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Zuno Health Insurance, offered by Zuno General Insurance (formerly Edelweiss General Insurance), is built around a digital-first experience with online policy purchase, paperless servicing, and quick claim support. Its health insurance portfolio includes plans for individuals, families, senior citizens, and customers looking for top-up coverage, with sum insured options of up to ₹1 crore and access to 10,000+ cashless network hospitals across India.
Zuno General Insurance offers health insurance plans with features designed to provide comprehensive medical coverage, digital convenience, and access to an extensive cashless hospital network. Key highlights across its health insurance portfolio include:
As a general insurance company, Zuno offers multiple health insurance plans, allowing customers to choose coverage based on their healthcare needs, budget, and preferred level of protection.
| Plan | Best Suited For | Key Highlights |
|---|---|---|
| Zuno Health Insurance Policy - Silver | Individuals and young families | Sum insured up to ₹5 lakh with hospitalisation cover, pre and post-hospitalisation, AYUSH treatment, domiciliary treatment, day care procedures, ambulance cover, hospital cash benefit, annual health check-up, and assistance services. |
| Zuno Health Insurance Policy - Gold | Families seeking broader protection | Coverage up to ₹20 lakh with maternity benefit, Restore Benefit, Recovery Benefit, Critical Illness Cover, No Claim Bonus, and all Silver plan benefits. |
| Zuno Health Insurance Policy - Platinum | Customers looking for higher coverage | Sum insured up to ₹1 crore with all Gold benefits and enhanced coverage limits. |
| Zuno HealthPlus Plan | Customers seeking wider medical protection | Comprehensive cover with benefits including maternity, pandemic cover, critical illness cover, and personal accident protection. Coverage available up to ₹5 crore. |
| Zuno Health Top-up Plan | Existing policyholders looking to increase coverage economically | Additional protection after the selected deductible is exhausted. Coverage available up to ₹5 crore. |
| Arogya Sanjeevani Policy | Customers looking for a standard health insurance policy | Standard indemnity health insurance plan designed as per IRDAI guidelines. |
A claim-free first policy year rewards you with the second year of coverage without an additional premium, subject to the add-on terms.
Pays a fixed daily allowance for every eligible day of hospitalisation, helping with expenses that medical insurance does not reimburse.
Provides a lump-sum payout on diagnosis of specified critical illnesses under eligible variants.
Adds financial protection against accidental death or permanent disability.
Customers willing to bear part of every admissible claim can reduce their premium at policy inception.
Available with the Zuno Health Top-up Plan, allowing customers to choose a deductible that complements their existing health insurance.
Buying Zuno Health Insurance online through Coverfox lets you compare premiums, benefits and policy features before making a purchase.
Need assistance? The Coverfox team can help you compare Zuno Health Insurance with other leading insurers, understand plan differences, complete the documentation and choose the right cover for your needs.
Renewing your Zuno Health Insurance policy before the expiry date helps you continue your coverage without losing accumulated benefits such as waiting period credits and No Claim Bonus.
Waiting periods vary depending on the plan and benefits selected. The standard timelines include:
| Waiting Period | Details |
|---|---|
| Initial waiting period | 30 days from the policy commencement date (not applicable to accidental hospitalisation). |
| Pre-existing diseases (PED) | 36 months. |
| Specified illnesses and procedures | 24 months for listed diseases and treatments. |
| Maternity benefits | Waiting period applicable under plans that include maternity cover. Refer to the policy wording for the applicable timeline. |
Buying through Coverfox gives you the flexibility to compare, evaluate, and manage your health insurance instead of relying on a single insurer's website.
Zuno Health Insurance offers access to 10,000+ cashless network hospitals across India, helping policyholders receive treatment without paying eligible hospitalisation expenses upfront. Cashless treatment is available after approval from Zuno General Insurance or its authorised TPA, subject to the policy terms and conditions.
| Contact Method | Details |
|---|---|
| Customer Care Number | 1800 12000 |
| support@hizuno.com | |
| Website | www.hizuno.com |
| WhatsApp Support | Available through the official Zuno website. |
Disclaimer: Policy features, premiums, network hospitals, waiting periods, and exclusions may change from time to time. Please refer to the official policy wording and prospectus of Zuno General Insurance before purchasing, renewing, or making a claim.
Zuno Health Insurance is a range of health insurance policies offered by Zuno General Insurance (formerly Edelweiss General Insurance) for individuals, families, senior citizens, and customers looking for top-up health coverage.
The Gold and Platinum variants of the Zuno Health Insurance Policy, along with Zuno HealthPlus, are designed for families seeking broader coverage and higher sum insured options.
Yes. Pre-existing diseases are covered after the applicable waiting period mentioned in the policy wording.
Yes. Most plans have a 30-day initial waiting period, a 36-month waiting period for pre-existing diseases, and a 24-month waiting period for specified illnesses. Waiting periods vary by plan.
Yes. Maternity benefits are available under eligible plans and variants, subject to the applicable waiting period and policy terms.
Zuno Health Insurance has a network of 10,000+ cashless hospitals across India.
Yes. You can buy Zuno Health Insurance online through Coverfox by comparing plans, selecting suitable coverage, and completing the purchase digitally.
You can renew Zuno Health Insurance online through Coverfox or the insurer's official website before the policy expiry date.
Yes. Eligible Zuno Health Insurance policies come with lifetime renewability, provided the policy is renewed without a break.
Yes. Health insurance portability is available as per IRDAI guidelines, subject to Zuno General Insurance's underwriting process.
Yes. Premiums paid towards eligible Zuno Health Insurance policies qualify for tax deductions under Section 80D of the Income Tax Act.
You can check your policy status through the Zuno customer portal, mobile app, or by contacting customer care.
