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IFFCO Tokio Health Insurance offers a range of health insurance solutions for individuals, families, senior citizens, and customers looking for higher coverage through top-up plans. The insurer's portfolio includes indemnity-based health insurance, critical illness policies, accident-related health covers, and family floater plans, allowing customers to choose coverage based on their healthcare needs and budget. It also provides nationwide policy servicing through its branch and digital channels.
10,000+ cashless network hospitals across India.
Sum insured up to ₹1 Crore, depending on the selected plan.
Coverage for up to 380 day-care procedures under eligible policies.
Pre-hospitalisation expenses covered for up to 60 days.
Post-hospitalisation expenses covered for up to 90 days.
Automatic restoration of the sum insured available under selected plans.
AYUSH treatment coverage available as per policy terms.
Modern treatment coverage, including specified advanced medical procedures, under eligible plans.
Optional wellness benefits and add-on covers available with selected health insurance plans.
Cashless Everywhere facility available as per applicable policy terms.
Tax benefits available on eligible premiums under Section 80D of the Income Tax Act.
| Plan Name | Suitable For | Key Highlight |
|---|---|---|
| Individual Health Protector | Individuals | Comprehensive hospitalisation cover with multiple sum insured options. |
| Family Health Protector | Families | Floater policy covering the entire family under a single sum insured. |
| Health Protector Plus | Existing policyholders | Super top-up plan that increases overall health insurance coverage. |
| Essential Health Protector | Individuals and families | Comprehensive medical cover with optional add-on benefits. |
| Critical Illness Benefit Policy | Individuals | Lump-sum payout on diagnosis of covered critical illnesses. |
| Accidental Hospitalisation Policy | Individuals | Covers hospitalisation expenses arising from accidental injuries. |
Depending on the policy selected, you can enhance your base health insurance plan with optional add-ons that increase the scope of protection.
Freedom to choose eligible hospital rooms without room rent restrictions under applicable plans.
Protection against specified non-medical expenses incurred during hospitalisation.
Financial support for pregnancy and childbirth-related expenses after the applicable waiting period.
Medical protection for a newborn from birth, subject to policy terms.
Assistance for eligible outpatient consultations, pharmacy bills, and diagnostic tests.
Financial assistance for specified dental treatments under eligible plans.
Lump-sum payout on the diagnosis of covered critical illnesses.
Fixed daily benefit payable for each eligible day of hospitalisation.
The availability of add-on covers varies across health insurance plans.
Instead of relying on a single flagship policy, IFFCO Tokio has developed multiple health insurance solutions for different customer segments, making it easier to choose a plan that matches specific healthcare needs.
A product portfolio that ranges from individual and family health insurance to super top-up and critical illness plans.
Wellness services integrated into selected policies, including teleconsultation, health assessments, fitness programmes, and mental wellness support.
Policy customisation through optional add-ons, allowing buyers to strengthen their coverage without changing the base plan.
Online policy purchase, renewal, endorsements, and claim registration through the insurer's digital platform.
Cashless treatment available at more than 10,000 network hospitals across India.
Flexible sum insured options across different health insurance products to suit varying budgets and healthcare requirements.
Buying IFFCO Tokio Health Insurance through Coverfox takes only a few minutes.
Visit the Coverfox Health Insurance page.
Enter your age, city, and the details of the people you want to insure.
Compare IFFCO Tokio Health Insurance plans based on premium, benefits, and sum insured.
Choose the plan and any eligible add-on covers that match your healthcare needs.
Complete the proposal form with your personal, nominee, and medical details.
Make the premium payment through the secure online payment gateway.
Receive your policy document digitally after successful policy issuance.
If you need assistance, an Expert from Coverfox will contact you to support your purchasing journey.
IFFCO Tokio Health Insurance offers access to 10,000+ cashless network hospitals across India. Cashless treatment allows eligible hospitalisation expenses to be settled directly between the insurer (or its TPA) and the hospital, subject to policy terms and pre-authorisation.
How to Find IFFCO Tokio Network Hospitals
Visit the Coverfox Network Hospitals page.
Select IFFCO Tokio Health Insurance from the list of insurers.
Search using your State, City, or PIN code.
Browse the list of empanelled hospitals near your location.
confirm the hospital's network status before admission to avail cashless treatment.
Note: The network hospital list is updated periodically. Always verify the hospital's status before planned treatment.
Customer Care (Toll-free): 1800 103 5499
Email: support@iffcotokio.co.in
Website: https://www.iffcotokio.co.in
Disclaimer: The information provided on this page is for general informational purposes only. Policy features, benefits, coverage, waiting periods, exclusions, premiums, and claim processes may vary depending on the health insurance plan selected and are subject to the insurer's underwriting guidelines and policy terms. Please refer to the official policy wording and prospectus before purchasing a policy or making a claim.
It is a range of health insurance plans that includes individual, family floater, critical illness, accident-related, and super top-up policies.
Yes. Cashless treatment is available at 10,000+ network hospitals across India, subject to policy terms.
Depending on the plan selected, the sum insured can go up to ₹1 Crore.
Yes. Coverage for pre-existing diseases becomes available after the applicable waiting period mentioned in the policy.
Yes. Eligible plans cover treatments under Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy (AYUSH), as per the policy terms.
Yes. You can compare plans and purchase your policy online through Coverfox.
You can renew your policy online through Coverfox or the insurer's official website before the renewal due date.
Yes. Health Protector Plus is a super top-up plan that enhances your health insurance coverage above a chosen deductible.
Selected plans include preventive health check-ups and wellness benefits, subject to the policy terms.
You can download your policy document through the insurer's customer portal or access it from your Coverfox account after purchase.
Claims can be registered online, through customer care, or by contacting the insurer or its TPA. Cashless claims require pre-authorisation from a network hospital.
Yes. Premiums paid for eligible health insurance policies qualify for tax deductions under Section 80D of the Income Tax Act, subject to the applicable tax laws.
