurer offers cashless treatment through an extensive hospital network and has a broad portfolio that includes mediclaim, floater, cancer, and specialised health insurance policies.

9,480+ cashless network hospitals across India for planned and emergency hospitalisation.
Sum insured from ₹1 lakh to ₹50 lakh, depending on the health insurance plan selected.
Lifetime renewability under eligible health insurance policies.
226 day care procedures covered under eligible mediclaim policies.
Pre-hospitalisation cover of up to 60 days and post-hospitalisation cover of up to 90 days under selected plans such as Yuva Bharat Health Policy.
Automatic restoration of the sum insured available under selected health insurance plans.
Cumulative Bonus of up to 25% of the sum insured for every claim-free year under eligible mediclaim policies.
AYUSH treatment coverage under eligible policies, as per policy terms.
Optional covers such as Hospital Cash Benefit, Critical Care Benefit, Newborn Baby Cover, and Maternity Cover are available with selected plans.
Flexible premium payment options (monthly, quarterly, half-yearly, and yearly) under eligible policies.
Tax benefits available on eligible premiums under Section 80D of the Income Tax Act.
| Plan Name | Suitable For | Key Highlight |
|---|---|---|
| New India Mediclaim Policy | Individuals | Covers hospitalisation expenses with multiple sum insured options. |
| New India Floater Mediclaim Policy | Families | Single sum insured for the entire family with optional maternity and consumables cover. |
| New India Premier Mediclaim Policy | Individuals & families seeking higher coverage | Higher sum insured with broader benefits than standard mediclaim plans. |
| Yuva Bharat Health Policy | Young individuals and families | Modern health plan with restoration benefit and renewal bonus. |
| Young India Digi Health Policy | Digitally savvy customers | Online-first health insurance with cashless treatment facilities. |
| Arogya Sanjeevani Policy | First-time buyers | Standard health insurance product prescribed by IRDAI. |
| New India Cancer Guard Policy | Individuals seeking cancer-specific protection | Covers expenses arising from the diagnosis and treatment of cancer. |
| New India TOP-UP Mediclaim Policy | Existing policyholders | Additional coverage beyond a chosen deductible at an affordable premium. |
| New India Asha Kiran Policy | Families with girl children | Special health insurance plan designed for families with only girl children. |
| Atmanirbhar Health Policy | Persons with disabilities, mental illness, and HIV/AIDS | Specialised policy covering hospitalisation expenses for eligible individuals. |
Depending on the policy selected, New India Assurance allows policyholders to enhance their health insurance cover with optional riders and add-ons.
Covers expenses for specified modern and advanced medical procedures beyond the base policy.
Extends coverage for medical expenses incurred before hospital admission and after discharge.
Pays a fixed daily cash allowance for each day of eligible hospitalisation.
Provides financial support upon the diagnosis of specified critical illnesses under eligible plans.
Covers eligible medical expenses for a newborn under selected family health insurance policies.
Available under selected plans to cover pregnancy and childbirth-related expenses after the applicable waiting period.
Add-on availability varies by policy. Refer to the respective policy wording for applicable riders and conditions.
New India Assurance offers a broad range of health insurance products, allowing customers to choose coverage based on their healthcare needs rather than fitting everyone into a single plan.
Wide product portfolio covering individuals, families, senior citizens, children, women, cancer care, and top-up health insurance.
Specialised health policies such as Atmanirbhar Health Policy and Asha Kiran Policy cater to specific customer segments that are not commonly covered under standard plans.
Flexible sum insured options across different policies make it easier to choose coverage that suits your budget and medical requirements.
Optional riders let you expand your coverage without purchasing a separate health insurance policy.
Pan-India servicing through an extensive branch network, supported by digital renewal and policy servicing facilities.
Cashless treatment at over 9,480 network hospitals, ensuring easier access to medical care across India.
Buying New India Assurance Health Insurance through Coverfox is simple and completely digital. You can compare plans, select the right coverage, and receive your policy online in just a few steps.
Steps to Buy Through Coverfox
Visit the Coverfox Health Insurance page.
Enter your age, city, and details of the members you want to insure.
Compare the available New India Assurance Health Insurance plans based on coverage, sum insured, premium, and benefits.
Select the plan that best suits your healthcare needs and choose any applicable add-on covers.
Fill in the proposal form with your personal, nominee, and medical details.
Review the policy details and complete the premium payment securely online.
Once the purchase is successful, your policy document will be issued digitally and shared via email.
If you are stuck, our Expert Team can help you through the purchasing journey. Just add your number in the field given to get support.
New India Assurance Health Insurance offers access to 9,480+ cashless network hospitals across India, enabling policyholders to receive cashless treatment for eligible hospitalisation expenses. During a cashless claim, the insurer or its TPA settles the approved medical expenses directly with the network hospital, subject to the policy terms.
How to Find New India Assurance Network Hospitals
Visit the Coverfox Network Hospitals page.
Select New India Assurance Health Insurance from the list of insurers.
Search using your State, City, or PIN code.
Browse the list of empanelled hospitals near your location.
Confirm the hospital's network status before planned treatment to avail the cashless facility.
Note: The network hospital list is updated periodically. Always check the latest list before admission.
Customer Care (Toll-free): 1800 209 1415
Customer Care (Landline): 022 2270 8400
Email: tech.support@newindia.co.in
Website: https://www.newindia.co.in
Online Services: Policy renewal, policy download, premium payment, claim intimation, claim tracking, grievance registration, and branch locator.
Branch Network: Available across India for policy servicing, renewals, endorsements, and claim assistance.
Grievance Redressal: Customers can raise complaints through the official website, branch offices, customer care, or the designated Grievance Redressal Officer.
Disclaimer: The information provided on this page is for general informational purposes only. Policy features, benefits, premiums, waiting periods, coverage, and exclusions may vary by plan and are subject to the insurer's underwriting guidelines and policy terms. Please refer to the official policy wording and prospectus before purchasing a policy or making a claim.
It is a range of health insurance policies offered by The New India Assurance Company Limited for individuals, families, senior citizens, children, and customers seeking specialised health coverage.
Yes. Cashless treatment is available at 9,480+ network hospitals across India, subject to policy terms and claim approval.
The sum insured varies by plan and ranges from ₹1 lakh to ₹50 lakh under different health insurance policies.
Yes. Pre-existing diseases are covered after the applicable waiting period mentioned in the selected policy.
Yes. Eligible policies cover treatment under Ayurveda, Yoga, Unani, Siddha, and Homoeopathy (AYUSH) as per the policy terms.
Yes. The insurer offers health insurance plans specifically designed for senior citizens, along with other policies that permit entry at higher ages.
You can compare plans, customise your coverage, and purchase the policy online through Coverfox in a few simple steps.
You can renew your policy online through Coverfox or the insurer's official website by entering your policy details and paying the renewal premium before the due date.
Yes. The insurer offers the New India TOP-UP Mediclaim Policy, which enhances your health insurance coverage above a chosen deductible.
Yes. Preventive health check-ups are available under eligible health insurance plans, subject to the policy conditions.
You can download your policy document by logging into the insurer's customer portal or by accessing your policy through Coverfox after purchase.
Yes. Premiums paid for eligible health insurance policies qualify for tax deductions under Section 80D of the Income Tax Act, subject to the prevailing tax laws.