- About Coverfox
National Insurance Health Plan for Senior Citizens is a type of health insurance plan designed for people above the age of 60 years; namely the senior population of this country. This plan is also known as National Senior Citizen Mediclaim Policy (NSCMP) and is offered by the National Insurance Company. National Insurance Company Limited is the oldest and most trusted general insurance company in India.
As you grow old, so do your medical bills and trips to the hospital. Your body can no longer handle the stress like it used to do before. If you want a peaceful life post-retirement, it is advisable to purchase a senior citizen policy that will take care of all your financial obligations arising out of medical treatment, sickness, and old age.
This is a comprehensive health coverage policy for senior citizens. Let us look at this plan in complete detail. Know more online on Coverfox. Call us on 1800 209 9930 today!
Note: All information has been sourced from the official website of the National Health Insurance Company.
Here is a step-by-step guide that will help you with the entire process of making a cashless/reimbursement claim
A cashless claim can be availed in case of an emergency hospitalization or a pre-planned hospitalization
You need to get admitted at a network hospital and furnish your cashless card and KYC details for pre-authorization by the insurer or its authorized TPA
You have to duly fill the cashless claim application form with details from the network hospitals and TPA and send it to the insurer for authorization
Your insurer will go through the relevant documents along with the medical information and cashless claim application form. Post verification, the pre-authorization letter will be issued to the hospital
Once your treatment is complete, you only need to pay for non-medical and inadmissible expenses and sign the discharge card
Note: If you are unable to provide the necessary medical bills and documents, the insurer has every right to reject your cashless claim application
In case of reimbursement, you need to submit all the relevant bills and documents to the insurer after getting discharged from the hospital.
Old age is indeed a difficult stage of life. It is better to be completely prepared for retirement with a comprehensive national health insurance or a senior citizen health coverage policy. Get complete details on the best senior citizen plan online on Coverfox.