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IndusInd Health Insurance, offered by IndusInd General Insurance (formerly Reliance General Insurance), offers health insurance solutions for individuals, families, senior citizens, and customers looking for high-value medical protection. Its portfolio includes comprehensive indemnity plans, senior citizen policies, super top-up options, and standard health insurance products. With coverage of up to ₹5 crore, access to 11,599 cashless network hospitals, and digital policy servicing, it caters to a wide range of healthcare needs.
Coverage available from ₹50,000 up to ₹5 crore, depending on the selected plan.
11,599 cashless network hospitals across India.
Unlimited restoration of the sum insured under Health Infinity and Health Gain variants.
No room rent limit under Health Infinity variants.
Coverage for domiciliary treatment, air ambulance, OPD, medical equipment, and mother & child care under eligible plans.
Pre-existing diseases are covered after a 2-year waiting period under eligible products.
No pre-policy medical examination up to 55 years for eligible Health Infinity applicants.
Wellness and renewal rewards are available under selected plans through renewal bonus and Stay Healthy benefits.
Tax deduction available on eligible premiums under Section 80D of the Income Tax Act.
Policies can be purchased, renewed, and serviced through the insurer's online platform.
| Health Insurance Plan | Best Suited For | Coverage | Highlights |
|---|---|---|---|
| Health Infinity | Individuals and families seeking high coverage | ₹3 lakh – ₹5 crore | No room rent limit, unlimited restoration, OPD cover, air ambulance, mother & child care, medical equipment cover, optional Smart Protector benefits. |
| Health Gain | Individuals and families | ₹3 lakh – ₹1 crore | Available in Prime, Plus, and Power variants with comprehensive hospitalisation benefits and restoration features. |
| Arogya Sanjeevani Policy | Individuals and families looking for a standard health policy | ₹50,000 – ₹10 lakh | Standard indemnity policy designed as per IRDAI guidelines. |
| HealthWise Policy | Customers seeking essential medical protection | Plan dependent | Comprehensive hospitalisation cover with multiple sum insured options. |
| Reliance Super Top-up (IndusInd Super Top-up) | Existing policyholders who need higher coverage | Plan dependent | Adds an extra layer of protection once the deductible is exhausted. |
Selected IndusInd Health Insurance plans can be enhanced with optional covers that expand protection beyond the standard policy benefits.
Includes benefits such as air ambulance, consumable expenses, enhanced hospitalisation support, and additional protection under eligible Health Infinity variants.
Reimbursement for eligible outpatient consultations, diagnostic tests, and pharmacy expenses without requiring hospital admission.
Financial support for maternity-related hospitalisation and newborn care, subject to the policy terms and waiting period.
Covers the cost of prescribed medical equipment required during recovery after treatment.
Emergency air transportation when shifting the insured to an appropriate medical facility becomes medically necessary.
Policyholders can choose to bear a fixed share of every admissible claim in return for a lower premium.
Buying IndusInd Health Insurance online through Coverfox lets you compare plans, premiums, and benefits before making a decision. If you're an existing policyholder, you can also complete your IndusInd Health Insurance renewal online without visiting a branch.
Steps to Buy IndusInd Health Insurance
Visit the Coverfox Health Insurance page.
Enter your age, city, and details of the family members you want to insure.
Compare available IndusInd Health Insurance plans based on coverage, premium, waiting periods, and optional benefits.
Select the plan and sum insured that best match your healthcare requirements.
Fill in the proposal form with your personal, nominee, and medical information.
Complete the payment using the secure online payment options.
Your IndusInd Health Insurance policy will be issued digitally and shared on your registered email ID.
Steps to Renew IndusInd Health Insurance
Open the Coverfox renewal page.
Enter your IndusInd Health Insurance policy number or renewal details.
Review your existing coverage and update it, if permitted.
Pay the IndusInd Health Insurance renewal premium online.
Download the renewed policy instantly after successful payment.
