Investing in a good health insurance policy is necessary to avail quality healthcare facilities because the costs of healthcare services are increasing day by day. It prepares you for unforeseen circumstances and also protects your savings from exhaustion due to medical expenses. The digital insurance company ACKO offers online health insurance products with focus on the employer-employee market. ACKO health insurance plans offer exceptional customer experience, high-quality service, value-based pricing and technological innovations.
ACKO health insurance policy is a comprehensive health plan that offers coverage on individual, family on individual sum insured, or family floater basis. There is no maximum entry age limit. It has 12 basic benefits, 10 basic benefit options which are available only at the time of inception of the first policy and 10 add-ons. A policyholder can opt for any number of benefits depending on his requirement and budget. It is available for 1, 2 or 3 years. Some of the benefits offered are in-patient hospitalisation, day care treatment, pre and post hospitalisation expenses, domiciliary hospitalisation, hospital daily cash etc. It offers renewal benefits like annual preventive medical check-up, inflation protect sum-insured and NCB. The sum insured can be restored to 100% of base sum insured once in a policy year. It also offers preventive and wellness services for a healthy lifestyle.
It is a standard healthcare policy that covers people for basic healthcare expenses at affordable premiums. It is a mandatory policy for people between the ages 18 years and 65 years. It is available for 1 year on an individuaL or family floater basis and is renewable for life.
It is an indemnity based policy to cover medical expenses due to Covid-19 treatment. It is issued for a period of 3.5 months, 6.5 months, and 9.5 months. It can be availed for individual and family members such as spouse, children, parents and parents in law. It includes benefits like hospitalisation, home care treatment, AYUSH treatment, Pre and Post hospitalisation.
It protects the policyholder from economic concerns caused due to loss of job, hospital daily costs and critical illness during the policy term. The policy is issued for 1 year.
It is a personal accident cover that provides financial assistance for hospital expenses due to an accident. The policy has a term of 1 year and is renewable for life. It offers base coverage like death cover, permanent total disablement cover and permanent partial disablement cover. Some optional covers are also available like temporary total disablement, hospital expenses due to accident and education grant.
It includes ACKO health insurance policy for groups of employees or workers of an organization. It provides coverage against hospitalisation, injury due to accident and critical illness. ACKO group health insurance plans are ACKO Group Health Insurance, ACKO Group Health OPD Wallet, Group Health & Accident Care Policy and Group Personal Accident Policy. It provides online consultation, medicine ordering through ACKO app using OPD wallet. It can be customised to meet each employee’s unique requirements.It also has features like fitness tracking, reward system for completing fitness challenges, diet consultation and diagnostic tests booking.
