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Digit Health Insurance is a product offered by the general insurance company Go Digit. It is a digital-first health insurer that simplifies every stage of the insurance journey, from buying a policy to filing a claim. Customers can choose from comprehensive health insurance plans, super top-up covers, worldwide treatment options, and standard health policies based on their medical needs and budget.
The health insurance plans offered by Go Digit General Insurance combine digital convenience with comprehensive coverage, making it easier for policyholders to manage their healthcare needs.
As a general insurance company, Go Digit offers a range of health insurance plans designed to meet the needs of individuals, families, and customers looking for higher medical coverage.
| Plan | Best Suited For | Coverage Highlights |
|---|---|---|
| Health Care Plus (Infinity Wallet Plan) | Individuals and families seeking comprehensive coverage | Unlimited Wallet Benefit, no room rent restriction, no age or zone-based co-payment, emergency air ambulance, enhanced pre and post-hospitalisation cover and higher cumulative bonus. |
| Double Wallet Plan | Customers looking for higher protection with automatic refill | One-time Wallet Benefit, no room rent restriction, wellness programme, psychiatric illness cover, bariatric surgery cover and personal accident benefit. |
| Worldwide Treatment Plan | Individuals seeking international treatment coverage | Worldwide planned treatment, emergency air ambulance, no room rent restriction, worldwide hospitalisation benefits and enhanced Wallet Benefit. |
| Super Top-up Plan | Existing policyholders looking to increase their health cover economically | Additional coverage above the selected deductible at a lower premium. |
| Arogya Sanjeevani Policy | Customers looking for a standard health insurance policy | Standard indemnity health insurance plan designed as per IRDAI guidelines with essential hospitalisation coverage. |
Go Digit allows policyholders to customise their health insurance with optional riders, subject to underwriting and plan eligibility.
Pays for non-medical consumables such as PPE kits, gloves, masks and similar items when the hospitalisation claim is admissible.
Reduces the waiting period for pre-existing diseases, specified illnesses and the initial waiting period under eligible plans.
Offers a premium discount when you agree to receive treatment only at Digit's network hospitals. A co-payment applies if treatment is taken at a non-network hospital.
Available under eligible plans to cover outpatient consultations, diagnostics and prescribed medicines.
Enhances the no-claim bonus beyond the standard cumulative bonus available under the base policy.
Helps reduce premium while retaining comprehensive health insurance benefits under specified plan conditions.
| Waiting Period | Details |
|---|---|
| Initial waiting period | 30 days from the policy commencement date. Accidental hospitalisation is covered from Day 1. |
| Pre-existing diseases (PED) | 3 years under eligible health insurance plans. |
| Specified diseases and procedures | 1 to 3 years, depending on the illness or treatment listed in the policy wording. |
| Maternity waiting period | Applicable only under plans that include maternity benefits. The waiting period varies by plan, so policy documents should be referred to before purchase. |
Buying Go Digit Health Insurance online through Coverfox allows you to compare plans, premiums, and benefits before making a decision.
Need assistance? The Coverfox team can help you compare Digit Health Insurance plans, understand policy benefits, complete the documentation, and choose the right coverage for your needs.
Renewing your Go Digit Health Insurance policy before its expiry helps maintain uninterrupted coverage and preserve benefits such as waiting period credits and cumulative bonuses.
Buying Go Digit Health Insurance through Coverfox makes it easier to evaluate whether it is the right fit by placing it alongside plans from other leading insurers.
Digit Health Insurance offers access to 9,000+ cashless network hospitals across India, enabling policyholders to receive treatment without paying eligible hospitalisation expenses upfront. Cashless admission is available after approval from Digit or its authorised TPA, subject to the policy terms and conditions.
| Contact Method | Details |
|---|---|
| Customer Care Number | 1800 258 5956 |
| hello@godigit.com | |
| Website | www.godigit.com |
| Mobile App | Digit Insurance App (available on Android and iOS) |
Disclaimer: The information provided on this page is for general informational purposes only. Policy features, benefits, premiums, waiting periods, exclusions, network hospitals, eligibility criteria, and claim settlement are subject to the terms and conditions of the specific Digit Health Insurance policy and the insurer's underwriting guidelines. Please read the policy wording, prospectus, and schedule carefully before purchasing, renewing, or making a claim.
Digit Health Insurance is suited for customers looking for a digital-first insurance experience, comprehensive health plans, paperless claims, and customisable coverage options.
Key benefits include paperless policy servicing, 9,000+ cashless network hospitals, Wallet Benefit (sum insured refill), no age or zone-based co-payment under eligible plans, and lifetime renewability.
The Health Care Plus (Infinity Wallet Plan) is one of Digit's comprehensive family health insurance plans, offering high coverage, unlimited Wallet Benefit, and several optional enhancements.
Eligible plans, including Health Care Plus, do not impose room rent restrictions. Room eligibility may differ across other plans.
Yes. Cashless treatment is available at 9,000+ network hospitals across India, subject to claim approval and policy terms.
Eligible Digit Health Insurance plans have a 3-year waiting period for pre-existing diseases.
Claims can be registered online through the Digit website or mobile app. For planned hospitalisation, request cashless approval before admission. Reimbursement claims require submission of the prescribed documents after discharge.
Maternity benefits are available only under eligible plans or optional covers. The applicable waiting period and coverage limits are mentioned in the policy wording.
Popular add-ons include Consumables Cover, OPD Cover, Smart Save, Infinite Cumulative Bonus, Waiting Period Modification, and Network Hospital Discount, depending on the plan selected.
Yes. You can port your existing health insurance policy to Digit Health Insurance as per the IRDAI portability guidelines, subject to the insurer's underwriting process.
You can renew your Go Digit Health Insurance policy online through Coverfox or Digit's official website by entering your policy details and paying the renewal premium before the policy expiry date.
Major Go Digit Health Insurance plans do not have age-based or zone-based co-payment. However, specific plans or optional discounts may include a co-payment condition.
Yes. OPD expenses are covered when the OPD Cover add-on is opted for under eligible plans.
The insurer generally requires the duly filled claim form, policy details, hospital bills, discharge summary, diagnostic reports, doctor's prescriptions, identity proof, and bank account details for reimbursement claims.
