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Investing in a health insurance plan is almost like adding a couple of years to your life. Why? Because your health insurance plan covers all your medical expenses and you can live a stress-free life! One reliable name in this space is Oriental Insurance.
One of the oldest and trusted insurance companies in India.
The company offers health insurance plans that let you cover up to 7 family members, have a lifelong renewal benefit and also cover pre-existing diseases post a waiting period of 4 years. With Oriental Insurance, you wouldn’t have to worry about a thing during any unforeseen circumstances.
The health insurance policy by Oriental Insurance offers coverage against medical expenses on an individual basis. Given below are details of coverage offered.
In case you wish to cover yourself or your family under Individual Mediclaim Health Insurance, please click here.
Personal Accident Disability Plan by Oriental covers incidences like death or disability due to accident within 12 months from the time of accident.
This benefit plan is available for any occupation risk group. The compensation paid and coverage offered is as follows:
Before buying this plan know all the terms and conditions under which compensation or benefits are offered. Contact Coverfox for more details.
This personal accident disability plan offers compensation for only two conditions, namely permanent or temporary disability.
Note: For any claims under this policy the disability should be more than 40%.
If you want to buy this plan, know all the details about the terms conditions and exclusions, contact Coverfox for any assistance.
This is family floater coverage
There are two ways to make a claim under a Health Insurance Policy: on cashless basis and on reimbursement basis. In simple terms, for making a claim on cashless basis, the treatment must be done only at a network hospital of the insurance company servicing your policy. For availing the treatment, you would have to first seek an authorization as per the procedures laid down and in the prescribed form. In case of claims on reimbursement basis, the insurance company has to be informed as per their prescribed procedures. The policyholder has to ensure that documents such as claim form, discharge summary, prescriptions and bills to be submitted for the claim on reimbursement are obtained after hospitalization.
Oriental Health Insurance has a well-defined claim processing system.
In case of any emergencies, you need to inform Oriental Insurance within 24 hours of the admission. In case of planned emergencies, the notification has to reach the company 48 hours prior to the hospitalization. The claim intimation can be done via Oriental Insurance's toll free number 1800-118-485. The same could also be emailed to firstname.lastname@example.org .
Note: If you are a Coverfox customer, you can directly reach out to us for all your claim-related issues and queries.