Documents Required
Aadhaar Card, PAN Card, Passport, Driving Licence or Voter ID
Age proof
Address proof
Existing health insurance policy details (for renewals or portability)
Medical reports, if requested during underwriting
Need assistance? The Coverfox insurance experts can help you compare plans, explain policy benefits, assist with documentation, and guide you through buying or renewing your IndusInd Health Insurance policy.
IndusInd Health Insurance focuses on customers looking for higher coverage limits, flexible policy options, and enhanced benefits that go beyond basic hospitalisation cover.
Health insurance cover is available up to ₹5 crore, depending on the selected plan.
Health Infinity includes unlimited restoration of the sum insured and no room rent limit.
Multiple plan options for individuals, families, senior citizens, and customers looking for super top-up coverage.
Access to 11,599 cashless network hospitals across India.
Selected plans include OPD benefits, mother & child care, domiciliary treatment, air ambulance, and medical equipment cover.
Pre-existing diseases are covered after a 2-year waiting period under eligible products.
Digital facilities for buying, renewing, servicing policies, and tracking claims.
Tax benefits on eligible premiums under Section 80D of the Income Tax Act.
IndusInd Health Insurance gives policyholders access to 11,599 cashless network hospitals across India. Cashless treatment is available for eligible hospitalisation expenses once the insurer or its authorised TPA approves the request. The hospital network spans major metropolitan cities as well as tier-2 and tier-3 locations, making planned treatments and medical emergencies easier to manage.
How to Check the IndusInd Health Insurance Hospital List
Visit the Coverfox Network Hospitals page.
Select IndusInd Health Insurance from the insurer list.
Enter your State, City, or PIN code.
Browse the nearby empanelled hospitals.
Confirm the hospital's network status before admission to avail cashless treatment.
Customer Care: 022 4890 3009
Senior Citizen Helpline: 022 3383 4185
Claims Helpline (24×7): 1800 258 5881
Customer Service Helpline: 1800 258 5970
Sales Helpline: 1800 208 8787
WhatsApp Support: +91 74004 22200
Email: rgicl.services@indusind.com
Website: https://www.indusindinsurance.com
Disclaimer: The information provided on this page is for general informational purposes only. Policy features, benefits, coverage, premiums, waiting periods, exclusions, network hospitals, eligibility criteria, and claim settlement are subject to the terms and conditions of the specific IndusInd Health Insurance policy selected and the insurer's underwriting guidelines. Please refer to the official policy wording, prospectus, and policy schedule for complete details before purchasing, renewing, or making a claim.
IndusInd Health Insurance is a range of health insurance products offered by IndusInd General Insurance (formerly Reliance General Insurance). The portfolio includes plans for individuals, families, senior citizens, and customers looking for higher coverage through super top-up policies.
Cashless treatment is available only at the insurer's 11,599+ network hospitals. Treatment at non-network hospitals can generally be claimed through the reimbursement process, subject to policy terms.
Yes. Eligible IndusInd Health Insurance plans cover pre-existing diseases after the applicable waiting period. For selected plans, the waiting period is 2 years.
Yes. Premiums paid towards eligible health insurance policies qualify for tax deductions under Section 80D of the Income Tax Act, 1961, subject to the prevailing tax laws.
The premium depends on factors such as the insured person's age, sum insured, policy type, number of insured members, medical history, city of residence, selected add-ons, and policy tenure.
You can buy IndusInd Health Insurance online through Coverfox by comparing available plans, selecting the desired sum insured, completing the proposal form, making the premium payment, and receiving the policy digitally.
Yes. Waiting periods apply for pre-existing diseases, specified illnesses, and certain policy benefits. The duration varies depending on the plan and benefit selected.
Yes. Family floater options are available under plans such as Health Infinity and Health Gain, allowing multiple family members to be covered under a single sum insured.
You can check your policy status by logging into the insurer's customer portal, contacting customer care, or reaching out to the Coverfox support team if you purchased your policy through Coverfox.
